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Volkswagen van insurance

We help you compare van insurance for a wide range of manufacturers including all models of Volkswagen vans. With a cult following and a reputation for practicality, quality and reliability, there's a VW van to suit many different driver needs. The cost of your insurance varies depending on the model, engine size, modifications and age of your van.

If you're ready to compare van insurance prices, select the 'Get a quote' button to get started.

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How much does a Volkswagen van cost to insure?

The price of van insurance depends on the model of Volkswagen you're insuring and your personal circumstances.

Here are the average insurance costs of a comprehensive van insurance policy for some of the most popular VW models:

Model Average price1
CaddyTDi 104 
Amarok Highline 4Motion BiTDI 180 Auto
Transporter 800 Special 1.9TD
Crafter CR35 136 LWB

1Based on Confused.com data November 2023 to April 2024

What affects the price of van insurance?

There are several factors that affect how much your van insurance costs:

Where you live affects your insurance costs as insurers look at factors like crime rates to assess the risk to your van. Living in a built-up area with higher theft rates usually means you pay more than if you lived in a rural area.

Your age plays a part in how much you have to pay. New and younger drivers tend to pay more because they're seen to be a higher risk. This is because they're less experienced and are statistically more likely to be involved in an accident.

Your occupation could be seen as more risky if it requires you to spend long periods on the road, or if you use your van to transport goods. This leads to an increase in your insurance costs.

How much your VW is worth has an impact, as a more expensive van may be a higher risk of theft. Vans with a higher value could be more expensive if you needed to claim for repairs.

Your VW's engine size could increase your costs if you have a more powerful model as this could make repairs more expensive.

Any modifications you've made to your van, like exhausts, body kits or alloys could increase the cost of your insurance.

Your VW's security system can help you save money as well as protect your van. You're less likely to be a target for thieves as it makes it harder for someone to steal your van.

How can I save on VW van insurance?

No matter what kind of Volkswagen van you're driving, there are some things you can do to keep your insurance costs down.

Some tips to get cheaper van insurance are:

  • Compare quotes each year
  • Let us know if you’re a member of a trade federation
  • Increase your voluntary excess
  • Add extra security
  • Consider a black box policy
  • Use a dash cam while you drive
  • Add a named driver

Compare quotes each year rather than letting your policy automatically renew to make sure you're still getting the best price. If you can, try and do this early to save more. According to our data, customers who get a van insurance quote around 3 weeks before they need their policy to start see the cheapest prices(2).

Let us know if you’re a member of a trade federation as some insurers could offer you a discount if you are.

Increase your voluntary excess as this usually brings insurance costs down. Make sure that you're able to afford the amount you set, though.

Add extra security. Extra anti-theft devices like a steering lock or immobiliser make your van harder to steal and can help lower your insurance costs.

Consider a black box policy, which uses a device fitted to your van to monitor your driving. Insurers calculate your prices based on how safely you drive and use this to reward good driving.

Use a dash cam while you drive so you'll have footage to support any claims you need to make. Some insurers offer a discount for this as video evidence could help prove any non-fault claims.

Add a named driver with more experience to your policy. This can sometimes bring the costs down, especially if you're a new driver. But make sure the person who drives your Volkswagen the most is listed as the main driver. If not, you could be seen to be fronting, which could result in your insurance being void.

(2)Confused.com data November 2023 - April 2024

What insurance can I get for my Volkswagen?

There are 3 levels of van insurance you can choose from:

  • Third-party
  • Third-party fire and theft
  • Comprehensive
  • Third-party only (TPO) is the lowest level of insurance you need to drive in the UK. It provides cover for you if you damage someone else's vehicle or injure them. It also covers your passengers, but it doesn't protect your van from theft or damage following an accident.
  • Third-party fire & theft (TPFT) includes all of the cover of third-party insurance, and adds cover if your Volkswagen is stolen or damaged in a fire.
  • Comprehensive insurance is the highest level of cover available. It includes everything covered by third-party, fire and theft, and also covers you and your car if you're in an accident. Even though it offers the most cover, it can actually be the cheapest level of cover.

What optional extras can I get with my VW van insurance?

Once you've got your van insurance quote, you can include a selection of extra features for added protection:

  • Tools in van insurance
  • Legal cover
  • Breakdown cover
  • Windscreen cover
  • Personal accident cover
  • Driving abroad cover
  • Personal effects cover
  • Courtesy vehicle cover

Tools in van insurance provides cover for any tools or cargo you keep in your van.

Legal cover helps you recover any losses not already covered as standard by your van insurance policy. This includes claiming back for any expenses caused by an accident that wasn't your fault.

Breakdown cover is usually available at different levels of protection, allowing you to find what best meets your needs. This additional cover helps you get back on the road as quickly as possible, with options including roadside assistance and help if your van wont start at home.

Windscreen cover protects your car against the cost of repairing or replacing your windscreen. It also covers your rear screen and side windows if they're damaged.

Personal accident cover insures you against injury and/or death caused by an accident involving your van. Comprehensive policies usually have a level of personal accident cover for the driver included as standard. Personal accident cover extends this protection to everyone in the car.

Driving abroad cover is usually included for a short time on your standard policy (usually 30 days). This additional cover offers a higher level of cover for a longer period of time for when you drive your van in Europe.

Personal effects cover protects gadgets or valuables if they're stolen from the van or damaged in an accident.

Courtesy vehicle cover provides you with a replacement van if yours is in the garage for repairs.

History of Volkswagen

Established in Germany in 1937, Volkswagen - the 'people's car' - aimed to provide people with affordable cars. At the time few Germans could afford a car, which was seen as a luxury.

The first order for Volkswagen cars – the type 1 Beetle – came in 1945 from the British. Five years later, the mid-sized Transporter van became the second vehicle to be launched by Volkswagen.

In the 1950s and 60s, Volkswagen led Germany's post-war recovery through a strong focus on exports.

The launch of the VW Golf in 1974 was another major milestone for Volkswagen. VW used the same platform for the Caddy van - released in 1979 - to give VW a presence in the small van market.

The Volkswagen Transporter LT made its debut as VW’s largest van in 1975 and was eventually replaced with the VW Crafter in 2006. Four years later, Volkswagen entered the pick-up truck market with the launch of the Amarok.

Headquartered in Wolfsburg, Germany, Volkswagen is the second largest auto maker in the world. The group now comprises 12 brands from 7 countries, including Volkswagen, Audi, SEAT, ŠKODA, Porsche, MAN and Scania.

In 2017, Volkswagen outlined plans to transition from combustion engines to electric vehicles, with the aim of introducing an electric version of all models by 2030. Volkswagen and Ford Motors have since agreed to collaborate on electric and commercial vehicles. Ford is adopting VW’s new electric vehicle platform while VW will take advantage of Ford’s strength in the pick-up truck market.

VW introduced the mid-sized e-Transporter in 2020 and the ID.Buzz electric minivan in 2022. The company has also announced plans to relaunch its Scout off-road vehicle brand as an EV in the future.

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