Covid-19 - Important information 4th October 2021
On 4th October, the travel traffic light system is being replaced by a simplified set of rules for international travel. These rules tell you what you must do when returning to England, Scotland, Wales, and Northern Ireland from a red list country.
Before buying travel insurance, you should think about what could happen if your destination moves to the red list. You may face extra costs and face travel restrictions that won't be covered by your travel insurance policy.
It's important to check both your destination's entry requirements and the Foreign, Commonwealth and Development Office (FCDO) advice for travelling there.
If you travel against the FCDO advice, you won't be covered by any travel insurance policy you buy.
A few insurers do offer cover if you're an essential traveler, but if you have any questions, you should check the policy wording or contact your chosen provider before you buy.
How much is worldwide travel insurance?
The cost of a policy normally depends on certain things, including:
- Where you're travelling to
- How long you'll be away for
- Your age
- If you've got any pre-existing medical conditions
Here are the average costs of policies for different regions around the world:
| Destination | Average premium1 |
|---|---|
|
Worldwide inc. US, Canada and Caribbean
|
£81.64
|
|
Worldwide exc. US, Canada and Caribbean
|
£85.17
|
|
Australia and New Zealand
|
£40.09
|
1. Confused.com travel data: Average price of all premiums (12 months) August 2020 – October 2020
Things such as medical care usually cost more in the US, Canada, and the Caribbean, so premiums for these countries are normally more expensive.
What our travel insurance expert says
How much medical treatment you’re entitled to can vary in countries all over the world. You can save yourself a shocking medical bill costing you £1000’s, by making sure you’ve got a worldwide travel insurance policy that covers you for all the countries that you plan on visiting.
If that's not enough of a reason for you, buying one policy could save you time and money rather than having to buy single-trip cover for each country that you visit.
Jac Morris
Travel insurance product executive
Need more help?
Does worldwide travel insurance cover the UK?
Yes, the UK is covered as part of any worldwide travel insurance policies that we offer.
If you’re looking for specific cover for just the UK, you can get one of our UK travel insurance policies. If you need a single-trip policy, make sure you list the UK as one of the countries you’ll be visiting on your trip don’t list the UK as one of the countries you’ll be visiting when getting your quote to make sure you’re covered.
Or, if you need annual travel insurance or a backpackers policy, just make sure to select the UK as your destination to get cover specifically for travel within the UK.
When should I buy worldwide travel insurance?
We would recommend buying your policy as soon as you’ve booked your trip. That way, if you have to cancel certain accommodation or onward travel, you’ll be covered and won’t be out of pocket.
Types of travel insurance
European travel insurance
it will cover you for any holidays that you've got planned in Europe this year.
Family travel insurance
means you can get one policy that covers everyone, rather than buying individual policies.
Long stay travel insurance
is the perfect policy for those who plan to travel for an extended period.
Travel insurance guides
How to claim on your travel insurance
What you need to consider when you're taking out your travel insurance.
Travelling to Europe in 2021: What you need to know
Now the Brexit transition period has ended, here's how travelling to Europe will change.
Travel cancellation cover - be insured at the right time
Learn about how cancellation cover can help you if you run into a problem before you go on holiday.
Flight delay compensation
If your flight is delayed for a prolonged period, here's what you could be entitled to.
Travelling to the USA? Then don’t forget ESTA
For any holidays or trip to the USA you'll need as ESTA. We take you through what it is and how to apply for one.
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