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Car insurance for women

Compare women's car insurance quotes with Confused.com


  • The introduction of the EU Gender ruling means insurers can no longer base prices on gender
  • Handbag cover included with some brands like Sheila's Wheels and Diamond 
  • Collect 1,000 Nectar points with your car insurance.
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A selection of our car insurance providers

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Car insurance for women made easy

The history

Up until December 2012, the price of car insurance for women was on average cheaper than that of men because statistically, women have fewer accidents, make fewer claims and therefore pose less of a risk for insurers. 

So what's changed?

Since the introduction of the EU Gender Directive in December 2012, insurers are no longer able to use gender as a factor to work out car insurance premiums.

This means insurers should quote equal prices for men and women with matching circumstances.

What does it mean for women's car insurance?

It's more of an impact for younger women (those aged 17-20*), but as women typically used to pay less than men for car insurance, you may have seen an increase in the cost of your car insurance as insurers bring prices in line with those of men.

For a rough guide on how prices have changed, take a look at our car insurance price index calculator which calculates the average price of a comprehensive policy based on location, age and gender.

*Data from the Confused.com/Towers Watson Car Insurance Price Index for Q4 2012 showed average quoted comprehensive premiums for 17-20 year old women rose by 16.4% across the UK between the end of September and December

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May 2013

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May 2013

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May 2013

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May 2013

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Jan 2013

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Jan 2013

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Jan 2012

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Feb 2012

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Jan 2012

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Jan 2012

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Oct 2012

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May 2013

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How can I reduce the cost of my car insurance?

Despite the EU Gender Ruling bringing price increases, there are ways to reduce the price you pay for your insurance:

Do insurer's offer specific benefits for women?

Whilst gender is no longer a selling point for insurance, some insurance providers do offer policies specifically designed with women in mind.

Companies like Sheila's Wheels and Diamond offer extras like handbag cover and child car seat cover with their comprehensive policies.


Car insurance news

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Car insurance articles

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From 21 December, women will no longer
get cheaper car insurance than men. Buy today and beat the hike.


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