Vespa scooter insurance

Vespa scooter insurance

Vespa was the original scooter, designed to offer fast, cheap transport. Others have long emulated its classic step-through design, though Vespa continues to rank among the world’s best scooters.

Piaggio, the Italian company behind the Vespa, has remained true to the original concept. But it has constantly innovated over the years to incorporate new technology and provide more choice.

There are a variety of models to choose from, with a wide range of engine sizes. 

If you’re looking for a Vespa to make longer trips between urban areas, you could choose a model with a 300cc engine. Those who just want a Vespa to zip around the city could opt for a less powerful 50cc model, which might be cheaper to buy and insure.

While their low power might imply that their premiums for motorbike insurance could be lower, their desirability and high rate of theft can raise premiums so it's worth shopping around. Best invest in some good scooter security options too.

There’s a big difference in power, though. A 300cc Vespa typically has a top speed of around 80 mph, while a 50cc should do up to 40 mph. However, in the UK the engine is restricted to 30mph.

The current Vepsa models

Piaggio has produced numerous Vespa models over the years, and currently offers six Vespa models to choose from:

• GTS Super
• GTS
• Sei Giorni
• Primavera
• Sprint
• Elettrica.

You should expect to pay more to insure the more expensive Vespas, while cover for models with the smaller 50cc engines could be considerably cheaper.

Younger riders, especially those aged 16-17 years old, might find moped and scooter insurance more expensive, as insurers tend to view this group as being riskier.

Piaggio’s GTS Super and GTS 300cc models tend to be rated highly by those looking for a more powerful scooter.

The all-electric Elettrica is also getting strong reviews, being billed as the future of scootering.

GTS

As with the GTS Super, the GTS comes with a choice of 300cc or 125cc engine, depending on how much power you’re looking for.

While the GTS Super and GTS look similar, the GTS doesn’t have the same level of standard infotainment as the GTS Super.

The GTS Super benefits from a digital dashboard and smartphone connectivity that the GTS lacks. Piaggio offers six distinct versions of the GTS.

Primavera

A classic Vespa model that originated in the swinging 60s, the Primavera now comes with a multi-function full-colour display, connected to the Vespa MIA app. This offers handy info at your fingertips, from bike status to trip statistics.

You can also use the handlebar to answer calls to your smartphone, and the voice command function to make calls as well as manage your music playlist.

There are no less than 16 different versions of the current Primavera to choose from, with engine sizes ranging from 50cc to 150cc.

Electricca

An all-electric scooter powered by a lithium-ion battery, Piaggio describes this recent edition to the Vespa line-up as super-silent.

There are two versions - the Electricca 45 km/h, or the more powerful Electricca 70 km/h. You can easily recharge your Elettrica by connecting the underseat cable to wall-mounted electrical sockets or public charging stations. It takes four hours to fully recharge.

The Electricca comes with a multi-function full-colour display, connected to the Vespa MIA app. This gives you key info at your fingertips, as well as allowing you to use your smartphone via the handlebar.