General Accident customers say:
"Very simple and straightforward taking out new Car Insurance cover. Competitive price and didn't even need to send off NCD to get verified, GA did it all for me!"
Regal - (April 2023)
General Accident car insurance policy details
General Accident offers a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend checking the cover and benefits.
General Accident offer three main types of policy:
Third party, fire and theft: Provides third party insurance - the minimum level of cover needed to drive on UK roads. It covers you if an accident involving your car injures someone or damages their property. This level also covers damage to your vehicle caused by fire or theft.
Comprehensive: Includes everything you get with their third party, fire and theft policy, as well as covering damage to your own vehicle. It typically includes personal accident cover and a courtesy or replacement car if yours is in the garage or written off.
Telematics: Also known as black box insurance, you'll need to agree to have a small plugin device installed in your car to monitor your driving behaviour. This gives you a score based on how safely you drive. Drivers with high scores will be seen as safer and may be offered a lower premium at renewal.
All of these policies include motor legal protection as standard, which gives you up to £100,000 of legal cover if you're in an accident that wasn't you fault and a lawyer has to pursue compensation on your behalf.
You'll also get car recovery, cover for your audio equipment if it's damaged or lost due to fire or theft, 24-hour emergency support and European cover for up to 90 days, meaning you’ll be insured to drive abroad.
Full details, exclusions and limitation of General Accident's policies are found once you click through to their site after getting a quote.
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