Car insurance for women made easy
The history
Up until December 2012, the price of car insurance for women was on average cheaper than that of men because statistically, women have fewer accidents, make fewer claims and therefore pose less of a risk for insurers.
So what's changed?
Since the introduction of the EU Gender Directive in December 2012, insurers are no longer able to use gender as a factor to work out car insurance premiums.
This means insurers should quote equal prices for men and women with matching circumstances.
What does it mean for women's car insurance?
It's more of an impact for younger women (those aged 17-20*), but as women typically used to pay less than men for car insurance, you may have seen an increase in the cost of your car insurance as insurers bring prices in line with those of men.
For a rough guide on how prices have changed, take a look at our car insurance price index calculator which calculates the average price of a comprehensive policy based on location, age and gender.
*Data from the Confused.com/Towers Watson Car Insurance Price Index for Q4 2012 showed average quoted comprehensive premiums for 17-20 year old women rose by 16.4% across the UK between the end of September and December
