What is flat insurance?
- It's a policy that insures the contents of your flat, it could also include buildings cover
- If you're renting, it could protect your belongings against theft, loss and damage
- If you own your flat, it could provide cover for both your possessions and the building
Try our guide to flat insurance if you'd like to know more.
Why should I compare flat insurance with Confused.com?
If you rent your flat, your landlord may already have buildings insurance in place, to protect the property's bricks and mortar from things like weather damage and fire.
But if you own a leasehold flat, or part of the building's freehold, you may need to get your own buildings insurance, either just for your flat, or together with other freeholders to cover the whole block of flats.
Whether you rent or own, you might want cover for your possessions. Contents insurance isn't compulsory but it could protect your things from theft, loss and damage if you suffer a burglary or disaster.
Easy to use and saved me over £100.00, thanks
Barbera Grimwood
May 2013
I have not changed insurance company for 5 years and I got 50 per cent off from just going to Confused.com.
I cannot just help but to say that you are doing a very good job!!!
Candy
Jan 2012
Very pleased with your efforts, saved about £150 to £160 by changing insurers and for the same coverage, plus Nectar points.
Charles Wheatley
Jan 2012
I saved £70 by using Confused.com. The insurance company I was with was £70 dearer than the company I have now. Once again Confused.com has saved me money.
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May 2013
Good service, easy layout, clear english
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May 2013
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May 2013
Easy to use. Speedy results. Good quotes. All in all very positive. Will use again.
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May 2013
I always use Confused.com for all my insurance needs, it is quick, so simple to use, covers all bases and gives you the best quotes. I like the fact that they remind you when your insurance is due for renewal and no other comparison web site comes anywhere near their professional site, I can't fault them! I save up to 50% compared to other online quotes, so top marks from me always!
Iain MacMillan-Gardner
May 2013
I found the website easy to use. I saved nearly £400 over my previous insurance. Thanks
Janos Takacs
May 2013
Best company we have dealt with. Good reliable insurance and price
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May 2013
It is in my opinion the best comparison web site that I subscribe to. Everything is in an easy to use place and it is clear on detail. I will certainly recommend to others.
John Rutherford
Jan 2012
The home insurance policy Confused.com found me was £208 cheaper than my previous policy.... an amazing saving for just 10 minutes work!!!
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Mar 2012
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Kevin Walker
May 2013
All quite easy and straightforward. No hassles.
Kim Breen
May 2013
Very happy with my insurance quote, best on the net, no hassle, very easy thanks.
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May 2013
Well chuffed with great savings on both car & home insurance using Confused.com
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Mar 2013
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May 2013
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May 2013
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May 2013
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May 2013
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May 2013
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May 2013
Good, quick, and cheap
W Booth
May 2013
Looking for different type of home insurance? Try one of these...
A UK home is burgled every 45 seconds. Cover your contents so you're not left out of pocket...
Landlords risk rent loss, repair costs and legal claims. Get the right cover for you...
Protect your bricks and mortar from the unpredictable British weather...
See all of our home insurance types
Why do I need flat insurance?
Living in a flat means your belongings might be more vulnerable to theft and damage than if you live in a house. Some of the reasons for this include:
- There are more people entering the building
- Burglars see shared accommodation as an easy target
- Damage might be caused by neighbours
You can take measures to help prevent your flat from falling victim to a burglary. Try reading our guides to lock types and burglar alarms for some helpful advice.
It's important not to underinsure on your policy, as your insurer could refuse to pay out the full amount of a claim if you don't have enough cover in place.
Figuring out what your belongings are worth can be tricky, so you may find our guide to calculating the cost of your contents handy.
Compare cheap home insurance quotes
Are you undervaluing your home contents?
