Pregnancy travel insurance

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Are you expecting? Need some help with travel policies?

Should I travel while pregnant?

If you are an expectant mother planning a holiday, you will be keen to ensure you are able to travel with complete peace of mind. That is where travel insurance comes in. It could cover you for any unexpected complications, like medical emergencies, holiday cancellations and lost baggage.
  • Generally speaking, most insurers will allow you to travel during your pregnancy unless you are advised against it by your doctor
  • Some airlines may not let you fly towards the end of your pregnancy so check the airline policy before you book your flight
  • Although pregnancy travel insurance does not provide cover for events arising from a normal pregnancy, you could however be covered for complications and unforeseen events whilst travelling

Get the right travel insurance

  • Each insurer and airline has different policies with regards to how far into your pregnancy you're allowed to travel, so check before making travel plans. As a rule of thumb, travelling during your third trimester could be riskier, so consult your doctor beforehand.
  • Airline and travel insurance policies differ so it is important to check their policies for pregnant women before buying and travelling.
  • Check the policy documents before taking out a policy, and make a special note of any exclusions and what their terms are on pregnant travelers.
  • Different rules could also apply to different ways of travelling, so travelling by sea can be different to travelling by air.

Flying during pregnancy

  • Medical treatment could be covered if you're unwell or have any complications whilst abroad
  • Emergency repatriation back to the UK if you're unable to travel by your pre-booked transport
  • Holiday and flight cancellations cover could cover you if you're too unwell and have been advised by your doctor not to travel
  • Cover for your luggage and money in case they are lost, stolen or damaged during your stay abroad
  • Your travel expenses such as food and alternative accommodation could be covered if there are any travel delays

General advice and useful documents

Turning up for your flight without prior notification of your pregnancy may result in them refusing you to travel. If you travel against the guidelines of the airline, your policy might be void.

Useful documents that might come in handy:

  • Your medical notes
  • An EHIC (European Health Insurance Card) if you're going to Europe
  • Receipts and proof of purchase to support your claim
  • A copy of your travel insurance policy, your policy number and an emergency contact telephone number

Why compare travel insurance with

With so many other things on your mind, don’t let finding travel insurance become a hassle. Whether you’re in the early stages of pregnancy or your baby is almost on the way, we make the job of finding travel insurance for you and your family stress free.’s Travel Insurance solution is provided by is a trading style of Investment Discounts On-Line Ltd and is regulated and authorised by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. is part of the Legal & General group.