Will my timber framed home insurance be more expensive?
Timber framed home insurance is often slightly more expensive than standard home insurance.
This is because insurers see timber framed homes as riskier to insure.
And there are a few reasons why.
Timber homes are:
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At greater risk of fire as the entire frame is wood
-
More susceptible to flood damage as the frame can rot if it gets wet
-
Vulnerable to rot even in the absence of flood, as the frame is wooden
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Liable to develop dry rot due to fungal growth in the frame
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Liable to pest infestation from beetles and other insects, putting the frame at risk
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What our home insurance expert says
If you have a new build timber frame home, getting insurance is simple and you should be able to find cover through a standard provider. But if your home is older, it can be a little trickier. Get a quote today and we'll walk you through your options.
Jessica Willock
Home insurance product manager
Types of home insurance
Home insurance
protects your home and its contents from those unexpected accidents.
Landlord insurance
can protect you and your rental property against unexpected costs, like building or content damage, as well as any disputes.
Student home insurance
can protect your belongings while you're living away from home.
Tenants insurance
covers your belongings against loss, damage and theft while in your rental property.
Thatched roof insurance
protects your thatched roof home against theft, loss and damage.
Flood insurance
can offer some protection for your home and belongings if you live in a flood risk area.
Over 50s home insurance
can provide peace of mind your home and belongings are protected against loss, damage and theft.
Flat insurance
can be tailored to cover the building, content or both depending on whether you own or rent your flat.
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