When might you need short-term business car insurance?
You’ll need business car insurance if you use your car for work-related reasons as well as your usual commute. If you only need a short-term solution, then temporary business car insurance can be an ideal choice.
You can take out a policy to cover you on an hourly, daily or weekly basis – for up to 28 days at a time. So whether it's a one-off business need or running over a few weeks, it offers flexibility while also having the security of knowing you've got the right level of cover in place.
Hourly business car insurance could help you if you need to attend a one-off business meeting or briefly visit another job site.
Daily car insurance might help if you need to attend a conference, event or training course that lasts a couple of days.
Weekly car insurance is good for situations where you’ll need to spend at least a week working at another location, perhaps for training or as part of an onsite project.
If you plan to use your car for business purposes temporarily, it's worth checking if your standard annual car insurance covers your intended business use.
This is important because if you have an accident doing business related driving, your standard car insurance policy might not cover you. You could even be charged with driving without a license so it's always best to check with your current provider first.
What our expert says
The price of insurance and how you use your vehicle is something you could look at to cut costs for your company. You could save time and money by getting short-term cover for your car only when you need it, giving you the flexibility to pursue all your business needs without a lengthy contract.
Car insurance product manager
Need more help?
Can I get temporary hire and reward insurance for a car?
No, hire and reward insurance is only available through us as annual cover. You’ll need hire and reward insurance if you’re going to use your car as a paid delivery driver, to deliver other people's goods or parcels.
Can temporary business car insurance cover a small van?
No, if you’re going to be temporarily driving a small van for business purposes, you’ll need temporary business van insurance rather than business car insurance.
Does temporary business car insurance cover food delivery?
Temporary business car insurance won’t cover you to use your car as a food delivery driver. You’d need to buy a specialist commercial car insurance policy for food delivery. Temporary business car insurance covers you for work-related travel that’s outside your normal commute.
Is there a limit to how many times I can buy a temporary business car insurance policy in a year?
There’s no limit to how many times you can buy temporary business car insurance in a year. But if you need to insure your car for business use regularly, it could be cheaper to buy annual business car insurance instead.
Other types of car insurance
Black box car insurance
lets you prove you’re a safe driver, and save money on your policy, even if you’re inexperienced or seen as high risk.
Classic car insurance
offers cover for owners of classic cars. For insurance purposes, a classic car can be any car that’s older than 15 years.
Business car insurance
covers you if you use your car for work, including travelling between offices or across the country.
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