If you choose not to have a renter's insurance policy and something happens to your belongings, you could be left out of pocket.
Research from esure says that you're six times more likely to be the victim of a burglary if you don't have the proper locks in place. It's worth making sure your landlord has fitted the correct locks on all your doors and windows. See our guide for more information.
Accidental damage cover is an optional extra on most contents policies, but when almost half of all contents insurance claims are for accidental damage, having extra cover in place is worth considering.
Living in shared accommodation (also known as a House in Multiple Occupancy) could increase the risk of your possessions being damaged or going missing. Take a look at our tips to keeping your belongings safe.