Quotemehappy.com car insurance

Find out more about Quotemehappy.com

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Last reviewed 20 July 2022

Why choose Quotemehappy.com car insurance?

  • Make a claim online and track its progress
  • Online self-service helps you manage your policy or make a claim whenever you need to
  • Simple low-cost car insurance

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Who is Quotemehappy.com?

Quotemehappy.com is an online insurance brand operated by the UK insurance group Aviva. Quotemehappy.com car insurance is also underwritten and administered by Aviva Insurance Limited.

The low-cost, online car insurer was launched by Aviva in 2011. It offers high-quality car cover at a low cost. It does this by being online only and choosing to only cover careful drivers.

Quotemehappy.com doesn’t provide cover for cars over 20 years old or cars worth more than £70,000.

It insures drivers aged between 21 and 75 years old with a UK or EU licence who are resident in the UK.

If you need to talk to Quotemehappy.com about a claim you have already reported, you can do this via Live Chat, which is available 8am-8pm 7 days a week.

If you live in Northern Ireland, the Channel Islands or the Isle of Man, you can’t buy a Quotemehappy.com car insurance policy.

Quotemehappy.com car insurance is arranged by Aviva UK Digital Limited, trading as Quotemehappy.com which is authorised and regulated by the Financial Conduct Authority (FCA).

Quotemehappy.com policy details

Quote me happy may offer a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend you check the cover and benefits included.

Quote me happy offers two types of comprehensive car insurance – Essentials and Plus.

Both types of Quote me happy policy include:

  • Accidental damage cover if your car is damaged in an accident or vandalised
  • Loss or theft of your car. Your car will either be replaced or you’ll get cash equivalent to its market value.
  • 24-hour emergency support if you’re in an accident and your car can’t be driven. Your car will either be fixed or taken to an approved garage.
  • Car recovery & approved repair. If your car can’t be driven following an accident it will be taken to an approved repairer. You and your passengers will also be taken home or given up to £150 for any necessary accommodation or public transport.
  • Third-party damage or injury cover. You’ll be covered if you’re responsible for killing or injuring someone or damaging property. You also get up to £5,000,000 if you need legal representation.
  • Fire damage cover. Your car will be fixed if possible. Otherwise it will be replaced or you’ll get cash equivalent to the market value.
  • Third-party cover if you drive other cars with the owner’s permission. This only applies if you’re over 25.
  • Audio equipment cover. You get unlimited cover if it was fitted by the car’s manufacturer. Otherwise, the limit is £1,000.

Quotemehappy.com policy types

Essentials is the most basic of Quotemehappy.com's policies, and alongside everything included in its cover as standard, it also comes with:

  • Uninsured driver cover. Your excess will be refunded if you have a car accident that wasn’t your fault involving an uninsured driver.

  • Courtesy car insurance to keep you on the road while your car is being repaired following a claim.

  • Personal accident cover for you, your partner and named drivers, allowing you to each claim £1,000 for death or serious injury caused by a car accident.

 

Plus, which offers Quotemehappy.com's highest level of cover, includes everything the Essentials policy does as well as:

  • Windscreen cover for damage to your windscreen, windows or sunroof.

  • New car replacement. If your car can’t be repaired or recovered if it’s stolen, you’ll get a new car of the same make and model if you bought your car new within the past year.

  • European car insurance. You get comprehensive cover if you travel to other countries in Europe and your trip is less than 90 days. With Essentials you only get third-party cover.

  • Personal belongings cover. You’re covered up to £150 for personal belongings lost, stolen or damaged because of an accident, fire or theft.

  • Personal accident cover of up to £2,500 per person.

  • Full details, exclusion and limitations of Quotemehappy's policies can be found on its site.

    Quotemehappy.com optional policy extras

    You can pay extra for additional cover if you wish. This includes:

    Hire car cover, helping to keep you on the road while your car is being repaired or until Quote me happy makes an offer to settle your claim if your car is stolen or written off.

    Breakdown cover provided by the RAC, with six tiers to choose from. 

    Key cover. This covers you if you lose your keys, including to recover or replace them. It covers all the keys on your fob, not just your car keys.

    Increased personal accident cover on top of the cover already included in the Essentials and Plus policies, you get £60,000 per person for death or serious injury plus an additional £500 per injured person.

    Protected no-claims bonus. A claim for emergency medical treatment or glass repair or replacement won’t affect your no-claims discount at all. Other protection is offered according to how many years of no-claims discount you currently have.

    Motor legal protection of up to £100,000 of cover for legal costs if you need to claim compensation from the driver responsible for an accident you’re involved in. You also get £10,000 of cover if you need a defence lawyer if you’re prosecuted for a motoring offence such as speeding.

    Quote me happy also offers temporary car insurance and multi car insurance, where you get a discount for insuring two cars at the same address.

    How to contact Quotemehappy.com

    You can only contact Quotemehappy.com by email using a contact form on their website.

    They don't have a phone line for support queries. However, if you’re at the side of the road or would prefer to speak someone, you can call their claims team on 0345 030 6944.

    As Quote me happy is part of the UK insurance group Aviva, their address is:

    Aviva plc,
    St Helen's,
    1 Undershaft,
    London

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