Honda motorbike insurance

Honda is one of the most recognisable motorbike manufacturers in the world, producing a variety of different motorcycle types and models. These include the immensely popular Super Cub and the CB750.

How much you pay for your Honda motorbike insurance will depend on a few factors. These include the price of the motorbike, the engine size as well as personal factors such as your age and claims history.

Read on to find out more about Honda or if you're ready to look and compare quotes, select "Get a quote".

Louise Thomas, Motor Insurance Expert at Confused.com

Written by Louise Thomas Motor Insurance Expert 6 min read | Updated on: 28/04/2026

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How much does Honda motorcycle insurance cost?

In short, it depends. But according to Confused.com data, the average cost of Honda insurance is £500*.

It might seem like a hefty sum. But, luckily, motorcycle insurance tends to get cheaper as you get older.

That’s because, from an insurer’s point of view, older riders tend to be more experienced - and less likely to have a bike accident.

But age is just one of the factors that affects the price of your insurance. Things like your bike’s value, annual mileage, and policy type all play a part.

Want to crunch the numbers? Here’s the average price of Honda insurance:

Policy type	Average price*
Comprehensive	£500
Third-party only	£812
Third-party fire and theft	£710

*Based on Confused data Oct-Dec 2025. This represents the average price for each policy type.

What affects the price of Honda motorbike insurance?

Factors that affect the cost of your insurance include:

Your age

If you're an older, more experienced rider, you can expect to pay less than a younger, less experienced rider.

Where you live

If your area has a high crime rate, you might pay more for your insurance. This is because insurers view your area as more of a risk.

Your riding history

The more penalty points you have on your licence, the more you can expect to pay for your insurance.

The size of your motorbikes engine

Insurers group motorbikes based on how powerful they are. Typically, the higher your bike ranks, the higher the premium.

The value of your motorbike

The more expensive a motorbike is, the more it costs to repair or replace. If you paid a small fortune for your ride, it’s likely you’ll pay more to insure it.

How can I save on my Honda motorcycle insurance?

Shop around: Avoid overpaying and find the policy that's right for you by comparing quotes from different providers.
Avoid modifications: Modifying your motorbike is usually seen as a risk by insurers. Want to keep costs low? Best to keep your bike as is.
Cut extras and add-ons: Don’t be tempted by last-minute basket additions. Instead, only pay for what you need.
Increase your motorbike security: Storing your motorbike in a locked shed or garage shows insurers you're taking good care of your ride.
Increase your voluntary excess: This shows insurers that you're only willing to claim if you have to and could result in a cheaper policy. Just make sure you can afford the excess amount.
Pay annually: Paying for your insurance monthly sometimes means added interest and admin fees. If you can, paying annually can save you money in the long run.

What levels of cover can I get for my motorbike insurance?

Motorbike insurance comes in 3 levels of cover:

Third-party only

The minimum level of cover and a legal requirement. It covers damage caused to other vehicles and property.

Third-party fire and theft

Offers the same level of protection as third party policies. It also covers your Honda if it's stolen or damaged by fire.

Comprehensive

The highest level of insurance. It includes everything you’ll find in the other policy types and protects your own motorbike if there’s an accident.

What optional add-ons can I get with my motorbike insurance?

Pillion cover protects you and your passenger if you have someone riding on the back of your Honda.

Personal accident covers you if you're seriously injured or die in an accident.

Legal expenses cover helps cover legal costs if you're involved in an accident.

Motorbike breakdown cover comes in different levels of cover. Just be sure to pick what you need to avoid unnecessary costs.

Helmet and leathers covers the cost of your riding gear if they're damaged in an accident.

See other motorbike manufacturers

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