WiseDriving telematics car insurance

Why choose WiseDriving car insurance?

Dedicated telematics car insurance provider
You may get money back on your premiumfor driving safely
24/7 claims helpline and online changes

WiseDriving only provides telematics car insurance, which means the insurer monitors your safe driving habits using a telematics device or black box. If the data shows you’re a relatively safe driver and you get good driving scores, you may get lower premiums.

So if you’re happy to have your premiums personalised according to your driving, you might want to consider WiseDriving insurance.

The company also gives you access to a 24/7 claims helpline and lets you manage your account and make changes online.

If you decide to go for fully comprehensive cover, WiseDriving incorporates some market-leading features as standard on this policy. These include personal accident cover, driving in the EU, audio equipment cover and an uninsured driver benefit.

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Who is WiseDriving?

Originally set up in 2012, WiseDriving is a trading name of online insurance broker iGO4. WiseDriving is a dedicated black box or telemaics car insurance provider, tailoring your premiums to how safely you drive.

WiseDriving uses a telematics device which you install into your car to collect data on your driving. Safer drivers may pay less for their car insurance month on month, as well as have the potential to save on their renewal.

With premiums set according to the individual, WiseDriving provides car insurance savings for young drivers, low mileage drivers and new drivers with black box car insurance. Policies are provided by iGO4 and underwritten by a panel of insurers.

WiseDriving policy details

WiseDriving provides two main types of car insurance cover:

Third-party, fire & theft (TPFT) policies from WiseDriving mean you get the protection for your car against damage caused by fire and theft, in addition to the third-party cover that is the absolute minimum legal requirement to drive on UK roads.

The third-party element covers damage to other people’s vehicles and property as well as any injuries they suffer in an accident you are involved in.

Comprehensive cover from WiseDriving gives you everything you get with WiseDriving’s TPFT policy, but also means you and your vehicle are insured even for accidents where you are at fault. This includes:

Repair or replacement of your car if it is damaged accidentally – even if it was your fault
Personal accident cover – £5,000 if you, or your spouse/civil partner are injured
Windscreen cover
Courtesy car
Personal belongings cover
Loss and theft of keys – provides up to £750 of cover
European use – covers you to drive in the EU for up to 90 days
Audio equipment cover
Uninsured driver benefit – your no-claim discount can be reinstated and any excess refunded if you are in an accident with a non-insured driver where the incident is not your fault.

WiseDriving offers a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend you check the cover and benefits included.