Home insurance falls into three categories - buildings, contents, and combined buildings and contents insurance policies. Buildings insurance covers the bricks and mortar of your home, and contents insurance covers your belongings.
Typically, contents are anything you can pack up and take with you if you move home, such as furniture, clothes, and TVs.
Combined buildings and contents insurance policies could help reduce the cost of home insurance, but they’re usually only suitable if you own your home. They insure your property against damage, but also cover your belongings under the same insurance policy.