Elephant car insurance

Elephant got it's start in 2000, and was the first British company to let people buy motor insurance online. Fast forward to the present day, and Elephant specialises in car insurance that's straightforward and great value for money.

Ready to get car insurance? Click 'get a quote' to start comparing policies. Or, keep reading to learn more about Elephant and it's insurance offerings.

1Correct as of February 2025

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Why choose Elephant car insurance?

  • Get a range of cover benefits included as standard
  • No nonsense and great value for money
  • Straightforward claims process

Who is Elephant?

Elephant is an insurance company based here in the UK. Considering taking out a car insurance policy? Here's some peace of mind— it's regulated by the Financial Conduct Authority (FCA) and is a member of the Admiral group.

They specialise in car insurance, but they also offer travel, van, home and landlord insurance.

Elephant car insurance policy details

You can choose from 3 levels of car insurance:

  • Third-party - this is the legal minimum car insurance needed to legally drive in the UK. With this policy, you'll be covered for any damage you cause to others and their property. But, that's all you'll get.
  • Third-party, fire and theft - this is the middle tier of car insurance cover offered by Elephant. It'll cover everything third-party only offers, plus theft and fire damage to your car.
  • Fully comprehensive car insurance - this is the highest level of cover, and usually works out the cheapest! You'll be covered for all of the above. Plus, injuries to you/your passengers and damage to your car in the event of an accident.

Elephant also offers the following:

  • Courier car insurance - if you're a courier, this type of insurance takes into account things like high mileage, frequent stops and a busy driving schedule.
  • Multi-car insurance - if you have 2 or more cars in your household, this policy type could offer better value for money. You'll get a discount for each car covered.

Elephant also offers a range of coverage that isn't always included in a standard comprehensive policy:

  • Windscreen repair - if you get a chip on your windscreen, Elephant will repair or replace it.
  • Personal injury cover - you can get up to £5,000 of personal injury cover for you and your partner.
  • Stereo cover - you'll get unlimited cover for your car's sound system.
  • Driving in Europe - you'll be insured to drive in Europe for up to 90 days.
  • Battery and charging equipment cover - got a hybrid or electric vehicle (EV)? You'll get battery and charging equipment coverage thrown in as standard.
  • Sports equipment - you can get up to £300 for theft or damage caused by fire or by accident.
  • EV recovery - if your EV runs out of charge, you can get free recovery.

Elephant optional extras

Elephant offers a range of optional extras for your car insurance. You can add these to your policy for an extra cost:

  • Motor legal protection - this can provide up to £100,000 towards claiming back uninsured losses if you're involved in an accident that wasn't your fault.
  • Personal injury cover - this can cover you if you're seriously injured in an accident and unable to work. There's 2 levels to choose from: personal injury or personal injury plus.
  • Hire car cover - if your car is written off in an accident, Elephant will supply you with a hire car while they try to settle the claim.
  • Breakdown cover - if you breakdown, this add-on can help you get back on the road. There's 3 levels available: roadside assistance, national cover and European cover.

Contact Elephant

There's a few ways you can contact Elephant depending on your needs.

Customer service

Got a general enquiry? Or, just need help with something? You can contact Elephant's customer service team through their online messaging service or by phone on:

Making a claim

You can easily log a claim online or via the app.

Emergency assistance

Here's Elephant's emergency help numbers:

Top tip: You can also request assistance via the Elephant app!

Check your policy details to see what emergency assistance you're entitled to—it can vary depending on your policy. To view or manage your policy, use the 'MyAccount' portal on Elephant's website. Or, through the Elephant app.

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