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How much does a Fiat cost to insure?

When you think of a Fiat, you’ll probably be thinking of the 500. And it’s no surprise that it’s one of the most popular Fiat models people get car insurance quotes for.

One of the most popular versions of the Fiat 500 is the Lounge, which costs around £533* to insure.

This popular hatchback isn’t one of the priciest Fiats available, which again probably adds to its popularity. You can pick up a used model from around £4,300.

If you want something with a little more pizazz, the Fiat 500 Pop might be more your flavour. It has the same engine as the 1.4 litre Lounge but with a different trim. It features 16-inch titanium semi-gloss wheels, bifunctional halogen projector headlights and power heated mirrors. The Fiat 500 Pop has a slightly higher average premium than the Lounge, at £596*.

The car’s performance and engine power are just two factors when working out the cost of your insurance.

But there are several more that could influence how much you pay for cover. This includes your claims and convictions history, where you live and whether you use the car for business. Your occupation could also have a hand in whether your insurance costs are higher or lower than normal.

*These prices are an average based on the model, and all our customer quotes from 14 January 2021 to 14 June 2021. This includes different locations, driving background and other factors. Your own quote could be cheaper or more expensive depending on your personal circumstances. Page last reviewed 29/07/2021.

All information on this page was last reviewed on 29/07/2021, see T&C.

The Fiat 500

The new Fiat 500 is an all-electric city car that is available in four trims: La Prima, Icon, Passion and Action. It has a range of 194 miles, which can be extended by up to 277 miles on the Urban Cycle.

The car features an eco-driving function, which ensures smooth acceleration and gentle use of the brakes to reduce energy consumption, optimising performance by up to 20%. As for speed, the new 500 can reach almost 81 mph on motorways. It can be charged up to 80% capacity at home in less than four hours.

The 500 Icon comes with a range of safety features, including attention assist. This monitors your driving behaviour, picking up on initial signs of fatigue and responding with audio and visual warnings that it’s time for a break.

It also has a collision avoidance and mitigation function, meaning the car will brake should an obstruction, such as a pedestrian stepping off the curb, present itself. The 500 series costs from £20,495 for the Action to £27,495 for the La Prima.

Fiat Tipo

The Fiat Tipo was revamped in December 2020 to give it a new look and feel, with the SUV-style Tipo Cross trim. Other trims in the range are the Tipo and Tipo Life.

Sticking to the Cross, this model has a top speed of 114 mph, and can do zero to 60 mph in 11.8 seconds. It’s in insurance group 11, so not the cheapest 1.0L car to insure.

The Tipo Cross costs from £21,690, £2,000 more than the Life model. The extra you pay is for a sleeker look, as well as a rear-view camera, rear arm rest and a full-size spare wheel among other benefits.

As with the 500, the Tipo features the new Fiat logo and is available in a range of colours, including Paprika Orange and Oceano Blue.

Fiat history and facts

Fiat Automobiles, originally Fabbrica Italiana Automolil Torino, was formed in 1899, when the Fiat 4 HP rolled off the production line. In recent times Fiat merged with Fiat Chrysler and has subsequently become part of the Stellantis group.

Throughout the later part of the 20th Century, and at least up to the late 1980s, Fiat was the third largest automobile manufacturer in the world behind General Motors and Ford. A deepening crisis in the motor trade as the millennium drew near saw the Italian firm withdraw from some markets, but it remains in the top ten worldwide car makers.

The Fiat has been around for years, but still surprises with its style and verve. In fact, the Fiat 500 was named Auto Express City Car of the Year 2021, along with the Hyundai 110 and Volkswagen up!

What's next for Fiat?

With Fiat moving into the electric car space, ahead of the proposed ban on new petrol and diesel cars from 2030, these are exciting times for the manufacturer. Aside from the 500 series, Fiat has also introduced the Concept Centroventi, which it describes as a blank canvas.

This electric vehicle got its name in recognition of the company’s 120-year anniversary in 2019. Its compact look and customisable styling – with a multitude of colour options for roof, bumper, wheels and bodywork – is intended to standout.

The Concept Centroventi pre-empted the 2021 40th anniversary edition of the Fiat Panda. This is a 4x4 with a 0.9 litre 85 horsepower engine and joins the 1.0 litre 70 bhp hybrid, which launched in 2020.