Travel insurance for pregnant women

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Coronavirus (Covid-19) - important information 3 July 2020

The Foreign and Commonwealth Office (FCO) has lifted its advice against non-essential international travel. This means you can travel to a number of countries from Saturday 4 July.

However, the FCO still advises against travelling to many countries. So check the FCO for the latest advice before you go. If you buy travel insurance and then travel to a country that the FCO advises against visiting, your travel insurance won’t cover you. You won’t be covered for any cancellations either.

The rules on self-isolation when entering or returning to the UK are different for England, Scotland and Wales. Check these differences before travelling to understand what you need to do.

Coronavirus is what they call a “known event”. So some insurers may exclude this type of event from the cover they offer you. If in doubt, check the policy wording or contact your chosen insurer before you buy.

However, all policies bought through include cover for emergency medical expenses and repatriation - even if you contract Covid-19 abroad. This is so long as you’re not travelling against FCO advice.

We compare up to 54 trusted travel brands to find you the best deals.

Can I travel while pregnant?

Yes, unless your doctor says otherwise. Generally speaking, most insurers will allow you to travel during your pregnancy, however some airlines may not let you fly towards the end of your pregnancy so check the airline policy before you book your flight.

The risk of miscarriage is higher in the early stages of pregnancy, whether travelling or not. Therefore, in addition to experiencing feelings of nausea and tiredness, some women prefer not to travel in the first 12 weeks.

If you are an expectant mother planning a holiday, you will be keen to ensure you are able to travel with complete peace of mind. That is where travel insurance comes in. It could cover you for any unexpected complications, like medical emergencies, holiday cancellations and lost baggage.

Get the right travel insurance

  • Each insurer and airline has different policies with regards to how far into your pregnancy you're allowed to travel, so check before making travel plans. As a rule of thumb, travelling during your third trimester could be riskier, so consult your doctor beforehand.
  • Airline and travel insurance policies differ so it is important to check their policies for pregnant women before buying and travelling.
  • Check the policy documents before taking out a policy, and make a special note of any exclusions and what their terms are on pregnant travelers.
  • Different rules could also apply to different ways of travelling, so travelling by sea can be different to travelling by air.

Flying during pregnancy

  • Medical treatment could be covered if you're unwell or have any complications whilst abroad
  • Emergency repatriation back to the UK if you're unable to travel by your pre-booked transport
  • Holiday and flight cancellations cover could cover you if you're too unwell and have been advised by your doctor not to travel
  • Cover for your luggage and money in case they are lost, stolen or damaged during your stay abroad
  • Your travel expenses such as food and alternative accommodation could be covered if there are any travel delays

General advice and useful documents

Turning up for your flight without prior notification of your pregnancy may result in them refusing you to travel. If you travel against the guidelines of the airline, your policy might be void.

Useful documents that might come in handy:

  • Your medical notes
  • An EHIC (European Health Insurance Card) if you're going to Europe
  • Receipts and proof of purchase to support your claim
  • A copy of your travel insurance policy, your policy number and an emergency contact telephone number

Why compare travel insurance with

With so many other things on your mind, don’t let finding travel insurance become a hassle. Whether you’re in the early stages of pregnancy or your baby is almost on the way, we make the job of finding travel insurance for you and your family stress free.

  • We are UK's first and oldest insurance price comparison website, so we know a thing or two about insurance
  • We compare quotes from up to 54 travel insurers, like Saga and Flexi cover insurance
  • We have a list of useful guides and articles to make your trip a little easier’s Travel Insurance solution is provided by is a trading style of Investment Discounts On-Line Ltd and is authorised and regulated by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. is part of the Legal & General group.
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