BMW motorbike insurance
Alongside luxury cars, BMW offers motorcycle models for most levels of experience. They also offer rider training courses for new and advanced riders, which can help keep motorbike insurance costs down.
Whatever type of BMW motorbike you have, we can help you compare costs to find the right level of cover for you.
What affects the price of motorbike insurance?
The price you’ll pay depends on a few factors, including:
Your age:
The older you are, the more experienced rider you tend to be, making you less of a risk to insure.
Your riding history:
No convictions or penalty points reduces the policy cost, because insurers don’t see you as an accident risk.
The motorbike's value:
The more expensive your bike, the more it will cost to repair after an accident, so the higher the insurance cost.
Any modifications:
Modifications typically increase the cost of bike insurance. It is important you declare any modifications to your insurance provider, otherwise a future claim may not be valid.
Your location:
If you live in an area of high crime, your policy will cost more because of the increased risk of theft and vandalism.
The motorbike's engine size:
The more powerful your bike, the more damage you’d cause in an accident, so the higher the insurance costs.
Different levels of BMW motorbike insurance
What your BMW insurance covers depends on the level of insurance you take out. There are three levels to choose from:
Third-party
Third-party, fire and theft
Comprehensive
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