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Ford van insurance

If you're looking for a van insurance quote for your Ford, we compare quotes for a range of manufacturers. Ford are well known for the transit van and are undoubtedly one of the most popular choices for people when it comes to buying a van. However, the different models and factors such as the age of the van and how you use it will all affect how much you pay for your van insurance.

If you're ready to compare quotes for your van, just click "Get a quote" to get started.

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How much does a Ford van cost to insure?

When it comes to getting van insurance for your Ford, there are a lot of factors that can affect how much you pay. This includes anything from the model and age of the van, your age and where you park the van at night, to how many years no-claims bonus you have.

Below are some of the average prices for the most popular Ford van models:

Model Comprehensive cover average price1
Ford Transit Custom 280 Limited L1H1 130
Ford Transit Custom 290 L1 100
Ford Transit T200 Connect L75
Ford Transit Custom 300 Limited L1H1 130 
Ford Transit Custom 270 L1 Limited 125 £552 

1Based on Confused.com data November 2023 to April 2024

What affects the price of van insurance?

There are different factors that can affect how much you pay for your van insurance, including:

  • Driving history
  • Your age
  • Your address
  • How you use your van
  • The value of your van

Your driving history including how many years no-claims bonus, whether you have any convictions and claims history will all play a part in the cost of your policy.

Your age is also important, as insurers often see older drivers as less of a risk and less likely to make a claim. Younger drivers will usually have to pay more for their insurance as they have less experience than older van drivers.

If your address is in an area with a low crime rate, this will help lower the cost of your insurance policy.

How you use your van is a big factor behind the cost of your policy. If you use your van for business, or carry goods in your van as part of work, then your policy could be more expensive due to the level of cover and the amount of time you're likely to spend on the road. Customers who had this level of cover paid £751.78(2), compared to £691.98(2) for customers who had social only cover.

The value of your van means that if you drive a brand new, top of the range van, the value of it is going to be higher, and it could be more easily targeted by thieves than an older vehicle.

(2)Based on Confused.com data November 2023 to April 2024

How can I save on Ford van insurance?

There are many ways to save on the cost of your Ford van insurance, including:

  • Buy an older van
  • Shop around
  • Consider a temporary insurance policy
  • Adding a named driver to your policy
  • Increase your voluntary excess
  • Install a black box

If you buy an older van, they are more likely to be cheaper to insure because they are often seen as less valuable by insurers due to their age.

Shop around for your policy as this helps to ensure you're getting the best price and the right level of cover for your van. Doing this in good time could save you money. Our data tells us the cheapest time to get your quote is around 23 days before you need your cover to start(2). Average policy prices for all cover and usage types at 23 days before the policy start date were £517.81(2) compared to £561.05(2) at 19 days. This shows how leaving it only a few days to sort your insurance could see you pay more.

Consider a temporary insurance policy rather than an annual policy. If you only use your van occassionally, then a temporary policy could be a cheaper option for you.

Adding a named driver to your policy could also help save you money. A more experienced named driver with good driving history could bring the cost of your van insurance down. Remember that the named driver must be someone who will use the van as well, otherwise you run the risk of fronting.

If you increase your voluntary excess, you're saying to your insurer that you'll pay more towards any future claims. This could mean the cost of your insurance coming down.

Install a black box to your van and this will allow your insurer to monitor how safely you drive. The safer you are, the better chance you have of saving money on your van insurance.

For more information, see our guide on how to save on your van insurance.

(2)Based on Confused.com data November 2023 to April 2024

What insurance can I get for my Ford?

There are 3 levels of cover you can get when insuring your van:

  • Third-party
  • Third-party fire and theft
  • Comprehensive
  • Third-party only (TPO) covers third-party claims, but not damage to your own vehicle.
  • Third-party fire & theft (TPFT) covers third-party claims, plus fire & theft cover for your vehicle. It doesn’t cover any other damage to your vehicle though.
  • Comprehensive cover ensures you're protected for damage to your own van, in addition to third-party damage. Even though this is the highest level of cover, comprehensive cover can sometimes be cheaper.

What optional extras can I get with my Ford van insurance?

Much like car insurance, there are a number of optional extras available for you to add to your van insurance, including:

  • Legal cover
  • Breakdown cover
  • Courtesy vehicle cover
  • Windscreen cover
  • Driving abroad cover
  • Personal effects cover

Legal cover helps you to recover costs you may incur that aren't covered as standard under your van insurance policy, like if you're involved in an accident involving and you aren't to blame.

Breakdown cover allows you contact your roadside assistance company to help with recovery incase your van breaks down on the side of the road.

Courtesy vehicle cover provides you with a temporary vehicle while your van is being repaired.

Windscreen cover will cover the cost or a replacement or repair to your vans windscreen, side window or rear window.

Driving abroad cover means you can drive your van in countries outside of the UK.

Personal effects cover will protect any valuables the policyholder is carrying against loss or damage.

Ford van history and facts

There’ve been numerous Ford Transit models launched over the years – the first of which was released in 1965. The Transit entered the European market with a significant edge over rivals, given its bigger payload and overall carrying capacity.

Ford Transits were first built at a Ford factory in Langley, Berkshire, before moving to Southampton – production continued in Hampshire until 2013, at which time Ford switched manufacturing to a facility in İzmit, Turkey.

Early Ford Transits came with 1.7 and 2.0 litre engines, with diesel versions and more powerful engines added later, including a 3.0 litre version. Ford Transits with bigger engines were popular with the emergency services.

A variety of facelifts and Transit models have emerged over the van’s long history, with the fourth-generation Transit launched in 2012. The following year saw the release of the smaller Transit Connect, while 2014 marked the launch of the tiny Ford Transit Courier.

In June 2020, the Ford Motor Company and Volkswagen Group formally agreed to joint production of new vans and pickup trucks. The auto giants teamed up to keep costs down and share new technology through a global alliance.

The big project for Ford has been launching the all electric E-Transit van, now it's focusing on expanding its range of electric vehicles.

This is expected to include an electric Ford Transit Custom and a Ford Tourneo Custom multi-purpose vehicle by 2023. In 2024 it's scheduled to launch an electric Transit Courier van.

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