Saga car insurance

Saga was first launched back in 1951 as a travel company offering affordable UK holidays to retired people and gradually expanded over the years to provide a range of products and services including cruises, holidays, insurance and money products.

Saga specialise in car insurance for people over 50. When you get a quote, we compare prices from up to 169 insurers¹ to help find the best deal for you. The quotes shown to you will include a range of providers who best suit your needs based on what you've told us. This means you may or may not be offered a quote by Saga.

You can find out more about Saga below, or if you're ready to start comparing just click on the 'Get a quote' button.

¹Correct as of June 2025

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What do Saga car insurance customers say

"Price was the best quote, covered everything i was needing cover , spoke to customer service to fine tune my quote , phone was answered very quickly and that were very helpful , full recommend them"

Gary - (June 2025)

"Very professional service, highly recommended"

Mr Stephen - (June 2025)

"Simple, easy format with a competitive price for car insurance."

Ms Nicola - (June 2025)

Great

4 rating based on 40870 reviews
as of 24/06/2025

Who is Saga?

Defaqto 5 Star rated car insurance
Range of optional add-ons so you can tailor your policy to suit you
Uninsured driver promise which protects your no-claims discount if you're hit by an uninsured driver

Why choose Saga car insurance?

Saga considers itself to be a brand champion for people over 50 living vibrant lives. It exists to create exceptional experiences every day, providing products and services that enable its customers to do the things they love with confidence.

The company has a unique insight into the needs of its customers and develops insurance products specifically with them in mind. Saga Car Insurance has been widely recognised by industry experts. All three of its car insurance cover levels have been rated 5 Star by Defaqto.

Saga car insurance policy details

Saga exclusively provides car insurance for people over 50, with no upper age limit. They offer a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend checking the cover and benefits.

Saga offers three levels of comprehensive cover:

Saga Plus

Saga Plus is the highest level of cover, and includes a range of additional features:

3-year fixed price, so you’ll pay the same at your next two renewals provided nothing has changed with your policy.
Legal protection covers legal costs incurred following an accident that wasn't your fault.
Onward taxi if your car is damaged following an accident
Medical treatment following an accident for up to £1 million.
Key protection for up to £2,500 per claim.

Saga Select

Saga Select is a comprehensive policy that includes cover for:

Protected no-claims bonus (NCB) as standard if you have four or more years NCB
Vandalism promise which means you won't lose your NCB if you make a claim for damage caused by vandals.
Misfuelling cover for accidentally filling your car with the wrong fuel.

Saga Standard

Saga Standard is a comprehensive policy available through comparison websites and includes:

Cover up to 90 days per policy year for driving in 35+ European countries with the same level of cover as in the UK.
Uninsured driver promise – if you’re hit by an uninsured driver your excess is returned and your no-claims-bonus isn’t affected if the accident’s not your fault and you get the other vehicle’s details.
Repairs and replacements to windscreens, windows and sunroofs. Windscreen excesses apply but claims won’t affect your no-claims-bonus.
A guaranteed courtesy car if yours is being repaired after an accident in the UK by a Saga-approved repairer.

Saga car insurance optional extras

There are a range of car insurance optional extras that you can add to your policy for a cost. Some of these may be included as standard depending on the level of cover you choose.

However, they can be worth considering if they aren’t already included in your cover:

Key protection – cover up to £2,500 per claim. You won't have to pay an excess and your NCB won't be affected.
Protected NCB – this is included as standard with Saga Plus, and Saga Select. It's optional for Saga Standard policies.
Breakdown cover with 5 levels of cover to choose from.
Increased personal accident cover of £150,000 for serious injuries or accidental death.
Replacement car extension to get a courtesy car if yours is stolen or written off.

Why compare Saga car insurance with Confused.com?

Renewal reminders

We'll send you reminders when your policy is due so you never miss the best time to compare. Alternatively, our app is a great way to keep track of your policies.
Exclusive deals

We work closely with our insurance partners to get the best deals and exclusive discounts so you can save even more.

Customer fairness and protection
We're regulated by the Financial Conduct Authority (FCA) and take your finances seriously. We ensure you are treated fairly.
Saves you time

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Contact Saga

You can contact Saga customer services by phone on 0800 302 9735 or 01843 343245. Alternatively, you can chat with Saga customer services through the Saga website. Their 24-hour claims line can be reached by phoning 0800 001 5424.

You can also write to them at:

Saga Services Limited,
PO Box 253,
Seaham DO,
SR7 1BN

Saga is authorised and regulated by the Financial Conduct Authority (firm reference no. 311557).