Dial Direct car insurance policy details
Dial Direct offers three types of car cover – third party, third party fire and theft, and fully comprehensive car insurance. Customers can choose from two levels of comprehensive car cover, Standard or Premier, Dial Direct’s highest level of cover.
With Dial Direct comprehensive car insurance you get:
- Courtesy car
- Breakdown cover
- Driving other vehicles
- Uninsured driver promise
- Vandalism promise
- Windscreen cover
- Driving abroad
- Personal belongings
- Child seat cover
- Emergency transport
- Medical expenses
- Audio equipment
- Personal accident
- Replacement locks
All Dial Direct car insurance comes with breakdown cover as standard, giving you RAC Breakdown Assistance. This includes Dial Direct comprehensive car insurance policies and third-party cover. RAC will attempt to repair your car if you’re more than 1/4 mile from your home address. If it becomes necessary, RAC will take your car and up to 8 passengers to your preferred UK destination or home address.
With Dial Direct you're also covered for all third-party risks and accidents where you’re at fault.
If you’re in an accident, you can get emergency transport cover for you or your passengers, providing alternative transport and emergency overnight accommodation. You can also claim medical expenses for you or your passengers.
Plus, Dial Direct’s driving other vehicles cover means you could be insured to drive other cars as well as your own.
Dial Direct's comprehensive car insurance includes a wide range of additional benefits, including:
- Personal accident cover can pay out if a car accident leads to death or permanent disability.
- The uninsured driver promise means that if your car is hit by an uninsured driver you won’t lose your no claims bonus. And you won’t have to pay excess on your claim.
- You can also claim for personal belongings in your car in the case of accident, fire, theft or attempted theft.
- Childseat cover allows you to claim for replacing child seats.
- Audio equipment can replace or repair your car’s audio, navigation and entertainment equipment, with unlimited cover if fitted by the manufacturer.
- Replacement locks cover lets you claim if your vehicle keys or ignition device are stolen.
- The vandalism promise covers damage caused by vandals.
- Windscreen cover insures all your glass, including the front windscreen, side, rear window and a standard sunroof, less any excess.
- You and any named driver on your policy are covered for driving abroad anywhere in the EU for up to 60 days.
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