Car hire excess insurance

Protect yourself from unexpected costs with car excess insurance

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What is car hire excess insurance?

When collecting your hire car, you'll usually be offered different types of products which all come at an extra cost on top of the price of the actual car hire (like breakdown cover, personal injury cover etc).

It can all be a bit confusing and costly, and what a lot of people don't realise, is that often if the hire car is damaged in any way, you are typically liable to pay the excess, which is often between £500 and £2000, sometimes even higher depending on the vehicle type and who you're hiring the car from.  

Car hire excess cover is a policy which shares similarities with travel insurance, in that you either buy it as a single or annual policy (you may wish to consider an annual policy if you hire cars regularly or are hiring for more than 14 consecutive days). 

The policy is designed to cover excesses of up to £10,000*.

  • While car hire agreements typically offer some level of insurance for your rental, excess cover could give you better peace of mind.
  • Car hire excess insurance will also cover you for some of the ‘extras’ charged by the rental company such as damage to tyres, underbody damage and damage to any auto-glass.
  • We can help you find a great price on car hire excess insurance so you know you're covered should the unthinkable happen.


Keep it all covered with car hire excess insurance

Stay protected by making sure you always have the car hire excess cover you need, whenever you're on the road. With this kind of cover you can make sure a small amount of money upfront covers you in the case of damage to your hired car which could be considerably more.

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Useful information

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Get covered against insurance excess costs.'s car hire excess insurance solution is provided by Questor Insurance Services Limited who are authorised and regulated by the Financial Conduct Authority. Registered office; Third Floor Riverside House, 40-46 High Street, Maidstone, Kent, ME14 1JH. Registered in England no: 466942.
Our service is provided by Questor Insurance Services Limited. We are an intermediary and receive commission from Questor Insurance, which is a percentage of the premium if you decide to buy through our website.