Rover car insurance

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Rover insurance

Over the years, Rovers have ranged from practical runarounds to sports cars, experimental cars and even limousines. Even though the company name had been passed around for years, the Rover badge and its motors remain commonplace on our roads. Models like the 25, 45 and 75 are still loved by thousands of motorists.

Rover's range of motors fall under a variety of categories, so it can be difficult to predict potential insurance costs without taking a closer look at different factors. Insurance companies calculate premiums based on a range of factors such as value, power, potential repair costs and your driving history.

  • Typically, the smaller the engine size, the lower the insurance, so the premium for the 1.1l Rover 25 could be less than then the 2.5l Rover 75
  • Replacement Rover parts may be difficult and costly to find, which could push your insurance premium up

We've put some information together to help you estimate your premiums for some of Rover's models. The tables below could help you get a better idea of potential insurance and running costs by listing some of Rover's models, arranged by their age, engine size, as well as typical insurance groups and tax range.

Rover 25

The Rover 25 is a small hatchback. It sits between the super mini and the medium sized hatchback segments. The benefit of this is that it can cater for your luggage and carry passengers in reasonable comfort, but still be gentle on fuel consumption.

Specification Engine Capacity Insurance Group* Tax Bracket Range
25 (99-04) 1.1 - 2.0 9 - 15 F, G, I, J
T25 (04-05) 1.1 - 2.0 7 - 17 G, I, F

Rover 45

Previously known as the Rover 400, the Rover 45 was available in saloon and hatchback models. The car is very 'Rover' with traditional Rover styling lines and chrome decals.

Specification Engine Capacity Insurance Group* Tax Bracket Range
400 hatchback (95-00) 1.4 - 2.0 15 - 26 -
400 Saloon (96-00) 1.6 - 2.0 19 - 26 -
45 Hatchback (00-04)
1.4 - 2.0 17 - 25 H, F, K
45 Saloon (00-04)  1.6 - 2.0 19 - 25 H, F, K
45 Hatchback (04-05)  1.4 - 2.0 15 - 23 H, F, K
45 Saloon (04-05)  1.6 - 2.0 19 - 23 H, F, K

Rover 75

The Rover 75 is a saloon previously on-sale between 1999 and 2005. You can still find many great examples available on the used market.

Specification Engine Capacity Insurance Group* Tax Bracket Range
75 Saloon (99-04) 1.8 - 2.5 19 - 28 I - K
75 Tourer (01-04) 1.8 - 2.5 17 - 28 K
75 Saloon (04-05)
1.8 - 2.5
17 - 28 G, I, J, K
 75 Tourer (04-05) 1.8 - 2.5
17 - 28 G, I, J, K

Rover 200

The Rover 200 series was a popular range of hatchback cars built before Rover went into administration in the early part of the 21st century. As a result they can only be bought second-hand and quite a few are starting to show their age.

Rover 200 (95-00) C02 Typical Insurance Group*
Standard trim 165 g/km - 173 g/km
7 - 15
Special edition 168 g/km - 170 g/km
9 - 13
Si
173 g/km - 195 g/km
13 - 15
SEi 168 g/km - 173 g/km
9 - 11
 SE 165 g/km - 173 g/km
7 - 13
iL 166 g/km - 195 g/km
13 - 15
iE 165 g/km - 195 g/km
9 - 15
S 166 g/km - 179 g/km
13 - 19
iS 166 g/km - 195 g/km
9 - 15
Vi 179 g/km
28
SLi  176 g/km - 195 g/km
15
GSi  176 g/km - 195 g/km
17
BRM LE   179 g/km
31

Rover Mini

The Mini is a resilient little motor; it has resisted several attempts on its life and retained its iconic image throughout its history. This particular edition of the Mini was manufactured by Rover between 1986 and 2000, and although performance isn't its strong point, the Mini is a fun car to drive.

Mini (1991-2000) Engine Size Typical Insurance Group**
Cooper 1.3l 6
Mayfair 1.3l 4
Mini 35
 1275cc 3
Mini 40 1275cc 7
 Mini Cooper 1275cc
5 - 6
Mini Paul Smith 1275cc
4
 Mini Italian Job 1275cc
5
 Mini John Cooper  1275cc
 5
Sprite  1.3 3
Cabriolet 1275cc
9
Convertible 1275cc
8

*Sourced from Parkers.co.uk

**Sourced from Thatcham.org

You might want to browse through our range of guides and articles, which include a guide on buying used parts and passing the MOT.

You can start comparing policies and quotes for your Rover by clicking the 'GET A CAR QUOTE' button at the top of the page. We search from dozens of providers to find prices and policies tailored to you.

Rover: did you know?

  • Founded - 1885
  • Successors - Leyland Motor Corporation, Rover Group and Land Rover
  • Founders - John Kemp and William Sutton
  • Headquarters - 1904 - 1947 Coventry, England and 1947 - present Solihull, England

Rover was founded in Coventry in 1878 and actually began life building bicycles before moving into car production in 1904, when it built its first car, the Rover 8.

During the Second World War Rover built engines and frames for aeroplanes.

Rover used to own MG, which made sportier versions of various Rover models as well as its own cars. The MG badge still lives on having been bought by the Chinese manufacturer SAIC.

The Rover marque is legally owned by Land Rover, which is currently part of Jaguar Land Rover.

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