Yamaha motorbike insurance
Yamaha is one of the most popular motorcycle brands in the UK, and the company produces a wide range of motorbikes to suit all needs and tastes.
The amount you’ll likely pay for Yamaha motorbike insurance will depend on a number of factors. These can range from the price and age of the motorbike to how powerful its engine is, as well as your personal details and claims history.
If you're ready to compare quotes, select "Get a quote" to get started.
What affects the price of motorbike insurance?
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The type of motorbike you ride can make a big difference. Insurers group motorbikes by risk, usually from 1 to 17, although some insurers use groups up to 22. Groups are based on things like the bike’s value, performance, engine size, and repair costs. With Triumph’s range spanning adventure, sports, cruisers and classic styles, premiums can vary a lot between models.
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Your age. can affect the price, as insurers often see older riders as lower risk than younger, less experienced riders.
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Where you live matters because theft and accident risk varies by location. Living in an area with higher vehicle crime can increase your premium.
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Your riding history plays a part too. Previous claims, penalty points, or driving convictions can push prices up, as insurers may see you as more likely to claim again.
How can I save on my Yamaha motorbike insurance?
Here are a few ways you can save on your motorbike insurance :
- Compare quotes and shop around. You don't have to accept your renewal price. Even if it hasn't changed much from last year, you might still be able to make savings. Comparing quotes is the easiest way to make sure you're getting the best price for the insurance you need.
- Estimate your mileage accurately. The more you ride your motorbike, the higher your risk of being involved in an accident and making a claim. So, having higher annual mileage generally means you pay more. Estimating your mileage accurately when getting a quote means you only pay for miles you actually travel.
- Pay annually instead of monthly. When you pay monthly, insurers charge interest, which increases the overall cost of your insurance. So, paying annually almost always works out cheaper.
- Avoid unnecessary add-ons. Policy extras come at an added cost. So, if there are any you don't need, leave them off. For example, if you don't carry passengers on the back of your motorbike, you don't need to add pillion cover.
- Avoid modifications as they make it more expensive and time-consuming to repair your Triumph motorbike following an accident. This is because it makes sourcing replacement parts harder. So, avoiding modifications on your motorbike can save you money on your insurance.
- Consider a less powerful motorbike. Triumph offers several models of motorbike with different sized engines and different values. Choosing a motorbike with a smaller engine can mean you pay less for insurance.
- Build your no-claims bonus (NCB). You get a year added to your NCB for each year you're insured without making a claim. Insurers offer a discount for your NCB, and the bigger your NCB, the bigger the discount.
What are the different levels of cover?
The level of cover you choose impacts what you’re covered for, as well as how much you pay. There are 3 levels of cover you can choose from:
Third-party
Third-party, fire and theft
Comprehensive
What optional extras can I add to my Yamaha bike insurance?
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Helmet and leathers cover: Covers the cost of these if you’re in an accident.
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Legal expenses cover: Allows you to carry a passenger on your motorbike.
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Pillion cover: Offers financial protection against legal fees when you’re in an accident that wasn’t your fault.
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Breakdown cover: Provides you with roadside assistance if your bike breaks down.
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Key cover: Covers the cost of repairing or replacing your keys if they are lost or damaged.
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Personal accident/ injury cover: Provides your family with support if you are injured in an accident.
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Sidecar insurance: Covers the sidecar attached to your motorbike. Check your policy, as some sidecars need specialist cover.
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European cover: Covers you to ride in Europe. Check your level of cover before you travel.
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