Saga car insurance

Saga was first launched back in 1951 as a travel company offering affordable UK holidays to retired people and gradually expanded over the years to provide overseas holidays for the over 50s.

Saga specialise in car insurance for people over 50. When you get a quote, we compare prices from up to 169 insurers to help find the best deal for you. The quotes shown to you will include a range of providers who best suit your needs based on what you've told us. This means you may or may not be offered a quote by Saga.

You can find out more about Saga below, or if you're ready to start comparing just click on the 'Get a quote' button.

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What Saga customers say


5 green stars

4.5 rating based on 36478 reviews
as of 28/06/2023

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Why choose Saga car insurance?

  • Defaqto 5 Star rated car insurance
  • Range of optional add-ons so you can tailor your policy to suit you
  • Uninsured driver promise which protects your no-claims discount if you're hit by an uninsured drive

Who is Saga?

Saga was first launched back in 1951 as a travel company offering affordable UK holidays to retired people and gradually expanded over the years to provide overseas holidays for the over 50s.

The Saga Magazine was born in 1984 and three years later, Saga began offering home and car insurance as well as other financial services. During the 1990s, Saga added private medical and pet insurance along with launching its own cruise ship operation.

Headquartered in Kent, Saga employs over 5,000 people and is listed on the London stock exchange. Saga won the Best Big Insurance Company accolade at Insurance Choice Awards 2021.

Saga car insurance policy details

Saga exclusively provides car insurance for people over 50, with no upper age limit. They offer a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend checking the cover and benefits.

Saga offers three levels of comprehensive cover:

Saga Plus

Sage Plus is the highest level of cover, and includes a range of additional features:

  • 3-year fixed price, so you’ll pay the same at your next two renewals provided nothing has changed with your policy.
  • Legal protection covers legal costs incurred following an accident that wasn't your fault.
  • Onward taxi if your car is damaged following an accident
  • Medical treatment following an accident for up to £1 million.
  • Key protection for up to £2,500 per claim.


Saga Select

Saga Select is a comprehensive policy that includes cover for:

  • Protected no-claims bonus (NCB) as standard if you have four or more years NCB
  • Vandalism promise which means you won't lose your NCB if you make a claim for damage caused by vandals.
  • Misfuelling cover for accidentally filling your car with the wrong fuel.

Saga Standard

Saga Standard is a comprehensive policy that includes:

  • European cover for up to 90 days while driving in the EU. You'll get the same level of cover as you have in the UK.
  • Uninsured driver promise so if you're hit by an uninsured driver your no-claims discount won't be affected.

Saga car insurance optional extras

There are a range of extras that you can add to your insurance policy for a cost. Some of these may be included as standard depending on the level of cover you choose. However, they can be worth considering if they aren’t already included in your cover:

  • Key protection – cover up to £2,500 per claim. You won't have to pay an excess and your NCB won't be affected.
  • Protected NCB – this is included as standard with Saga Plus, and Saga Select. It's optional for Saga Standard policies.
  • Breakdown cover with 5 levels of cover to choose from.

Contact Saga

You can contact Saga customers services by phone on 0800 302 9735 or 01843 343245. Alternatively, you can chat with Saga customer services through the Saga website. Their 24-hour claims line can be reached by phoning 0800 001 5424.

You can also write to them at:

Saga Services Limited,
3 Pancras Square,

Saga is authorised and regulated by the Financial Conduct Authority (firm reference no. 311557).

Car insurance guides

Page last reviewed: 06/06/2023

Reviewed by: Louise Thomas