Skip navigation

Buildings insurance

You can't stop accidents or the weather but you could save money


  • Join the 10% of customers who could save at least £217*
  • Protect your home, without buildings insurance you might not get a mortgage
  • Get the best quote for you from up to 85 home insurers with our buildings insurance comparison

*10% of buildings insurance customers saved at least £217.24 against their previous renewal price (Oct - Dec 2012).


A selection of our trusted buildings insurance providers

See all our home insurance providers

What is buildings insurance?

  • It's a policy designed to cover your home's structure, fixtures and fittings against flooding, fire, subsidence, tree damage and other unforeseen events
  • Often called 'bricks and mortar insurance', it covers the non-moveable parts of your home like fitted kitchens and bathrooms
  • It's different to contents insurance which only covers your belongings but you can get a combined buildings and contents policy
  • Landlords are not protected by standard buildings insurance and should consider a specialist landlords policy

You may find our guide to buildings insurance helpful if you're looking for more information.

Why compare buildings insurance with Confused.com?

  • Mortgage lenders usually insist you have cover to protect their investment
  • Many homeowners stick with the policy offered by their mortgage lenders but you could save money if you shop around for a new insurer
  • Our guides offer advice on how to change or cancel your current policy
  • To get a quote you'll need to know the rebuild cost of your home, the Association of British Insurers' website can help with your calculations

Easy to use and saved me over £100.00, thanks

May 2013

I have not changed insurance company for 5 years and I got 50 per cent off from just going to Confused.com.
I cannot just help but to say that you are doing a very good job!!!

Jan 2012

Very pleased with your efforts, saved about £150 to £160 by changing insurers and for the same coverage, plus Nectar points.

Jan 2012

I saved £70 by using Confused.com. The insurance company I was with was £70 dearer than the company I have now. Once again Confused.com has saved me money.

May 2013

Good service, easy layout, clear english

May 2013

Very quick and easy to find and sort out,top marks.

May 2013

Easy to use. Speedy results. Good quotes. All in all very positive. Will use again.

May 2013

Iain MacMillan-Gardner I always use Confused.com for all my insurance needs, it is quick, so simple to use, covers all bases and gives you the best quotes. I like the fact that they remind you when your insurance is due for renewal and no other comparison web site comes anywhere near their professional site, I can't fault them! I save up to 50% compared to other online quotes, so top marks from me always!

May 2013

I found the website easy to use. I saved nearly £400 over my previous insurance. Thanks

May 2013

Best company we have dealt with. Good reliable insurance and price

May 2013

It is in my opinion the best comparison web site that I subscribe to. Everything is in an easy to use place and it is clear on detail. I will certainly recommend to others.

Jan 2012

Juliet Cunnington The home insurance policy Confused.com found me was £208 cheaper than my previous policy.... an amazing saving for just 10 minutes work!!!

Mar 2012

Brilliant...very easy to use..I saved over 200 pounds..and loads of nectar points...keep up the good work

May 2013

All quite easy and straightforward. No hassles.

May 2013

Michael Irving Very happy with my insurance quote, best on the net, no hassle, very easy thanks.

May 2013

Marcia Clarke Well chuffed with great savings on both car & home insurance using Confused.com

Mar 2013

Since I have started using Confused.com both for car and home insurance I have got the lowest quotes as compared to other comparison sites, saved a lot and on top of that nectar points. That's double the bonus!

May 2013

Obtained the cheapest quote by far - after trying other comparison sites no other came close on price...always my first port of call for insurance for this very reason. Keep it up guys.

May 2013

Peter Boyle First place I look, used them for years, and saved a lot of money...

May 2013

Quick and easy to use. Saved me £200, thanks

May 2013

Great deals, very easy to navigate around the site

May 2013

Easy, simple and money saving. Just put details in once press the button hey presto can't beat it.

May 2013

Good, quick, and cheap

May 2013

Looking for a different type of home insurance?

Contents insurance

Contents Insurance
A UK home is burgled every 45 seconds. Cover your contents so you're not left out of pocket...

Flood insurance

Flood home insurance
1 in 6 homes in England is at risk of flooding. Make sure yours is protected...

Subsidence insurance

Subsidence insurance

Subsidence could leave your home and finances on dodgy ground. Secure your property...

See all our specialist home insurance types




Why get buildings insurance?

Storm damage is the second most common claim on a buildings insurance policy after accidental loss or damage, such as a broken window. With weather conditions becoming more unpredictable it's worth making sure you're covered.

  • The Association of British Insurers estimates 840,000 people could face a significant flood risk by 2035
  • According to M&S Money the average claim for storm damage costs £600

As a homeowner it's always worth ensuring your property is well maintained so you don't accidentally invalidate a claim.

If you do need to make a claim our 'how to' guide should help but bear in mind that claiming on your policy could see your premiums rise.

Remember, when buying buildings insurance always check your policy's small print to see what events you're covered for.


Home insurance news

See all home insurance news

Home insurance articles

See all home insurance articles

Compare cheap home insurance quotes

Compare home insurance