I'm looking for budget car insurance, what are my options?
If you're on a budget, it's key to ensure you don't spend more than you can afford and better still, make a saving if you can.
Far from just comparing the standard policy types of third party only, third party and comprehensive, you may consider different types of insurance and policy options:
Monthly payments - Spread the cost of insurance across the length of the policy rather than forking out for it in one lump sum. After running a quote, the results page shows a breakdown of prices for paying a one off amount as well as how much monthly installments will cost.
It's important to remember that opting to pay in installments may end up costing more in the long run as some insurers require a large initial payment and additional fees covering administration costs and any interest on the policy.
Short term policies - You may only need to use your car occasionally for weekends away or at short notice in the event of an emergency. With immediate comprehensive cover available you're only insuring the car for when you need it.
You might be a classic car enthusiast blowing off the cobwebs on the weekends, a learner driver getting some extra practice in or a young driver making the most of your parents car for a couple of days.
Take a look at our guide to temporary car insurance before heading over to the temporary page to get a quote.
Multi car insurance - If you've got more than one car in the family, it may work out cheaper to combine all policies under a single multi car policy. As well as receiving a discount for each car you add to a multi-car policy, it makes organising your insurance easier as rather than having multiple renewal dates, all cars listed on the policy fall under a single renewal date.
For more information, take a look at our guide to multi car insurance.
Telematics or black box - Younger drivers fed up of paying high prices for car insurance, may consider a black box or telematics policy. Simply installing a small box to your car that monitors the way you drive (your speed, braking, cornering etc.) insurers can base your premium on the way you drive rather than the average driver.
If you'd like to find out more about black box and telematics policies, why not have a look at our guide - telematics explained.
Remember, even with a budget in mind, it doesn't always pay to go with the cheapest quote as the level of cover on offer might not be what you need. Always remember to check the policy details to see you're fully covered for what you need.