We're number one for van insurance deals in price comparison⁺

Home
Van insurance
Young driver

Young driver van insurance

Compare cheap van insurance quotes for young drivers

Our van insurance customers rate us 4.7/5 on reviews.io
Compare quotes from up to 60 van insurance companies¹ in one place

**Single annual policy. New and former Paramount+ subscribers only who sign up at ParamountPlus.com. Subscription required. Auto-renews unless cancelled. 18+. Just Eat website account required, geographical exclusions apply. The year-round reward is provided by Greggs, and consists of one regular hot drink per month for a year, only available via the Confused.com app. T&Cs apply.
¹Correct as of June 2025
⁺On average Confused.com delivered the cheapest van insurance prices across all PCW’s based on prices page position from Pearson Ham data from 09/02/25 to 09/03/25.

Can I get van insurance as a young driver?

Yes - as a young driver, you should still be able to buy van insurance. Insurers usually consider young drivers to be those under the age of 25.

Some insurers impose minimum age limits, so if you're under 21 you might find that you're offered less competitive prices from fewer insurers. But, if you shop around you should still be able to find a policy that suits you.

How much does van insurance cost for young drivers?

The price you pay depends on your personal circumstances. As a general rule, vans are more expensive to insure than cars and, as a young driver, you're likely to see higher prices than older drivers.

On average, drivers aged 17-20 pay £3,905⁽²⁾ for a comprehensive van insurance policy. This goes down by 55% to £1,748⁽²⁾ for those aged 21-25.

⁽²⁾Based on Confused.com data November 2023 - April 2024

Why is van insurance more expensive for young drivers?

Age is one of the main factors considered by insurers when they set prices. The younger you are, the more your insurance costs. This is because young drivers generally have less experience on the road than older drivers. So, they're statistically more likely to be involved in an accident and make a claim on their policy.

Your insurance company also considers:

The van you drive. Like cars, vans are placed into insurance groups. The lower the insurance group, the less your insurance is likely to cost. Your van's body type can also affect insurance costs because certain body types can carry more cargo, making them higher-risk.
Your address. Living in an area with a high crime rate typically means you pay more, as your van is at higher risk of malicious damage or theft.
Past claims and convictions. If you've been involved in an accident and claims on your insurance, you costs could be higher when you renew. You'll also see higher costs if you have any driving convictions.
Your job. If you work in a high-risk industry and use your van for work, this could increase your insurance prices.

How do I get cheaper van insurance as a young driver?

There are several things you can do to keep the cost of your insurance down:

Add a named driver to your policy. Adding someone with more experience can reduce the cost of your insurance as you're sharing the risk.
Consider a temporary insurance policy. If you don't need to be insured on a van all the time, it could work out cheaper to get temporary insurance on someone else's van when you do need it.
Avoid auto-renewal and shop around. Even if your insurance hasn't increased much from last year, you might be able to get a better deal by comparing quotes. The cheapest time to buy your policy is around 3 weeks before your renewal date⁽³⁾.
Increase your voluntary excess. This is the amount you pay towards any claims. Increasing the amount you're willing to pay can reduce the cost of your insurance. The most popular excess amount with our customers looking for comprehensive insurance is £250⁽³⁾, with 35% of those aged 16 - 25 choosing this level. Just be sure to set it at an amount you can afford to pay.

Increase your van's security. Cans can be an attractive target for thieves as they often carry expensive equipment. Increasing your security can make it harder for someone to steal your van - think alarms, immobilisers and trackers.
Consider a black box policy. This type of policy uses a device or smartphone app to track how, when and where you drive. It then gives you a driving score based on how safe your driving is. The safer your driving, the lower your insurance could be on renewal.
Build your no-claims bonus (NCB). As a young driver, you might not have many years of no-claims built up. But, each year you're insured without making a claim, your NCB increases. Insurers offer a no-claims discount, and the bigger your NCB, the bigger the discount is. With 1 year of NCB, the average cost of a comprehensive van insurance policy is £2,354⁽³⁾. This is 35% cheaper than a policy with no NCB, which is £3,610⁽³⁾.

