- Is more likely to be classed as non-standard and require a specialist insurer
- May use plaster or wattle and daub panelling, which needs specialist skills to repair
- Could be seen as higher risk depending on the materials used. For example, if it has a thatched roof, the house carries a greater risk of fire
May lack foundations, putting the house at risk of landslide or subsidence
- May be a listed building - particularly if built before 1850
How do I get a home insurance quote for a timber frame house?
You normally need to give more detail to get a home insurance quote for a timber-framed house than you would to get one for insuring a standard home.
Find out the history of your home before you start your quote to make sure you get the right cover. You need to know:
Whether your house has wattle and daub panelling
Whether it has a thatched roof
Whether it has foundations
When it was built
Whether it’s a listed building
What state of repair it’s in
Whether there are any signs of subsidence
Types of home insurance
can be tailored to cover the building, content or both depending on whether you own or rent your flat.
find home insurance for your flat or partially flat roofed property.
protects your thatched roof home against theft, loss and damage.
can offer some protection for your home and belongings if you live in a flood risk area.
can provide peace of mind your home and belongings are protected against loss, damage and theft.
get cover for your non-standard home. Protect your belongings against theft, loss and damage.
What our home insurance expert says
Home insurance guides
Our collection of UK home insurance statistics for 2023, such as average UK home insurance costs, UK home insurance market share and property insurance claim statistics.
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