Motorbike manufacturers

How does your motorbike manufacturer affect your insurance?

Insurers don’t just look at how fast a bike goes. They use the manufacturer’s data to put every model into an insurance group, usually ranging from 1 to 17.

• Parts and repairs: Brands like BMW use premium parts that can be more expensive to source and fit, potentially leading to higher premiums.
• Theft risk: Some manufacturers are more ‘desirable’ to thieves. High-value brands often require more robust security features.
• Performance vs. Utility: A manufacturer known for superbikes (like Kawasaki) will typically have higher premiums than a brand focused on commuter mopeds (like Piaggio).