⁽³⁾Based on Confused.com data November 2023 - April 2024

What our van insurance expert says

"As a young driver, you're likely to see higher insurance prices, and your choice of insurers might be limited, especially if you're under 21. You might also find that you don't have the option of buying a smaller, less powerful van to try and save on your insurance. Comparing quotes is one of the best ways to check you're getting the best price for the cover you need."

Louise Thomas Motor Insurance Expert

Choose a reward & enjoy year-round hot drinks every time you buy car, home or van insurance**

Get a van quote

How to claim

Image of a Greggs coffee cup with Confused.com rewards around it

What level of insurance should I choose as a young van driver?

There are 3 levels of van insurance you can choose from:

Third party is the minimum level of insurance you need to drive a van in the UK. It covers the cost of injuries to a third-party and damage to their vehicle after an accident that was your fault. Damage to your van isn't covered. The average cost for a third-party insurance for a young driver aged 16-25 on a policy that includes social only or social and commuting is £3,949⁽⁴⁾.
Third-party, fire and theft includes everything covered by third party, plus protection if your van is stolen or damaged by fire. It doesn't cover the cost of repairs if your van is damaged in a road accident. On average, this level of insurance for a young driver costs £2,771⁽⁴⁾.
Comprehensive policies provide the highest level of cover. They include everything offered with third-party, fire and theft, plus protection for your van if it's damaged as a result of an accident, even if you're at fault. Although it offers the most cover, comprehensive insurance is often the cheaper option for young drivers, costing £2,068⁽⁴⁾ on average.

⁽⁴⁾Based on Confused.com data November 2023 - April 2024

What are the classes of use for van insurance?

When you get a quote, we'll ask you what you intend to use the van for. You can choose from 4 options. These are known as classes of use.

Your options are:

Social. If you'll only be driving your van for personal journeys, such as days out, you should choose this option. For young drivers aged 16-15, the average cost for this class is £2,213⁽⁵⁾.
Social and commuting. If you'll be driving to a single permanent place of work as well as taking personal trips, you should choose social and commuting. This includes driving to a bus or train station as part of your commute. This class of use costs £1,992⁽⁵⁾ on average.
Business use (own goods). If you're a tradesperson and you use your van for driving to multiple locations for work, select this option. You should also consider goods in transit insurance or tool insurance if you're transporting tools or equipment in your van. Having expensive cargo means as a young driver, insurance for this class can be more expensive. On average, a policy costs £2,013⁽⁵⁾.
Haulage use. Also known as 'hire and reward', choose this option if you're a courier and use your van to make deliveries. Insurance for carriage of goods costs £3,788⁽⁵⁾ on average.

⁽⁵⁾Based on Confused.com data November 2023 - April 2024

Ready to compare young drivers van insurance?

Get a van quote

How do I compare young driver van insurance quotes?

You can get a quote with us in as little as 5 minutes by following these steps:

Fill out our quote form. We'll ask you aa few questions about you, your van and your driving history.
We'll compare up to 60 van insurance companies to help you find the right policy at the right price.
We'll show you a list of quotes to choose from. Here, you can view prices monthly or annually and add features such as breakdown or windscreen cover.
Once you've bough van insurance, don't forget to come back and choose a freebie with Confused.com rewards.

We compare up to 60 van insurance companies¹ to save you money

See all companies

Why choose Confused.com?

We're 100% independent and not owned by any insurance company. You can be confident that we're showing you the best prices available based on the information you provide us with, no matter who they're from.
We help millions of customers find good deals on their insurance every year.

We're rated 'Excellent' on Trustpilot and have a 4.7/5 rating on Reviews.io.
Choose from 4 great rewards any time you buy van, car or home insurance with us.

Our customers say:

“Quick, easy and to the point. Confused makes a tedious, expensive task simple. Thanks again :)”

James - Confused.com customer (September 2024)

“Confused.com saved me £500 on my van insurance so I’m a happy chappy. Thank you”

Rajwant - Confused.com customer (September 2024)

“Nice and easy to use. Thanks very much Confused.com.”

Shay - Confused.com customer (September 2024)

“I wasn't even thinking about my van insurance running out, but I got a reminder from Confused.com and to my great surprise the insurance quote was 33% cheaper than last year........bonus!”

Dean - Confused.com customer (September 2024)