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Flat insurance

Get cover so you're not left flat broke by a flat break-in!

  • Cover your belongings against theft, loss and damage
  • Compare prices from up to 78 insurers
  • Get a quote and you could save at least £183*!

*10% of contents insurance customers could save at least £183.24 against their previous renewal price (Oct - Dec 2013)

A selection of our trusted home insurance providers

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What is flat insurance?

  • It's a policy that insures the contents of your flat, it could also include buildings cover
  • If you're renting, it could protect your belongings against theft, loss and damage
  • If you own your flat, it could provide cover for both your possessions and the building

Try our guide to flat insurance if you'd like to know more.

Why should I compare flat insurance with

If you rent your flat, your landlord may already have buildings insurance in place, to protect the property's bricks and mortar from things like weather damage and fire.

But if you own a leasehold flat, or part of the building's freehold, you may need to get your own buildings insurance, either just for your flat, or together with other freeholders to cover the whole block of flats.

Whether you rent or own, you might want cover for your possessions. Contents insurance isn't compulsory but it could protect your things from theft, loss and damage if you suffer a burglary or disaster.

Marcia Clarke Well chuffed with great savings on both car & home insurance using

Mar 2013

Juliet Cunnington The home insurance policy found me was £208 cheaper than my previous policy.... an amazing saving for just 10 minutes work!!!

Mar 2013

grey avatar silhouette of person Easy to navigate and the best price I could find. Great!

May 2013

grey avatar silhouette of person Got home and contents through, a good deal and so easy to use to get prices and buy the best deal.

May 2013

grey avatar silhouette of person Easy to use to find the best deal for your needs at a competitive price.

May 2013

grey avatar silhouette of person Very quick and easy to find and sort out,top marks.

May 2013

grey avatar silhouette of person I definitely saved money with! It is nice to be able to see all the quotes on one page and it is quite easy to use - I am no techno! Will use site again.

May 2013

grey avatar silhouette of person The insurance was a very good deal, the cheapest I could find! Especially as it's hard to insure a flat when it is over 100 years old.

May 2013

grey avatar silhouette of person Excellent service, they do the hard work so you dont have to.

May 2013

grey avatar silhouette of person Quick and easy to use. Saved me £200, thanks.

May 2013

grey avatar silhouette of person It was easy to get information and choose which product was best for us then easy to contact the supplier.

May 2013

grey avatar silhouette of person I searched all the Insurance companies for quotes on home insurance and came up with some really good quotes. The website is very easy to use. saved me £100 on my original quote from my previous insurer.

May 2013

grey avatar silhouette of person Good, quick, and cheap.

May 2013

Looking for different type of home insurance? Try one of these...

Contents insurance

Contents Insurance

A UK home is burgled every 45 seconds. Cover your contents so you're not left out of pocket...

Landlord insurance

Landlord insurance

Landlords risk rent loss, repair costs and legal claims. Get the right cover for you...

Buildings insurance

House icon

Protect your bricks and mortar from fire, flood and subsidence.

See all of our home insurance types

Why do I need flat insurance?

Living in a flat means your belongings might be more vulnerable to theft and damage than if you live in a house. Some of the reasons for this include:

  • There are more people entering the building
  • Burglars see shared accommodation as an easy target
  • Damage might be caused by neighbours

You can take measures to help prevent your flat from falling victim to a burglary. Try reading our guides to lock types and burglar alarms for some helpful advice.

It's important not to underinsure on your policy, as your insurer could refuse to pay out the full amount of a claim if you don't have enough cover in place.

Figuring out what your belongings are worth can be tricky, so you may find our guide to calculating the cost of your contents handy.

Compare cheap home insurance quotes

Home Insurance

Are you undervaluing your home contents?