Temporary business van insurance

Short-term business van insurance is flexible by design. While you’ll struggle to find standard insurance policies lasting less than 6 or 12 months, temporary insurance can last as little as 1 hour! Benefit from short-term cover at the click of a finger without needing to buy an annual policy, hooray!

Here’s how it works in practice:

• Give us a few details about your van, tell us when you want your policy to start, and tell us how long it needs to last.
• Choose from a range of affordable, fully comprehensive policy options tailored to your needs.

• Your insurance policy can be activated immediately, meaning you can be on your way in a flash. Or, think about the road ahead and schedule your policy up to 28 days in advance.
• When your temporary business van insurance policy expires, your cover ends. Need more time behind the wheel? Fine by us! Just buy another policy that gives you additional hours or days.
• Relax! Whether it’s your company van or someone else’s, temporary policies don’t affect any existing insurance policy. Should the worst happen and you have an accident, there won’t be a risk to your no-claims bonus.

Finding the right insurance for your vehicle can be a nuisance, but we’re on a mission to make it lemon squeezy! That’s why all (yes, all) of our temporary van insurance policies include comprehensive cover.

Going comprehensive means getting to where you need to be, knowing that we’ve got everything* covered if things go off-piste.

You’ll benefit from:

• Cover for yourself, your van, any involved third parties and their property
• Protection against non-collision risks, such as theft, vandalism, and weather-related damage
• Cover if you’re involved in an accident with an uninsured driver
• Reduced out-of-pocket expenses in the event of an incident
• Legal liability cover
• Cover for driving in the EU (third-party-only)

*Always check the policy wording and exclusions of your chosen insurer, as what’s covered can differ depending on the insurance provider.

Temporary business van insurance policies cover a lot, but not everything. Here’s what your temporary business van insurance policy won’t cover:

• Driving other vehicles (e.g. someone else’s company van or another vehicle in your company’s fleet)
• Additional drivers who want to hop behind the wheel (only the person named on the policy is insured)
• Claims that happen outside of the van’s stated use
• Vans weighing more than 7.5 tonnes
• Certain uses, like transporting hazardous materials and using your van for hire and reward

Our temporary van insurance policies for business use aren’t suitable if driving a vehicle is an integral part of your job. For example, one-off deliveries are fine, but you need specialist commercial van insurance if you’re a courier or delivery driver (including food deliveries). 

We do offer hire and reward van insurance for delivery drivers, but only on an annual basis.