How much does a Volkswagen van cost to insure?
Volkswagen (VW) is one of the world’s leading van producers, with its mid-sized Transporter and small Caddy vans remaining popular choices, decades after they were first launched.
Over the years, VW vans have gained a cult-like following, with a reputation for practicality but above all quality and reliability. And they tend to hold their value well. Given their enduring popularity, the Caddy and Transporter are the Volkswagen vans that people get insurance quotes for the most.
Average annual premiums for the VW small vans including Caddy SDI 69PS, Caddy TDi 104 and Caddy C20 Startline BMT are £483*, £554* and £542* respectively.
Insuring the mid size VW Transporter comes in slightly cheaper, costing an average of £332* to insure a Transporter 800 Special 1.9TD and £376* on average for cover on a Transporter T28 TDI 102 SWB.
However, van insurance for the larger VW Crafter tends to be pricier, at an average of £997* (that’s for a Crafter CR35 LWB 136).
Covering an Amorak pickup truck will set you back £741* on average (for the Amarok Highline 4Motion BiTDI (180) Auto).
In general, the more a van is worth, the higher the insurance premium will be. That’s mainly due to the fact that the insurer would need to pay out more if the van was written off in an accident.
However, with van insurance, various other factors are at play, which also go to explain why vans are more expensive to cover than cars.
Vans are generally larger and weigh more than cars. This means they can potentially cause more damage if they're involved in a collision. They also tend to carry more valuable cargo, while their larger engines are costlier to repair.
It's usually cheaper to insure VW small and medium size vans: engine size tends to have a big impact on premiums, with the larger engine VW vans being pricier to cover.
Along with your choice of VW van, the cost of insurance also depends on your personal circumstances.
For instance, younger van drivers (18-24) tend to pay more for their van cover as insurers view this group as more likely to be in an accident. Insurance premiums could also be higher if you’re based in an area with elevated crime rates.
*These prices are an average based on the model, and all our customer quotes from 01/05/22 – 31/07/22. This includes different locations, driving background and other factors. Your own quote could be cheaper or more expensive depending on your personal circumstances.
All information on this page was last reviewed on 12/10/2022.
Volkswagen van history and facts
Volkswagen, which means “people’s car” in German, was established in 1937 with the goal of producing affordable cars for the people.
The first order for Volkswagen cars – the type 1 Beetle – came in 1945 from the British. Five years later, the mid-sized Transporter van became the second vehicle to be launched by Volkswagen.
Sales and output expanded rapidly during the fifties and sixties, with Volkswagen encapsulating Germany’s post-war economic miracle through its strong export orientation.
The launch of the VW Golf in 1974 was another major milestone for Volkswagen. VW used the same platform for the Caddy van, which was released in 1979 to give VW a presence in the small van market.
The Volkswagen Transporter LT made its debut as VW’s largest van in 1975 and was eventually replaced with the VW Crafter in 2006. Four years later, Volkswagen entered the pickup truck market with the launch of the Amarok.
In 2017, Volkswagen outlined plans to transition from combustion engines to electric vehicles, with the aim of introducing an electric version of all models by 2030. Volkswagen and Ford Motors have subsequently agreed to collaborate on electric and commercial vehicles. Ford is adopting VW’s new electric vehicle platform while VW will take advantage of Ford’s strength in the pickup truck market.
Headquartered in Wolfsburg, Germany, with its primary listing on the Frankfurt stock exchange, Volkswagen is the second largest auto maker in the world, having expanded over the years through a combination of organic growth and acquisition. The group now comprises 12 brands from seven countries, including Volkswagen, Audi, SEAT, ŠKODA, Porsche, MAN and Scania.