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Young driver van insurance

Compare van insurance quotes for young drivers

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^[1]Correct as of July 2026

We compare up to 62¹ van insurance companies to save you money

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Can I get van insurance as a young driver?

Yes, you can get a van insurance quote as a young driver, whether you use your van for work or personal use.

If you're under 25 your insurance will probably cost more because insurers see younger drivers as a higher risk on the road. However, you can still get van insurance from aged 17 as long as your van weighs under 3500kg and you have a full UK driving licence.

How much is van insurance for young drivers?

Average cost of van insurance by age group¹.

16-20 year olds

£3207

21-25 year olds

£1840

26-30 year olds

£1434

31-35 year olds

£984

36-40 year olds

£765

¹Confused.com data July-September 2026: comprehensive van insurance policy cost by age.

The exact amount you'll pay depends on a number of factors including:

The type of van: vans with large engine size and modifications can increase insurance cost as the van is more expensive to replace or repair in the event of an accident
Where you live: living in cities or areas with a high crime rate means you’ll usually pay more for insurance as your van is at more risk of damage or theft
Driving history: if you’ve been involved in an accident previously, you’ll typically pay more for insurance
Your job: if you use your van for commuting or for a catering business, your insurance may cost more than using your van for social use only

What's the cheapest van to insure for young drivers?

Young drivers pay the highest premiums for van insurance, with 17-20 year olds facing the highest cost*.

However, prices drop significantly with age. 21-25 year olds see an average saving of 44%*, which is the single largest price drop between any age group.

Choosing a van model from a lower insurance group can help reduce annual costs for younger drivers. Our data shows the cheapest vans to insure for young drivers are:


Make & Model	Average Premium (17-20)	Average Premium (21-25)	Avgerage Premium (26-30)
VOLKSWAGEN TRANSPORTER	£3,293	£1,324	£875
VOLKSWAGEN CADDY C20	£3,091	£1,210	£993
VOLKSWAGEN CADDY	£3,377	£1,658	£1,151
CITROEN BERLINGO	£3,709	£1,769	£1,423
RENAULT KANGOO	£3,664	£1,763	£1,513

²Confused.com Q3 2026 data

What our van insurance expert says

"Young drivers usually pay more for van insurance, with 17-25 year olds paying 35%* more on average than 25-30 year olds.

Insurers see them as higher risk because they have less experience, fewer years of building a no-claims history and often drive without an experienced driver alongside them. A black box or an experienced named driver, such as a parent, can help bring the cost down."

^{*Confused.com data June- September 2026.}

Matt Crole Rees Motor General Manager & Motor Insurance Expert

How can I get cheaper van insurance as a young driver?

There are several things you can do to keep the cost of your insurance down:

Compare quotes: don't just auto-renew. Shop around to find the best van insurance quote for you.
Add a named driver: adding a parent or experienced driver can often lower premiums. Just make sure you're the main driver - fronting is illegal.
Limit mileage: driving fewer miles helps lower your risk of an accident as you'll be on the road less, which helps decrease insurance premiums.

Consider a black box policy: having telematics insurance can help reduce van insurance for younger drivers by monitoring driving habits. The safer you drive, the cheaper your insurance could be on renweal.
Increase voluntary excess: 35% of our customers aged 16-25 selected a £250 voluntary excess¹. Just make sure you're able to pay this amount if you need to make a claim.
Increase security: adding an immobiliser or alarm can help protect your van from theft, driving down premiums as a result.

^{1 Confused.com data June- September 2026.}

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How to claim

**Single annual policy. App only. Maximum claim limit. One regular hot drink per month for a year, only available via the Confused.com app. T&Cs apply.

What level of insurance should I choose as a young van driver?

There are 3 levels of van insurance you can choose from:

Third party is the minimum level of insurance you need to drive a van in the UK. It covers the cost of injury and damage to other people and their property.
Third-party, fire and theft includes everything covered by third party, plus protection if your van is stolen or damaged by fire.
Comprehensive policies include everything offered with third-party, fire and theft, plus protection for your van if it's damaged as a result of an accident, even if you're at fault. Although it offers the most cover it if often the cheapest option.

Ready to compare young drivers van insurance?

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How do I compare young driver van insurance quotes?

You can get a quote with us in as little as 5 minutes by following these steps:

Fill out our quote form. We'll ask you a few questions about you, your van and your driving history.
We'll compare up to 62 van insurance companies to help you find the right policy at the right price.
We'll show you a list of quotes to choose from. Here, you can view prices monthly or annually and add features such as breakdown or windscreen cover.
Once you've bought van insurance, don't forget to come back and choose a freebie with Confused.com rewards.

Why choose Confused.com?

We're 100% independent and not owned by any insurance company. You can be confident that we're showing you the best prices available based on the information you provide us with, no matter who they're from.
We help millions of customers find good deals on their insurance every year.