Freedom Brokers car insurance

Freedom Brokers was set up in 2017 and offers a range of insurance services and products to people who may not be considered by traditional insurers. It aims to treat its customer base fairly whilst providing a high-quality service.

We compare up to 163 insurers, including quotes from Freedom Brokers. When you compare quotes with us, we match your requirements against the insurer's criteria, to see if they'll offer you a quote. This means you may or may not get a quote from Freedom Brokers.

You can find out more about Freedom Brokers below, or if you're ready to start comparing just click on the quote button.

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What Freedom Broker customers say


4 green stars

3.9 rating based on 3719 reviews
as of 28/06/2023

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Why choose Freedom Brokers car insurance?

  • Policies tailored to your needs with a range of easy-to-add upgrades available.
  • View documents and make changes to your policy online at a time convenient to you via your personal account.
  • 24/7 claims helpline based in the UK.

Who is Freedom Brokers?

Founded in 2017, Freedom Brokers is an appointed representative of Action365 and is based in Cheadle, Cheshire. Action365 began as a small uninsured loss company in 1999, founded by current Freedom Brokers CEO Sam White.

Known for her entrepreneurial zeal, White set up Action365 when she was just 24 years old – from her sister’s conservatory. She has achieved a number of nominations and industry recognition, including as a finalist in the 2022 Great British Entrepreneur Awards

She is now the CEO and founder of the Freedom Services Group. The group includes insurance services companies Action 365, insurance provider, Pukka Insure and insurance brokerage, Freedom Brokers. The businesses employ over 250 people and operate mainly in Europe but are also active in Australia – with plans to expand into other territories.

White always strives to champion women in a notably male-dominated industry, with Action365 having a 49% female representation across all employees as of April 2022 and 45% female representation across their senior leadership team.

Freedom Brokers policy details

Freedom Brokers offers a range of comprehensive car insurance cover:

Freedom Standard is the company’s most basic offering. You have the option to add on a range of policy upgrades as and when you like.

Freedom Extra includes legal expenses as standard at a discounted price.

Freedom Extra Plus includes the same benefits as Freedom Extra, with added roadside breakdown cover at a reduced cost.

Freedom to Drive is Freedom Brokers’ telematics policy. It involves fitting a device in your car that records data relating to your driving behaviour such as how fast you drive, how quickly you brake and the distance you drive. They offer a discount for fitting the device to your car, and you may save more on your renewal price if they've seen that you're a safe driver.

For all policies in the Freedom Brokers' car insurance range, there is access to a wide panel of established insurers - including Pukka, Ageas, Covea, Axa, Premier, Sabre and Equity Red Star.

Freedom Brokers offers a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend you check the cover and benefits included.

Freedom Brokers optional extras

Freedom Brokers offers a range of policy add-ons, allowing you to customise your cover and ensure it does exactly what you need it to.

For an extra fee, you can add the following to your standard car insurance policy:

  • Legal expenses covers you or a named driver for legal fees and expenses up to £100,000
  • Key cover covers you if an insured key is lost, stolen or accidentally damaged
  • UK breakdown cover the choice of roadside assistance, UK-wide recovery or a full breakdown package including home start
  • Excess protection allows you to recover the excess cost paid if you need to make a claim
  • Licence defence provides cover for up to £25,000 costs for legal action in the event of a motoring offence
  • Replacement vehicle in the event your car is needs to go in for repair due to a road traffic accident, fire, malicious damage or theft or attempted theft.
  • Windscreen cover against damage to your windscreen and window glass
  • Scratch, dent and alloy protection provides Small to Medium Area Repair Technology (SMART) repair and alloy wheel insurance for minor cosmetic damage to the bodywork of your car and damage to the alloy wheels.

Contact Freedom Brokers

Freedom Brokers can be contacted through their website either through your online account or their live chat service. You can also call them on:

0345 5280 197

This phone number is for car, van and telematics insurance claims. For other products, please see their website.

They can be reached by post at:

BizSpace Cheadle,
Cheadle Place,
Stockport Road,

Freedom Brokers are authorised and regulated by the Financial Conduct Authority (firm reference no. 306011).

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Page last reviewed: 05/06/2023

Reviewed by: Louise Thomas