We understand that as a young driver your insurance is likely to be higher than average. You might be tempted to bend the truth about how you use your van day-to-day, but you shouldn’t. Especially if it compromises your level of cover, just to save in the short term.

The details you give insurers about you, your van and how you use it should be accurate. If not, you risk your policy being void and could run into problems if you make a claim. For example you shouldn’t say you only use your van for private use if you use it for work as well.

Surprisingly, a comprehensive policy is often cheaper than a third party policy, even though it offers the most protection.

Here are some other ways to get cheap van insurance:

• Choose a black box or telematics policy
• Add more security to your van
• Increase your voluntary access
• Use a dashcam while you drive
• Buy a van that’s cheap to insure

A black box or telematics policy collects data on your speed, braking, cornering, mileage and time of day you drive. If you prove to be a good driver the insurer may offer a cheaper price.

Add more security to your van such as an extra alarm, upgrade immobiliser or locking your van in a garage overnight. This shows you’re taking extra steps to keep your van secure.

Increase your voluntary excess if you can afford to put more towards any future claims.

Use a dashcam while you drive. Insurers could offer a discount if you’re able to supply footage following an incident.

Buy a van that’s cheap to insure if you haven’t bought one yet. Smaller vans with less powerful engines usually cost less to insure.

Need more ways to save? Read about how you can cut the cost of your van insurance.