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Temporary business van insurance

Find short-term business cover for your van in minutes

The average cost for a one day temp van policy is just £40*

  • Get instant cover if you need a policy to start immediately

  • Flexible cover with no lengthy contracts

  • Buy cover early, up to 28 days in advance

What is temporary business van insurance?

It’s an insurance policy that gives you short-term cover to drive a van for business use and carry your own goods and equipment. If you need cover at short notice or for a limited amount of time, temporary commercial van insurance can get you moving quickly. 

How does temporary business van insurance work?

A short-term business policy offers the same cover as a standard business van insurance policy, but for a shorter period of time. You can buy a temporary policy even if there's an existing annual insurance policy in place. All temporary insurance policies compared through Confused.com are administered by Tempcover.

Here are some of the benefits of a temporary business policy:

  • Cover can start immediately, or you can schedule it to begin up to 30 days in advance.
  • Ultimate flexibility - get cover from 1 hour up to 28 days, so you only pay for the length of cover you need. If you need more cover, you can buy another policy.
  • Comprehensive cover as standard on all policies.
  • No risk to yours or the van owner's existing no-claims bonus.

Who is Tempcover?

Tempcover is a leading provider of temporary insurance. When you get a quote, we'll compare a range of trusted insurers who work with Tempcover, such as LV= and Ageas1. We'll show you the best price available based on the information you provide.

Tempcover is rated 'Excellent' on Trustpilot and, over the years, has helped thousands of customers find flexible, comprehensive short-term cover.

1Correct as of July 2023

Tempcover brand logo

When could short-term business van insurance help my company?

Temporary business van insurance could help your company whenever you need short-term cover quickly, including:

Borrowing a van. If you're borrowing a van from someone because yours is in for repairs or due for its MOT service.

Buying or test driving a van. You can buy a temp policy to cover you for as little as 1 hour, so it's ideal for a test drive or until you buy annual cover on a new van.

Covering new employees. If you have new employees, you could save time and improve productivity by getting them covered and working from day 1. This gives you time to search for a suitable annual insurance policy.

Temporary business needs. A short-term policy could cost less than an annual policy if you only need a van for temporary business needs rather than regular use.

Find short-term business van insurance from our partner Tempcover

What's covered by temporary business van insurance?


What's covered:

  • Comprehensive cover, so your van is protected in the event of fire, theft or an accident
  • Transporting your own goods and tools, for example if you're a tradesperson, shopkeeper or cleaner

What's not covered:

  • Using your van for hire and reward, for example if you're a courier
  • Vans weighing more than 7.5 tonnes
  • Transporting hazardous materials - not all insurers cover this

How much does temporary business van insurance cost?

The average prices for one day and one week of cover are*

One day


One week


*Based on Confused.com data from Tempcover average policy purchase prices in June 2023

How much you pay mainly depends on:

  • The van you want to insure and its value
  • The length of cover you need
  • How you’ll use the van
  • Why you need temporary cover
  • Your age
  • Your driving experience
  • Where you operate 

What will I need to get a temporary business van insurance quote?

To get a quote from our partner Tempcover, you'll need to give us some details about:

Your policy:

  • Why you need temporary van cover
  • The length of cover you require
  • When you want the policy to start

Your van:

  • Make and model
  • Weight
  • Body type
  • Approximate value


  • Your age
  • How long you’ve held your driving license
  • Address
  • Occupation

What our van insurance expert says

"Temporary business van insurance gives you the flexibility to persue all your business needs. You could save time and money by getting instant short-term cover for your business van only when you need it."

Marc Pell, Managing Director at Tempcover
Managing Director | Tempcover Tempcover logo

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Page last reviewed: 21 July 2023

Reviewed by: Marc Pell

Confused.com's temporary cover solution is provided by Tempcover LTD. Tempcover LTD are authorised and regulated by the Financial Conduct Authority under firm reference number 746985. Tempcover LTD is registered in England No. 9923259 at office: 2nd floor, Admiral House, Harington Way, Fleet, Hampshire, GU51 4BB. Confused.com is an intermediary and receives a percentage of commission received by Tempcover LTD.