What affects the cost of Renault insurance?
What you pay for your Renault car insurance depends on a wide range of factors. These include:
Your location
Things like your location can have a big effect on how much you pay for car insurance, as insurers will look at your local crime rate and environmental factors to see how likely you are to claim. The higher your 'risk', the pricier your premiums tend to be.
Claims history
Insurers will look at your previous history of filing claims. Having many claims tells insurers that you're more likely to get into an accident. Because insurers see you as higher risk to insure, your premiums will rise.
Your occupation
You might think you drive the same regardless of your job title. But insurers have data attached to each type of occupation. Some professions are seen as more likely to get into an accident than others, raising insurance costs.
The car you drive
Cars are sorted into different categories from 1-50. Things like how expensive your car is, and how safe it is, can affect what group it's in. Lower groups tend to be cheaper to insure. Check your Renault's insurance group with our handy tool below.
Car insurance group checker
The car
Insurance group
Group
9/50
How can I get cheaper Renault insurance?
Pay annually
Paying annually rather than monthly can be cheaper. In fact, our data shows you could save up to 50%* on your insurance just by paying annually. This is because you won't have to worry about paying interest. Plus, paying annually can be easier as you won't have to think about it for another 12 months.
Estimate your mileage correctly
Always make sure you estimate your annual mileage as accurately as possible. If you are driving above or below what you've told your insurer, you'll want to contact them to change this. Lower mileage can mean lower insurance costs, so it's worth making sure your mileage is correct.
Improve your car’s security
Boosting your car's security means it's less likely to be stolen or damaged. Your insurer will take your car's security into account, and you may be seen as lower risk to insure.
*Confused.com data Q4 2024.
Build up your no-claims bonus
Building up your no-claims bonus is a great way to save. The longer you go without making a claim, the bigger your discount will be.
Shop around and compare prices
The best way to make sure you're getting the best insurance price is by shopping around. Comparing prices makes sure you're getting the best possible deal.
Add a named driver
Adding a named driver to your car insurance policy can save you money. You shouldn't lie about who the main driver of the car is though, as this is called fronting. Fronting is illegal and can result in fines and legal convictions.
Increase your voluntary excess
Increasing your voluntary excess can also save you money. Always make sure that you're able to pay the excess you've set up though, as you'll need to pay it if you make a claim.
What types of car insurance can I get for my Renault?
There are several types of car insurance to choose from. Here are a few that might be useful for Renault owners:
Car insurance guides
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