Van Insurance

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Based on online independent research by Consumer Intelligence (November' 19). 51% of van insurance customers could save £308.
"Very easy to use and given a great selection of good value prices"
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We compare over 40 van insurance providers to save you money.

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acorn insurance logo
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Autonet insurance logo

Courier van insurance

courier van

Designed to protect you as a courier as well as your van and its cargo.

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Goods in transit insurance

goods in transit fragile van

Cover for specialist items that wouldn’t normally be protected by a standard policy.

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Pickup truck insurance

pickup truck

Pickup cover for private or commercial use, depending on your needs.

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Commercial van insurance

commercial van

Protecting your van and its cargo for when your van is essential to your business.

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Company van insurance

company van

A policy tailored for vans owned by a company and the different risks they face.

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Temporary van cover

temporary van insurance clock

Cheap short-term cover if you need van insurance from one to 28 days.

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What is van insurance?

Van insurance is designed to cover your van against risks such as fire, theft and damage. Whether you use your van as a run-around, or it’s an integral part of your business, it’s important to protect it against these risks. This means you're not left out of pocket following an incident.

There are different levels of cover, but at the very least a van policy will cover damage and injury to any third parties as a result of an accident. A comprehensive policy offers protection for your van, yourself and other people and their property.

For added protection, you have the option of upgrading your policy to cover any tools you keep or cargo you transport.

How do I get a van insurance quote?

When getting a quote, you'll be asked about how you use your van. You’ll need to choose one of the four options below, which could impact both the level of protection you receive, and the amount you pay.

  • Social only - If you don't use your van or pickup for anything work related, you’ll only need social cover.
  • Social and commuting to work - If you use your van to commute to work as well as socially this policy might suit you best.
  • Business use - If you’re using your van to carry your own goods, tools and other work equipment, a commercial van policy might suit you best. Different insurers may offer varying levels of cover for your van and its contents, which you should compare before you buy.
  • Haulage If you use your van to transport other people’s goods, or get paid to move cargo, you’ll need a policy that covers you for haulage, such as courier or goods in transit cover.

Once you’ve entered your details, you’ll be able to compare prices at a glance and choose which policy best suits both your needs and your budget.

See how much you could save

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How can I reduce the cost of insuring my van?

  • The size of a van can really affect how much it costs to insure. Generally, the larger the engine and / or physical size of the van, the more expensive your premium. So, if you’re looking for cheap cover, then choosing a smaller vehicle could help save a few pounds.
  • Building up a no-claims bonus can help prove to an insurer that you’re a safe driver for which they may reward you with a cheaper premium.
  • If you’re a member of a recognised trade federation, let your insurer know. Some offer discounts to members of these organisations.
  • Increasing your voluntary excess can help bring down the cost of your van insurance, but you’ll be paying out more if you need to make a claim.
  • Increasing the security of your van may also help lower your premium. By adding anti-theft devices, you’re lowering the risk of your van being stolen.
  • When you compare quotes, it’s worth considering factors like your annual mileage. As a general rule the less you drive your vehicle the less you pay which could bring down the overall price.
  • When your policy is about to run out, don’t auto-renew. Instead, always compare van insurance quotes online to find the best deal.
To find more ways on how you can cut the cost of your van insurance read our helpful savings guide.


Which policy is right for me?

By comparing quotes from our selection of insurers, we can help you find a great price. But finding the right policy is about more than just the cost. Many people and businesses depend on their van being up and running on a daily basis. Making sure you have the right type of insurance in place could one day help you and your business recover from an accident or theft.

The right type of policy for you and your van will depend on a range of factors, including:

Your van size, specification and daily use

The type of van you own will be taken into account when insurers calculate insurance prices. Everything from its size, engine capacity and number of seats can impact your premium. You'll find more information in our guide to saving money on van insurance.

Your driving experience and history.

You'll find insurers charge higher premiums when insuring young or inexperienced drivers, or those with a history of accidents or traffic violations. If you fall into these categories, our guide to cutting your van insurance costs could help you save money.

Unique risks and expensive or hazardous cargo.

The work you do with your van could determine which type of policy will suit you best. Commercial van insurance may cost more than a regular policy, but will cover you for using your van in connection with work. Similarly, if you regularly carry valuable or hazardous items, you may need the additional protection of a courier insurance policy.

Having the right cover in place in the event of an accident could minimise its impact on you, your customers, your business and your income. When getting a quote, you'll be asked how you use your van and we'll show you quotes that cover your selection.

Looking for help?

Got questions about our van insurance? Our FAQs could help.

What factors could affect the cost of my van insurance?

The price of your insurance policy can be the result of multiple factors, including the value of your van, any modifications made to your van, how powerful the van is and any security systems. There are ways to cut the cost but you might have to make some sacrifices!

Why are pick-up trucks classed as vans?

Insurance companies usually class pick-up trucks as vans because of their long wheel base, and the fact they often exceed 3.5 tonnes. You'll often find 4x4 utility vehicles falling into the same category.

What type of van insurance cover do I need?

Choose between a private or commercial policy, then pick the level of cover you need. There are three main levels of cover available - third party only, third party fire & theft, and comprehensive.

They work the same way as they do with a car insurance policy, with the level of protection and cover increasing across each. You can read more about what they cover in our guide.

What's the difference between commercial and private van insurance?

Commercial permits the driver to carry out a trade or profession using the van, such as making deliveries or transporting tools and equipment. Private allows you to use your vehicle for social reasons only.

Can I transfer my car's no-claims bonus to my van?

No, the no-claims bonus applies to a single vehicle only. Some insurers will give discounts on a second policy, but you need to check with individual insurers to find out if they offer such incentives.

Will my no-claims bonus apply to a second van?

In a nutshell no. Your no-claims bonus can only apply to any one vehicle at any one time but you can transfer it over to an alternative one. As an incentive, a number of insurers offer discounts on insuring a second van by mirroring your no-claims bonus.

Why is insurance so expensive for young drivers?

Younger drivers tend to be less experienced than older drivers. This makes it more likely that they'll make a claim. To cover this increased risk, their insurance premiums tend to be higher.

Can I add someone else to my policy?

You can usually add another driver to your van policy. Just simply inform your insurer you wish to do this and it'll ask for that driver's details. However, it's worth remembering that adding less experienced drivers may push your premium price up. And some insurers may charge an admin fee.

Can I get more than one van on my insurance policy?

Many insurers offer multi-van insurance, which lets you insure more than one vehicle on the same policy. A multi-van policy is often cheaper than insuring each van separately. This makes it worth looking at if you've more than one van to insure.

How old do I have to be to get van insurance?

You'll usually need to be at least 21, however in some cases an insurer will allow drivers age 18 and over to be added.

Still got questions? Our handy van insurance guides may hold the answers. is the UK's first and longest-running insurance comparison website.

  • We make buying cheap van insurance less confusing.
  • We search hundreds of prices from a range of trusted insurance providers to find you the best deal.
  • Not only could you save money, but with our product ratings, money-saving tips and handy guides, finding the best cover for you is made easy. is the UK's first and longest-running insurance comparison website.

  • We make buying cheap van insurance less confusing.
  • We search hundreds of prices from a range of trusted insurance providers to find you the best deal.
  • Not only could you save money, but with our product ratings, money-saving tips and handy guides, finding the best cover for you is made easy. van insurance customers rate us 4.60/5 based on 1332 respondents - as of 20/01/20). Read our reviews