Nissan van insurance

Nissan makes a wide range of vans and pickup trucks, with a reputation of offering value for money. Nissan’s double-cab Navara pickup truck, which can be used as a family runabout as well as a commercial vehicle, has proved especially popular. In fact, it’s the Nissan van that people most get insurance quotes for.

On average, annual insurance premiums for the Navara Tekna Double Cab dCi 188 4WD are around £914* while the automatic version will set you back a little more with an average annual premium of £951*.

When it comes to insurance quotes for covering small Nissan vans, you should expect to pay around £830* on average to insure an NV200 SE 89.

For Nissan’s small all-electric vans, you could expect to pay an average insurance premium of £809* for the e-NV2000 Acenta Rapid Plus.

In the mid-sized van category, the Nissan Primastar SE DCI 100 costs £806* to insure, on average. For Nissan’s NV300, which Nissan launched to replace the Primastar in 2016, average van insurance premiums are around £1,005* (that’s for the NV300 Acenta L1H1 dCi 120).

Van cover for the larger NV400 SE L3H2 FWD dCi 125 have an average annual premium of £1,197*.

In general, the more a van is worth, the higher the insurance premium will be. That’s mainly due to the fact that the insurer would need to pay out more if the van was written off in an accident.

However, with van insurance various other factors are at play, which also go to explain why vans are more expensive to cover versus cars. Vans are generally larger and weigh more than cars, so they can potentially cause greater damage to third parties in an accident. They also tend to carry more valuable cargo versus cars, and they can be more expensive to repair because they have larger engines than cars.

While it can be cheaper to insure smaller vans, engine size tends to have a bigger impact on premiums, with the larger engine vans being pricier to cover.

Along with your choice of model, the cost of insuring a Nissan van or pickup truck also depends on your personal circumstances.

For instance, younger van drivers (18-24) tend to pay more for their van cover as insurers view this group as more likely to be in an accident. Insurance premiums could also be higher if you’re based in an area with elevated crime rates.

*These prices are an average based on the model, and all our customer quotes from 13/02/21 – 13/08/21. This includes different locations, driving background and other factors. Your own quote could be cheaper or more expensive depending on your personal circumstances.

All information on this page was last reviewed on 03/09/2021, see T&C.