Kawasaki insurance

Whether your preference is for an off-road Kawasaki or to ride a Kawasaki Ninja through the busy streets, we help you find the right level of cover.

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How much is Kawasaki motorbike insurance

Average Kawasaki insurance cost*

 

£445*

*Confused.com data October - December 2025

 

There are a few factors that affect the cost of Kawasaki insurance, such as:

Your age: Older riders tend to be more experienced and less likely to be involved in an accident.

Your riding history: If you have a clean licence, you’ll pay less for your insurance than someone who has a conviction or has previously been banned.

Your bike’s value: The more expensive your bike, the higher the cost to replace it after an accident, so the higher your insurance premium.

The bike’s engine size: More powerful bikes are more likely to cause more damage in a collision and may cost more to insure.

How can I get cheaper motorbike insurance?

There are different things you can do to help you save money your motorbike insurance, including:

  • Shop around: we compare quotes to find you the best deal
  • Increase bike security: adding security devices, including chains and locks when your bike is parked, and parking in a secure location helps reduce insurance costs.
  • Increase your voluntary excess: raising your excess can help drive down premium costs..
  • Pay annually: make sure you check the difference in price between paying annually and monthly. Paying annually may be cheaper, if you can afford to pay up front!
  • Increase your no-claims bonus: each year you don’t make a claim, insurance will often offer a discount on the cost of your motorbike insurance.
  • Increase your voluntary excess: raising your excess can help drive down premium costs..
  • Take an advanced riding course: this will show your insurer that you’re a safer rider and lower the chances of you having to make a future claim.

Types of Kawasaki motorbike insurance

When it comes to motorbike insurance, there are 3 levels of cover available:

  • Third-party only is the minimum legal requirement to drive on the roads in the UK. It only covers claims that are made by third-parties. It won't cover you for any injuries or damage to your motorbike if you're in an accident.
  • Third-party, fire and theft is the same as third-party only, except you'll be covered if your motorbike is stolen or damaged in a fire.
  • Comprehensive cover is the highest level of cover you can get for your motorbike. It covers all the benefits of third-party only cover, as well as damage to your own motorcycle, even if the accident was your own fault.

The level of comprehensive cover can vary depending on the insurer, so make sure you check your policy documents to make sure what's covered before you start riding.

What optional extras can I add to my Kawasaki bike insurance?

You can choose from a range of motorbike insurance extras. These include:

  • Helmet and leathers cover: Covers the cost of these if you’re in an accident.
  • Legal expenses cover: Allows you to carry a passenger on your motorbike.
  • Pillion cover: Offers financial protection against legal fees when you’re in an accident that wasn’t your fault.
  • Breakdown cover: Provides you with roadside assistance if your bike breaks down.
  • Key cover: Covers the cost of repairing or replacing your keys if they are lost or damaged.
  • Personal accident/ injury cover: Provides your family with support if you are injured in an accident.
  • Sidecar insurance: Covers the sidecar attached to your motorbike. Check your policy, as some sidecars need specialist cover.
  • European cover: Covers you to ride in Europe. Check your level of cover before you travel.

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