Cheaper home insurance more often than other top price comparison sites^
Finding home insurance with a criminal conviction can be challenging, but there are options available to you.
When you get a quote with us, you'll need to give us information about your conviction. This helps us compare the best cover available to you.
^On average, Confused.com delivered the cheapest Home insurance (buildings and contents policies) more often out of the top-four Price Comparison Websites based on core annual prices (Consumer Intelligence, 01/09/25–29/09/25).
An unspent conviction is still active and can show up on a basic criminal record check. You must disclose this to insurers.
If anyone covered by the policy in your household has an unspent conviction, you'll have to declare this when searching for quotes.
If you're convicted during a policy, you might have to disclose it. You must check the terms of your policy to find out whether you have to do this.
Tip: If you're still unsure about what counts as a criminal conviction, moneyhelper.org have a guide that could help.
‘’Over 12 million people in the UK have a criminal record, so most insurers will still offer cover for people with spent records. When you get a quote, make sure the details of your record are accurate, and we’ll show you quotes from up to 79 home insurance companies to compare.
You might find it harder if your record is unspent, or you have a pending conviction. In this case looking online for a specialist insurer or broker might be the best option.’’
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1Correct as of June 2025
**Single annual policy. New and former Paramount+ subscribers only who sign up at ParamountPlus.com. Subscription required. Auto-renews unless cancelled. 18+. Just Eat website account required, geographical exclusions apply. One regular hot drink per month for a year, only available via the Confused.com app. T&Cs apply
There are many ways to reduce the cost of your home insurance with a criminal conviction:
If you need building and contents insurance, combining them could work out cheaper than buying standalone policies.
Insurers will charge interest if you opt to pay monthly. If you can afford to do so, paying annually will work out cheaper.
Check with your insurer your policy doesn't auto renew when it expires. It's always worth shopping around first to try and find a better deal.
Protecting your home with features such as burglar alarms, security cameras and installing secure locks can bring down the cost of your policy.
Only pay for the features you need in your policy. You could be paying for unnecessary extras you don't need, making your policy more expensive than it needs to be.
You can use tools like our contents calculator to get a rough estimate of the value of your possessions.
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Fire, theft and flood damage is covered by contents insurance. But accidental damage isn't, unless you opt for it. We take a look at how accidental damage insurance works.
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