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How much does a Ford van cost to insure?

The Ford Transit van is a household name in the UK, with the Ford Transit Custom being the nation’s current top seller. So, it makes sense that Ford Transits are among the most popular vans for people to get van insurance quotes for.

Ford currently offers four different types of Transit van – in order of size, largest first, these are:

  • Ford Transit
  • Ford Transit Custom
  • Ford Transit Connect
  • Ford Transit Courier.

Average best annual insurance premium for the most popularly quoted Ford Transit van, the Transit 280 standard model, is £1,286*.

And although it’s one of Ford’s larger vans, the T260 Transit with its lower payload (the maximum amount of weight you can safely carry) costs a bit less to insure at £1,141*on average.

With so many Transit Custom van options available, the cost of insuring them varies depending on the specifications (amongst other factors). As an example, it costs from £1,443*, on average, to insure a Transit Custom 290 L1H1 DCIV 105. The DCIV has a double cab that accommodate more passengers, which may go towards a higher insurance cost.

If you’re after something with an open top, the Ranger Wildtrak D/Cab TDCi 4WD Auto costs around £1,230* to insure, on average. The Ford Ranger is a pickup truck that was first released in 2011 and has since been significantly updated.

In general, the more a van is worth, the higher the insurance premium might be, particularly as the insurer would need to pay out more if the van was written off in an accident.

However, with van insurance, various other factors are at play, which also go to explain why vans tend to be more expensive to cover versus cars. Vans are generally larger and weigh more than cars, so could potentially cause greater damage to third parties in an accident. They also tend to carry more valuable cargo versus cars, and could be more expensive to repair because they have larger engines.

While it could be cheaper to insure smaller vans, engine size also has an impact on premiums, with the larger engine vans usually being more expensive to cover.

Along with your choice of model, the cost of insuring a Ford van also depends on your personal circumstances. For instance, young van drivers (18-24) tend to pay more for their van cover as insurers view this group as more likely to be in an accident. Insurance costs could also be higher if you’re based in an area with elevated crime rates.

*These prices are an average based on the model, and all our customer quotes from 13/02/21 – 13/08/21. This includes different locations, driving background and other factors. Your own quote could be cheaper or more expensive depending on your personal circumstances.

All information on this page was last reviewed on 03/09/2021, see T&C.

Ford Transit

The largest in Ford’s van range, the Ford Transit continues to be one of the bestselling vans in the UK.

Ford gives you some flexibility by offering Ford Transit vans in two wheelbases, three body lengths and two roof heights.

The van had a significant facelift in 2019, which included an increase in the payload, an overhaul of the cab, the addition of new technology and changes to the exterior design.

In 2017, Ford installed a 2.0-litre EcoBlue turbodiesel engine to comply with Euro 6 emission standards, replacing the former 2.2 litre diesel engine.

As well as the standard panel van, other versions of the Ford Transit include a double-cab setup, with a second row of seats, and a popular Ford Transit minibus.

Ford Transit Custom

First launched in 2012, the Ford Transit Custom is a constant feature of the UK road landscape and is the nation’s bestselling commercial vehicle. This is an important model for Ford, and it’s been working hard to maintain the Custom’s popularity. The manufacturer released a new look Custom in 2017 and has since introduced improvements to the interior as well as adding more tech.

A medium-sized van, the Ford Transit Custom is currently available from Ford with a 2.0 litre EcoBlue diesel engine or as a plug-in petrol-electric hybrid (Custom PHEV). The PHEV was only released in 2020.

You can choose between an L1 wheelbase, giving you a load length of 2,555mm, or an L2 wheelbase with 2,922mm of load length. There’s also choice of roof height, either 1,406mm or 1,778mm.

The standard Ford Transit Custom comes with three seats up front, but Ford also offers a five-seater, double-cab version. If you’re looking to carry more passengers, you could consider the eight-seater Tourneo Custom or the nine-seater Transit Custom Kombi.

Ford Transit Connect

A highly popular small van, Ford first launched the Transit Connect in 2013 and subsequently updated it in 2018.

Ford has recently overhauled the Transit Connect again so it can carry heavier loads and there’s also a new Transit Connect coming in 2021.

The existing Transit Connect is available as either an L1 or L2 wheelbase van, the L2 version offering more load length. It comes with a 1.5-litre EcoBlue turbodiesel engine or a 1.0-litre EcoBoost petrol engine.

Ford Transit Courier

The Ford Transit Courier is the smallest van in the Transit range, first introduced in 2014. Ford released a major facelift of the Courier in 2018, making various design changes and adding more tech.

Along with the standard panel van version, the Courier is also available as a five-seater vehicle.

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Ford van history and facts

There’ve been numerous Ford Transit models launched over the years – the first of which was released in 1965. The Transit entered the European market with a significant edge over rivals, given its bigger payload and overall carrying capacity.

Ford Transits were first built at a Ford factory in Langley, Berkshire, before moving to Southampton – production continued in Hampshire until 2013, at which time Ford switched manufacturing to a facility in İzmit, Turkey.

Early Ford Transits came with 1.7 and 2.0 litre engines, with diesel versions and more powerful engines added later, including a 3.0 litre version. Ford Transits with bigger engines were popular with the emergency services.

A variety of facelifts and Transit models have emerged over the van’s long history, with the fourth-generation Transit launched in 2012. The following year saw the release of the smaller Transit Connect, while 2014 marked the launch of the tiny Ford Transit Courier.

In June 2020, the Ford Motor Company and Volkswagen Group formally agreed to joint production of new vans and pickup trucks. The auto giants teamed up to keep costs down and share new technology through a global alliance.

What’s next for Ford vans?

Ford is planning to launch a fully-electric version of its large Ford Transit van in 2022. The release is eagerly anticipated, especially as the all-electric Ford Transit is said to have a driving range of 217 miles. It should be the most powerful van of its type available in the UK, with a 269hp electric motor and a payload of up to 1,967kg.

Later in 2021, Ford should also introduce a new Transit Connect. This release should have much in common with Volkswagen’s Caddy given the new joint manufacturing agreement between Ford and VW.

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