Who is Hastings Direct?
Hastings Direct is based in Bexhill-on-Sea in East Sussex. This is the location where the broker first started out in 1997. It also has offices in Leicester, South Africa, Gibraltar and London.
There are 3,300 members of staff working for Hastings Direct and it has around 3.1 million customers across its range of insurance products.
Hastings Direct is an intermediary and its policies are underwritten by a small group of insurers. These include: Advantage Insurance Company Limited, Lloyds, and Axa.
It is part of the Hastings Group which owns a number of different companies selling a range of insurance products.
Along with car insurance, you can also buy bike, van, and home insurance through the broker.
Hastings Direct is not short of awards, and in 2013, 2014, 2015, and 2018 it won the Car Insurance of the Year award from Moneyfacts, which also gave it five stars this year for car insurance.
Hastings Direct car insurance policy details
Hastings offers four levels of car insurance:
- Hastings Direct
- Hastings Essential
- Hastings Premier
- Hastings YouDrive
Hastings Direct is available in three different policy types:
If you take out a fully comprehensive Hastings Direct policy, you'll also get:
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Courtesy car provision to keep you on the road while yours is being repaired
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European car insurance, covering you for on-the-road travel throughout Europe for up to 90 days
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Driving other cars clause, allowing you to drive any other car
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Windscreen cover, helping to get your windscreen repaired or replaced it it's damaged
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Vandalism promise, which means if your car is vandalised, you won’t lose your no-claims discount if you report it to the police
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Uninsured driver promise, ensuring you keep your no claims bonus if you're in an accident that wasn't your fault with an uninsured driver
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Personal belongings cover of up to £300 cover for personal belongings, not including money, jewellery, tools, mobile phones or laptops
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Personal accident cover of up to £5,000
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Medical expenses cover of up to £500 for each injured person
Hastings Direct offers a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend you check the cover and benefits included.
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