Collingwood policy details
There are four main insurance policies available from Collingwood. These are:
- Learner driver insurance
- Young drivers’ insurance
- Taxi and courier driver insurance
- Insurance for drivers with previous convictions
Each policy has its own rules, features and additional add-ons, including breakdown, key and windscreen cover.
Collingwood offers a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend you check the cover and benefits included.
Learner driver insurance or provisional driver insurance, covers you while you’re learning to drive. You can then drive another car - not just your instructor’s - and it won’t affect their no-claims bonus if you have an accident that wasn’t your fault.
It’s available on an annual basis or for a short-term, starting from 28 days for those who don’t need it for the full 12 months.
Young driver insurance from Collingwood uses black box technology, also known as telematics, to track how the car is driven. This includes monitoring braking, acceleration, cornering, the number of journeys and their length. With this information you’re given a driving score, and this directly relates to the cost you pay.
Good driving scores are also rewarded with reward points which can be banked and exchanged for discounts from a range of retailers.
Courier and taxi insurance are available for new drivers, those with points on their licence, or those with poor credit. If you agree to pay monthly you won’t need a credit check, although as with most insurance policies you may have to pay more in interest charges.
There’s also provision for up to £50,000 in legal costs, no excess to pay, compensation for personal injury and like-for-like replacement vehicle cover.
Convicted driver insurance is often expensive or not available to you from a mainstream insurer. Collingwood offer insurance for these drivers, and covers most motoring convictions.
It’s available for those aged 25 to 70, and even people with previous driving bans may be able to find insurance. You can choose from three layers of insurance: comprehensive, third-party, fire and theft or third-party only. When you take out the policy, you’ll be told the excess, should you ever need to make a claim.