Vespa insurance

How can I save on my Vespa motorbike insurance?

To help you save money on your motorcycle insurance, consider:

• Shopping around to make sure you get the best deal possible. This'll help you get the cheapest price for your policy, and ensure you only pay for the cover that you need.
• Choosing a less powerful motorcycle will help reduce the cost of your insurance. The more powerful and larger engine that your motorbike has, the higher the claim value is likely to be if you're involved in an accident.
• Paying annually as this helps avoid the small interest charges that you get when you pay monthly.
• Improving your riding skills could also help lower the cost of your policy. This could be done through an riding course or qualification, and it'll help increase your experience and lower the chance of you making a claim.
• By building up your no-claims bonus, you'll usually be rewarded with a discount by your insurer.
• Increasing security on your motorbike by adding extra security devices including chains and locks to your bike when it's parked. Also, parking it in a secure location will help reduce the risk of it being stolen in the eyes of the insurer.
• Limit the amount of modifications on your motorbike. Not only are these expensive to add in the first place, but they can increase the cost of your policy due to how expensive they can be to replace.

   

What optional extras are available?

To help you save money on your motorcycle insurance, consider:

Breakdown cover will give you cover if your bike breaks down. There are various levels of cover available, and some providers will only cover you if you're a certain distance from home.

Legal expenses cover will cover you against any legal fees that come around as a result of an accident that wasn't your fault.

Personal accident cover will provide you or your family with financial cover if you're injured in an accident.

Pillion cover will allow you to carry a passenger on the back of your motorbike. Not all policies include this as standard, so remember to check your policy details.

European cover provides you with cover to ride your motorbike in Europe. Some policies will include this as standard, so check your policy documents before you travel.

Key cover protects you in case you lose or damage your keys.

Helmet and leathers cover will protect you if you're involved in an accident and need to replace your leathers or your helmet.

Sidecar insurance covers the sidecar that's attached to your motorbike.

Some policies include optional extras as standard but others allow you to add them for an extra cost. The level of cover will vary between insurers, so please check carefully before you ride.