Generally speaking, as a young driver, your insurance premium is going to be above average for a while, but there are a few ways you can lower it. Before making any decisions, you should make sure that you don’t compromise the level of cover you need just to save some money in the short term.
Just like car insurance, insurance for your van can come in 3 main levels; third party, third party fire & theft, and fully comprehensive. They generally go up in cost with the level of cover they provide, but again remember, your decision here could have a big impact on the assistance you get after a collision, theft or accidental damage.
Many insurers can offer discounts on your premium if you take additional steps to keep your van secure. This may include locking the van in a garage overnight, or installing an additional alarm.
Most insurers will offer higher insurance premiums for larger and more powerful vans, so if you can, start with something small, and upgrade as your insurance premium falls with your age.
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