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Elephant car insurance

Why choose Elephant car insurance?

Courtesy car provision
£300 sports equipment cover
Windscreen cover

Elephant claim their goal is to deliver “no nonsense, great value, straightforward car insurance” with high-quality customer service.

Their car insurance comes in three levels, ranging from basic to more comprehensive.

With their fully comprehensive cover, you’ll get a range of benefits as standard. These include everything from courtesy car provision while your car is in the garage, to windshield cover, to sporting equipment cover, which gives you up to £300 to replace any sporting goods you lose in an accident or car fire.

If you’re looking for even more comprehensive cover, they can help there too. Their range of policy add-ons allow you to perfectly tailor your car insurance to your needs to create a policy that works for you.

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Who is Elephant?

Elephant was established in 2000 and, as part of the Admiral Group, has over 20 years’ combined experience in car insurance.

Based in Cardiff, it was the first UK company to sell car insurance online, putting it in a powerful position when more people turned to the internet to buy cover.

Elephant offers other types of insurance policies, namely travel, van, multi-car, home and landlord. But anyone who’s interested is directed to Admiral Insurance as Elephant’s focus is firmly on car cover.

And why is the company called Elephant? According to their website, they think "the qualities of an elephant perfectly match how we do business and approach insurance. Elephants are big, strong, and built to last. At the same time, they are kind, caring, and look out for their herd.”

Elephant car insurance policy details

Elephant sells the three typical levels of car insurance cover. These are:

Third-party: the lowest level of cover that is legal to have if you want to drive on UK roads. It covers damage or injury to other vehicles or people.

Third-party, fire and theft: does everything third party does, but will also cover your car if it’s stolen or damaged through fire.

Comprehensive car insurance: covers all of the above, plus any loss or damage to your car, plus injury to you or any of your passengers.

If you opt for comprehensive cover, you’ll also get access to a range of benefits, including:

Courtesy car: Elephant will provide a courtesy car while your vehicle is being repaired at one of the insurer’s approved garages.

Sports cover: the insurer will cover loss through theft or damage by fire or accident to sports equipment, up to a maximum of £300.

Personal injury cover: Elephant will pay up to £5,000 if you or your partner is seriously injured following an accident.

Stereo cover: Elephant offer unlimited cover for losses to audio, visual or electronic equipment. This cover is limited to manufacturer-fitted equipment.

Battery cover: accidental cover for damage to electric and hybrid batteries, as well as that caused by fire and theft, is provided as standard.

Charging equipment: fire, theft and accidental damage to electric or hybrid vehicles’ standard charging cable are covered.

Elephant offers a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend you check the cover and benefits included.