Collingwood policy details
There are four main insurance policies available from Collingwood. These are:
- Learner driver insurance
- Young drivers’ insurance
- Taxi insurance
- Courier driver insurance
Each policy will have its own features and additional add-ons, including breakdown, personal accident, key and windscreen cover.
Collingwood offers a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend you check the cover and benefits included.
Learner driver insurance, or provisional driver insurance, covers you while you’re learning to drive. This allows you to drive another car - not just your instructor’s - and it won’t affect the car owner's no-claims bonus if you have an accident that wasn’t your fault.
Collingwood learner driver insurance is available on an annual basis or for a short-term, starting from 28 days for those who don’t need it for the full 12 months.
Young driver insurance uses black box technology, also known as telematics, to track how a car is driven. This includes monitoring braking, acceleration, cornering, the number of journeys and their length. With this information you’re given a driving score, and this directly relates to the cost you pay.
Good driving scores are also rewarded with reward points which can be banked and exchanged for discounts from a range of retailers.
Courier and taxi insurance are available for new drivers, those with points on their licence, or those with poor credit. If you choose to pay monthly you won’t need a credit check, although as with most monthly insurance policies you may have to pay more in interest charges.
There’s also provision for up to £50,000 in legal costs, compensation for personal injury, like-for-like replacement vehicle cover and no excess.
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