1 monthly payments of:
Borrowing the total amount of:
Total cost of credit:
Based on an APR of:
Total amount you’ll repay, including credit:
Find out your exact APR without effecting your credit score
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Ways to compare loans
We get that comparing loans may seem daunting. That’s why we offer different ways for you to see what you might be able to afford, and what loan offers could be right for you.
- To get an idea of how your loan repayments could look, our loan calculator could be exactly what you’re after. And you don’t have to enter any personal details.
- Then to find out what loan deals are available to you, you can compare loan quotes through us without affecting your credit score. Enter a few personal details, the amount you’d like to borrow and over how long, and we can show you a list of potential lenders. The quotes offered aren’t a guarantee, since we only run a soft credit check. This that means you can compare quotes as many times as you like without committing and it won’t show on your credit report.
- If you like the look of one of the loan quotes you’re offered, you can visit that lender’s site to complete your application. This is where you’ll see a guaranteed rate as the lender will run a hard credit check on your credit history. A hard credit check is a detailed look into your financial situation and will show on your credit report. They’ll calculate an exact APR (annual percentage rate) based on your information and give you your repayment figure. The final APR given by the lender may be different to what you saw on our site.
What do I need to apply for a loan
- The amount you’d like to borrow
- The purpose of your loan e.g. holiday, one-off purchase
- How long you’d like the loan for (the term)
- Your personal details, such as your annual income and monthly outgoings
- Your UK address and any previous addresses you’ve lived at over the last 4 years
Depending on the lender, you may have to provide proof of address and of your earnings during the loan application process.
When you’re ready to go through with an application, it’s a good idea to have these to hand to make the process easier.
Why use Confused.com and Monevo for loans?
We’ve teamed up with the loan experts Monevo to offer the best possible deals on unsecured and secured loans. With Monevo’s loan service you get:
- A free service with no obligation to apply once you’ve got your rate
- Eligibility checks with no impact on your credit score - lending partners run a soft search on your credit file which doesn’t affect your score
Still need help? Our loans page has more information on all the different types of loans we offer.
If you’re thinking of consolidating existing borrowing: you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
If you’re thinking of applying for a secured loan: think carefully before securing other debts against your home. your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.