Young driver van insurance

• The van you’re driving – including its age, engine size, payload capacity and value
• Information about you – Including your age, where you live, driving experience, and your convictions, no claims bonus and claims history
• The type of cover you’re looking for – different levels of cover are available, which generally increase in price with the level of protection offered

This is where many of the problems start for young van drivers. Statistically, young drivers are more likely to be involved in an accident than any other age demographic. The road safety charity Brake as compiled some hard facts about young drivers which include;

• 1 in 5 new drivers has a crash within six months of getting their licence
• An 18 year old driver is more than 3 times as likely to be involved in a crash as a 48 year old

Figures like these make young drivers a bigger risk to insurers than other age groups, which can lead to increased premiums. Young drivers in the UK are generally pushed toward small hatchbacks with small engines, in order to reduce their premiums a little, but if you’re a young van driver, your options are a lot more limited.

• Voluntary excess

Just like car insurance, insurance for your van can come in 3 main levels; third party, third party fire & theft, and fully comprehensive. They generally go up in cost with the level of cover they provide, but again remember, your decision here could have a big impact on the assistance you get after a collision, theft or accidental damage.

• Extra security steps

Many insurers can offer discounts on your premium if you take additional steps to keep your van secure. This may include locking the van in a garage overnight, or installing an additional alarm.

• Your vehicle

Most insurers will offer higher insurance premiums for larger and more powerful vans, so if you can, start with something small, and upgrade as your insurance premium falls with your age.

You might find more useful information in our collection of van insurance guides.

Comparing policies and prices with Confused.com is a good way to gauge what a variety of companies can offer, so make sure you get our best deal by comparing our trusted panel in minutes.

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