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Mortgage repayment calculator

Find out what your monthly mortgage repayments could be

See what the interest rate will do to your monthly payments.

Are you a first-time buyer or looking to remortgage?

Your monthly mortgage repayment:


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Your real interest rate is worked out by the lender based on your circumstances. The information provided is purely for illustrative purposes

Work out your monthly mortgage repayments

Our mortgage repayment calculator shows you how much your future monthly repayments could be.

To get a better idea of what monthly payments on a new mortgage deal might be, you can use the lower introductory or ‘initial’ rate offered by a lender.

That’s because a lender’s Standard Mortgage Rate (SMR) or Standard Variable Rate (SVR) is often higher.

The information provided is for illustrative use only. Our mortgage partner Koodoo's comparison service can give a more detailed view of monthly payments.

Answer just 8 questions and Koodoo will search the whole UK market to show you deals on offer.

Alongside monthly payments, we show you the introductory or initial rate, product fees and the Annual Percentage Rate of Charge (APRC).

The APRC is the total mortgage cost, shown as an annual percentage. All lenders calculate APRC in the same way to make comparing mortgage deals easier.

How are monthly mortgage payments calculated?

To work out the monthly payments, we look at:

  • How much your new or outstanding mortgage is
  • The term of the mortgage
  • The interest rate of the deal you’re looking at
You should think carefully before securing debt against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Confused.com is not a mortgage intermediary and makes introductions to Koodoo to provide an information-only mortgage online comparison service. Confused.com's mortgage solution is provided by Koodoo. Koodoo is the trading name of Mortgage Power Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 845978), and is a registered company in England and Wales (company registration number 10978680), with a registered address at Scale Space, 58 Wood Lane, London, W12 7RZ.
Confused.com will receive a share of the commission that Koodoo earns from the provider.