What is 50cc motorbike insurance?
One of the biggest expenses associated with motorbike riding is the annual insurance cost.
It's worth shopping around and comparing moped insurance prices to make sure you’re getting a good deal.
One of the biggest decisions you have to make is the level of cover to opt for.
Remember, cheapest isn’t always best and you need cover that’s appropriate for your needs.
The level of cover you opt for is just one of the many factors that could impact your costs.
You usually have the following 3 options to choose from:
Types of bike insurance
can offer you protection on the road. Whether your ride is a scooter, a classic, a superbike or something else, we can help you find your next policy.
Classic motorbike insurance
Cover for modern classic or vintage motorbikes.
Multi bike insurance
Get a multi bike quote to cover all of your bikes on the same policy.
Protection for your three-wheeled pride and joy.
Quad bike insurance
For those riding on four wheels for sport, agricultural or fun.
Off-road bike insurance
Specialised protection for off-roading, green-lining, dirt and trial bikes.
Finding the best 50cc motorbike for you
The main selling point for 50cc motorcycles is that you can ride them from 16 years of age.
Since they’re designed to be cheap, low-maintenance vehicles, there tends to be a rather limited range to choose from.
When choosing your motorbike, your main concern should be that you meet all the legal requirements to ride it. Other than that, you might also want to check:
- With friends and family who’ve ridden 50cc motorbikes before, and what they recommend. Ask about ease of riding and speed.
- That your chosen motorcycle can be easily serviced, and replacement parts are readily available.
- The price difference between new and second-hand 50cc motorbikes. In some cases, the additional expense of a new model might be worth the peace of mind and reliability that comes with it.
When buying any vehicle, it’s important to consider the full costs before you buy:
- Look into yearly tax costs, though these are generally quite cheap on small-engine motorbikes
- Do some research to find out how much scooter insurance might be, and whether you need to pay a fee to complete the tests
- Check the prices of any motorbike riding gear you need, such as a helmet, which must be worn as a legal requirement
What our motorbike insurance expert says
Just like with a standard motorcycle, it’s essential for you to insure your 50cc motorbike if you wish to ride it. When looking for insurance, things like your age, experience and whether you have a full license could all affect the cost. Make sure you take into account all of these factors when choosing the right policy for you.
Motorbike insurance product manager
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