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How much does a Porsche cost to insure?

Porsche cars are and will forever be associated with speed – but not all Porsches these days are ‘sports cars’. While iconic two-seater Porsches are still hugely attractive, Porsche now offers larger more family-orientated vehicles in the shape of the Porsche Cayenne and the Porsche Macan.

Given the breadth of the Porsche range – with varying engine sizes and different features, the price you pay for your car insurance will change from car to car.

Let’s take the rear-engine Porsche 911 Carrera S Coupe – the classic look of the 911 with the long, flat bonnet and steeply inclined windscreen has changed little over the years. The Carrera S Coupe has an average premium of £949*.

Staying with Porsche high-performance cars, there is the shapely and sleek Porsche Cayman which can go from 0-60mph in 4-5 seconds and has a top speed of 188mph. Given the power under the bonnet insuring a Cayman is not cheap – it has an average premium of £1,185*.

Finally, if your preference is for a luxury SUV with off-road capabilities, the Cayenne S comes in with an average premium of £1,732*. Just because this is a four-door Porsche and much bigger in size than the Carrera or Cayman, it's no slouch – it can go from 0-60mph in 4-6 seconds.

*These prices are an average based on the model, and all our customer quotes from 14/01/21 – 14/06/21. This includes different locations, driving background and other factors. Your own quote could be cheaper or more expensive depending on your personal circumstances.

All information on this page was last reviewed on 29/07/2021, see T&C.

Why do Porsche cars cost so much to insure?

Because Porsches' are expensive cars to buy, this makes them expensive cars to replace or repair. Sports cars and luxury vehicles tend to have high repair costs as the finishes in these vehicles are often much more expensive than the materials used in more moderately-priced cars.

Powerful engines mean Porsche cars can really shift which in turn means they typically find themselves in higher insurance groups – hence higher car premiums. Other factors such as where you live, whether your car is kept off-road overnight as well as your age and driving history could affect your premium.

You may live near a traffic black spot or in a postcode where cars are more frequently stolen and that could also drive your premium higher.

Insurers will also take into account several other factors when deciding your premium such as - no claims discount; the age of your car; whether you are married or single, your car’s safety rating and anti-theft precautions; your credit history and profession and annual miles driven.

Porsche Carrera 911

The instantly recognisable Porsche 911 has been gracing our roads since the early 1960s. The 911 has also been raced constantly since then in a variety of classes. In the 1970s, the 911 Carrera RSR won world championship races including Targa Florio and the 24 Hours of Daytona.

The 911-derived 935 turbo also won the 24 Hours of Le Mans in 1979. The Porsche Carrera 911 is not camera shy either – it has been driven in films and on TV by the likes of Arnie Schwarzenegger, Steve McQueen and the model itself took centre stage in the film Gone in 60 Seconds.

The latest Porsche 911 Carrera S has a top speed of almost 200mph with acceleration from 0-62mph in under 4 seconds. That time drops to just 3.5 seconds when the new 911 is outfitted with the Sport Chrono Package.

If speed is your thing, then the Porsche 911 is going to tick every box but your insurance premium will reflect the power of this car. For instance for the Porsche 911 Carrera 2 Cabriolet, you could be looking at an average premium of £2,228*. But different models within the 911 range will have varying premiums so it is worth checking out prices on a car-by-car basis.

Porsche Panamera

The Porsche Panamera was introduced as a result of Porsche's successful entry into the Sports Utility Vehicle (SUV) market in the early noughties. The Cayenne was a huge triumph for Porsche so they thought a four-door sedan would fit nicely with its existing model line-up.

Hence the Panamera was unveiled in 2009 and came in three variations: S, 4S, and Turbo. All three had a 4.8-litre V8, engine with 400-horsepower for the S and 4S, and a turbocharged mill with 500 horsepower for the Turbo.

In 2014, the Panamera S E-Hybrid came out – which offered plug-in capability, a new lithium-ion battery, and better performance from a 95-hp electric motor. The more powerful motor allowed drivers to stay in electric-only mode up to 84 miles per hour.

The second generation Panamera was launched in 2017 and the company continues to improve each year on its successful formula. Given the horsepower the Panamera is able to generate, insurance premiums are not cheap - you are looking at an average premium of £2,647*.

Porsche Cayenne

Imagine a SUV with plenty of luggage space that handles well off-road but also has lightening acceleration. That’s pretty much what you have with the Porsche Cayenne.

One of the most recent addition to the Cayenne range is the new Cayenne Turbo GT. The 0-100 km/h sprint is reduced to 3.3 seconds (0.6 seconds less) than its predecessor and top speed is now just over 186 mph (an increase of 8.7mph).

With even sportier lines and available exclusively as a four-seater Coupé, the Cayenne Turbo GT comes with performance tyres developed specially for this model. Insurance premiums vary depending on which specific Cayenne model you purchase – you could pay as much as £1,732* or as little as £537* depending on your details, and the power, age and spec of your vehicle.

Porsche history and facts

Ferdinand Porsche was renowned for innovations in automotive engineering at the beginning of the last century. You might say he was ahead of his time considering he built an electric vehicle with wheel hub drive in 1900 and in the same year, he provided a template for hybrid vehicles with the development of a gasoline-electric mixed drive – (to put in context that is over 120 years ago!)

Ferdinand laid the foundations for some of the finest cars ever built. But it was his son Ferry who shortly after the second World War in 1948 unveiled the first car under the Porsche brand - the 356 "No.1" Roadster. The Porsche sports car had arrived.

Keeping things in the family, the successor to the 356, the Porsche 911, was designed by Ferry Porsche's son Ferdinand Alexander. The 911 was first presented to the public in 1963 and has now been built more than a million times. And although the car has been continuously developed and improved over decades – the essential shape and look have changed little.

The Porsche has always exuded ‘cool’ whether on the road or the race track. And in 1971, it was the Porsche 917K that Hollywood legend and racing fanatic Steve McQueen chose to drive in his film Le Mans. It is never clear who had the top billing in the film – car or driver.

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