Coronavirus (Covid-19) - important information 17th May 2021
Before buying travel insurance, you should think about what could happen if your destination moves from a green list country to an amber or red list country. You may face extra costs and face travel restrictions that won't be covered by your travel insurance policy.
The traffic light system only tells you what you have to do when returning to England or Scotland, as there will be strict border control measures in place. So even if a country is on the green list, you still need to check your destination's entry requirements and the Foreign, Commonwealth and Development Office (FCDO) advice for travelling there. If the Foreign Office has advised against travel to your destination and you still decide to travel, you won’t be covered by any travel insurance policy you buy.
A few insurers do offer cover if you're an essential traveller, but if you have any questions, you should check the policy wording or contact your chosen provider before you buy.
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Yes, unless your doctor says otherwise. Generally speaking, most insurers will allow you to travel during your pregnancy, however some airlines may not let you fly towards the end of your pregnancy so check the airline policy before you book your flight.
The risk of miscarriage is higher in the early stages of pregnancy, whether travelling or not. Therefore, in addition to experiencing feelings of nausea and tiredness, some women prefer not to travel in the first 12 weeks.
If you are an expectant mother planning a holiday, you will be keen to ensure you are able to travel with complete peace of mind. That is where travel insurance comes in. It could cover you for any unexpected complications, like medical emergencies, holiday cancellations and lost baggage.
- Each insurer and airline has different policies with regards to how far into your pregnancy you're allowed to travel, so check before making travel plans. As a rule of thumb, travelling during your third trimester could be riskier, so consult your doctor beforehand.
- Airline and travel insurance policies differ so it is important to check their policies for pregnant women before buying and travelling.
- Check the policy documents before taking out a policy, and make a special note of any exclusions and what their terms are on pregnant travelers.
- Different rules could also apply to different ways of travelling, so travelling by sea can be different to travelling by air.
- Medical treatment could be covered if you're unwell or have any complications whilst abroad
- Emergency repatriation back to the UK if you're unable to travel by your pre-booked transport
- Holiday and flight cancellations cover could cover you if you're too unwell and have been advised by your doctor not to travel
- Cover for your luggage and money in case they are lost, stolen or damaged during your stay abroad
- Your travel expenses such as food and alternative accommodation could be covered if there are any travel delays
Turning up for your flight without prior notification of your pregnancy may result in them refusing you to travel. If you travel against the guidelines of the airline, your policy might be void.
Useful documents that might come in handy:
- Your medical notes
- An EHIC (European Health Insurance Card) if you're going to Europe
- Receipts and proof of purchase to support your claim
- A copy of your travel insurance policy, your policy number and an emergency contact telephone number
With so many other things on your mind, don’t let finding travel insurance become a hassle. Whether you’re in the early stages of pregnancy or your baby is almost on the way, we make the job of finding travel insurance for you and your family stress free.
If you have a pre-existing medical condition, you can still get a quote through Confused.com. These conditions could include cancer, stroke, serious heart, respiratory and terminal conditions.
Some insurers might not cover you if you already have a serious medical condition, or if you have a number of conditions. Others might only offer insurance at a much higher price. If you're unable to find suitable cover, the Money and Pension Service (MaPS) has also set up a directory of insurers willing to cover customers with pre-existing medical conditions.
You can contact the Money and Pensions Service (MaPS) or you can telephone 0800 138 7777.
Our service is free and compares a wide range of trusted household names. Confused.com is an intermediary and receives commission from theidol.com if you decide to buy through our website which is based on a percentage of the total annual premium. We pride ourselves on impartiality and independence – therefore we don't promote any one insurance provider over another.