Post Office car insurance

The Post Office offers over 170 different products and services ranging from financial services -savings, loans, insurance, mortgages, and credit cards. To government services, broadband and home phone, foreign currency, travel insurance and Local Collect, Drop and Go mail services.

We compare up to 163 insurers, including quotes from Post Office. When you compare quotes with us, we match your requirements against the insurer's criteria, to see if they'll offer you a quote. This means you may or may not get a quote from Post Office.

You can find out more about Post Office below, or if you're ready to start comparing just click on the quote button.

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Why choose Post Office car insurance?

  • Tailor your policy to suit your needs by adding optional extras
  • Claims line available 24/7
  • Insurance for under and over 50s

Who is The Post Office?

The Post Office run the biggest retail network in the UK, more than all the banks and building societies combined.

They currently have over 11,500 branches across the UK. This means that 99.7% of the population live within 3 miles of a Post Office, and 93% live within 1 mile.

In 2012, the Post Office separated from Royal Mail to become publicly owned. Since going public, it has modernised 7,500 branches and adjusted its opening hours. Many branches are now open 7 days a week.

Post Office car insurance is part of Post Office Management Services Limited, which is authorised and regulated by the Financial Conduct Authority (FCA).

Post Office car insurance is arranged and administered by BISL Limited. BISL Limited arranges policies from a panel of insurers. Details are available from BISL Limited.

Post Office car insurance policy details

Post Office offers a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend you check the cover and benefits included.

It offers 3 levels of car insurance:

  • Third-party is the minimum level of insurance required in the UK. It covers you for damage to other people and their cars in an accident. But it won't cover you or your car.
  • Third-party, fire and theft provides the same cover as third-party, but your car will also be covered if it's stolen or damaged by fire.
  • Comprehensive car insurance covers all of the above, plus any damage to your car if you're involved in an accident.

The Post Office currently offers two policy types: one for under 50s, and one for over 50s which includes more features as standard.

With any comprehensive Post Office car insurance policy, you get:

  • Courtesy car cover to ensure you stay on the road when your car is in for repairs following an accident, subject to availability.
  • Windscreen cover provides repairs or replacement glass if your windscreen or side windows are damaged.
  • Vandalism promise, so you're covered for repairs needed following malicious damage.
  • Overseas cover protects you when driving in the EU for up to 60 days. With this feature, you get the same level of cover you have in the UK.

A comprehensive Post Office Over 50s policy includes additional features as standard, such as:

  • Emergency transport and accommodation, so you can arrange alternative transport or overnight accommodation if you can't get home following an accident.
  • 3-year guarantee on repairs.
  • Uninsured driver promise, meaning you'll get your excess refunded if you're involved in an accident caused by an uninsured driver. Your no-claims discount will also be protected.
  • Child car seat cover means even if there is no visible damage, you'll receive a payout for any child car seats fitted in your car at the time of an accident.
  • Personal belongings cover protects any of your personal possessions that are lost, stolen or damaged.

Post Office car insurance policy extras

The policy extras you choose to add on to your policy will depend on what you need. Some of these may be included in your cover as standard depending on your policy type. But if they're not, they may be worth considering adding on to enhance your cover.

With a Post Office car insurance policy, you can choose to add:

  • Motor legal protection will cover your legal expenses following an accident that wasn't your fault. This includes refunding your policy excess, repairs to your car, medical costs and a payout if you're killed in an accident that wasn't your fault. The Post Office currently provides motor legal protection of up to £100,0001. This is underwritten by RAC Insurance Ltd.
  • Key cover provides a 24-hour helpline and a set amount per year to cover stolen or lost keys and reprogramming of immobilisers. You will also get car hire cover for up to 3 days. Keycare is underwritten by Ageas.
  • Guaranteed replacement car cover means if your car is stolen or in for repairs, you're guaranteed to get a replacement. Unlike courtesy car cover, which is subject to availability, this policy add-on guarantees you a replacement vehicle. This policy extra is administered by ACM and underwritten by ARAG plc.

1Correct as of May 2023

Contact Post Office car insurance

If you need to make a claim, call 0345 073 1005. Their claims line is available 24/7.

Or you can write to Post Office Limited or Post Office Management Services at:

Finsbury Dials,
20 Finsbury Street,

The Post Office is authorised and regulated by the Financial Conduct Authority (firm reference no. 630318). Their registered address is:

100 Wood Street,

Car insurance guides

Page last reviewed: 05/06/2023

Reviewed by: Louise Thomas