How much does a Ford cost to insure?
Depending on the model and your own personal circumstances, the price of car insurance for a Ford can vary.
The cost to insure some of the most popular Ford models are:
Focus Zetec S
How can I save on my Ford car insurance?
The price you pay to insure your Ford will depend on a number of factors, such as your age and driving history. However, there are things you can do to try and bring down the cost:
- Pay annually rather than monthly
- Add a named driver
- Increase your voluntary excess
- Shop around and compare quotes
- Estimate your mileage accurately
- Improve your car's security
- Build up your no-claims discount
Pay annually rather than monthly. By paying annually, you can save 16%2 on your car insurance. This is because if you choose to pay monthly, interest will be added to the cost.
Add a named driver with a good driving history. This can be especially helpful if you're a young driver. The average premium for one driver on a policy is £7252. If you add a named driver, this goes down to £5552. But make sure you're honest about who the named main driver is. This is known as 'fronting', which is illegal and can result in your insurance being invalidated.
Increase your voluntary excess. The most popular excess amount is £250, with 62%2 of our customers choosing this amount. Generally, the higher you set your excess, the lower your premium could be. Just make sure you set it at a level that you can afford to pay.
Shop around and compare quotes. Comparing quotes is one of the best ways to ensure you're getting the best deal. Our data suggests the best time to buy your policy is around 26 days before your renewal date2.
Estimate your mileage accurately. Typically, the more miles you drive, the more your insurance will cost. This is because the more driving you do, the more likely you are to put in a claim. Our customers drive 6,621 miles per year, on average2. If you don't drive many miles, a pay as you go policy could suit you better.
Improve your car's security with a car tracker, immobiliser or steering wheel lock to help reduce the chances of your Ford being stolen. Parking in a secure garage rather than on a dimly lit street can also help reduce the chances of your car being stolen.
Build up your no-claims bonus (NCB). Each year you're insured without making a claim, your no-claims bonus will increase. Insurers offer discounts for each year of NCB you build. Some policies will allow you to protect your no-claims discount, so you can make a certain number of no-fault claims in a year and not lose your NCB.
What insurance can I get for my Ford?
There are 3 levels of car insurance you can choose from:
- Third-party, fire and theft
- Fully comprehensive
The history of Ford
The Ford Motor Company was formed by Henry Ford in 1903. The Ford Model A was the first car to be sold, but it was the far more famous Ford Model T that really got things moving.
Introduced in 1908, the Model T became the first vehicle to roll off an assembly line when Henry Ford invented this ground-breaking concept in 1913.
In time, Ford reduced the period it took to fit the chassis from 12.5 hours to 1.5 hours, making the car much cheaper to make, and more affordable to buy. By 1927, when production of the Model T stopped, more than 15 million had been sold worldwide.
Since the 1920s Ford has been in the business of buying up rival companies. This approach started with Lincoln in 1922 and more recently has included both Jaguar and Aston Martin – both were subsequently sold in the 1990s.
Over the years Ford branched out, making everything from boats and lorries to incubators. But it was iconic models such as the Ford Mustang in the US and the Ford Cortina in the UK that carried it through the modern age.
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