How much does a Ford van cost to insure?
The Ford Transit van is a household name in the UK, with the Ford Transit Custom being the nation’s current top seller. So, it makes sense that Ford Transits are among the most popular vans for people to get van insurance quotes for.
Ford currently offers four different types of Transit van – in order of size, largest first, these are:
- Ford Transit
- Ford Transit Custom
- Ford Transit Connect
- Ford Transit Courier.
Average best annual insurance premium for the most popularly quoted Ford Transit van, the Transit 280 standard model, is £1,286*.
And although it’s one of Ford’s larger vans, the T260 Transit with its lower payload (the maximum amount of weight you can safely carry) costs a bit less to insure at £1,141*on average.
With so many Transit Custom van options available, the cost of insuring them varies depending on the specifications (amongst other factors). As an example, it costs from £1,443*, on average, to insure a Transit Custom 290 L1H1 DCIV 105. The DCIV has a double cab that accommodate more passengers, which may go towards a higher insurance cost.
If you’re after something with an open top, the Ranger Wildtrak D/Cab TDCi 4WD Auto costs around £1,230* to insure, on average. The Ford Ranger is a pickup truck that was first released in 2011 and has since been significantly updated.
In general, the more a van is worth, the higher the insurance premium might be, particularly as the insurer would need to pay out more if the van was written off in an accident.
However, with van insurance, various other factors are at play, which also go to explain why vans tend to be more expensive to cover versus cars. Vans are generally larger and weigh more than cars, so could potentially cause greater damage to third parties in an accident. They also tend to carry more valuable cargo versus cars, and could be more expensive to repair because they have larger engines.
While it could be cheaper to insure smaller vans, engine size also has an impact on premiums, with the larger engine vans usually being more expensive to cover.
Along with your choice of model, the cost of insuring a Ford van also depends on your personal circumstances. For instance, young van drivers (18-24) tend to pay more for their van cover as insurers view this group as more likely to be in an accident. Insurance costs could also be higher if you’re based in an area with elevated crime rates.
*These prices are an average based on the model, and all our customer quotes from 13/02/21 – 13/08/21. This includes different locations, driving background and other factors. Your own quote could be cheaper or more expensive depending on your personal circumstances.
All information on this page was last reviewed on 03/09/2021, see T&C.
Ford van history and facts
There’ve been numerous Ford Transit models launched over the years – the first of which was released in 1965. The Transit entered the European market with a significant edge over rivals, given its bigger payload and overall carrying capacity.
Ford Transits were first built at a Ford factory in Langley, Berkshire, before moving to Southampton – production continued in Hampshire until 2013, at which time Ford switched manufacturing to a facility in İzmit, Turkey.
Early Ford Transits came with 1.7 and 2.0 litre engines, with diesel versions and more powerful engines added later, including a 3.0 litre version. Ford Transits with bigger engines were popular with the emergency services.
A variety of facelifts and Transit models have emerged over the van’s long history, with the fourth-generation Transit launched in 2012. The following year saw the release of the smaller Transit Connect, while 2014 marked the launch of the tiny Ford Transit Courier.
In June 2020, the Ford Motor Company and Volkswagen Group formally agreed to joint production of new vans and pickup trucks. The auto giants teamed up to keep costs down and share new technology through a global alliance.