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Contents insurance

Protect your possessions today and you could save at least £180*!

Based on 69 customer reviews of from the last 12 months

  • Cover your belongings for theft, loss and damage
  • Compare our best prices from up to 75 top UK brands
  • Our contents calculator could help you work out the value of your belongings

*10% of contents insurance customers could save at least £180.03 against their previous renewal price (July - September 2014)

Compare up to 75 of our trusted companies

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What does contents insurance cover?

  • It's a policy designed to secure your belongings against theft, loss and damage
  • Typically it insures items like your electrical goods, furniture and clothes
  • Some policies could also extend this cover to include the contents of your garden shed

Want to cover expensive items? If you've a valuable family heirloom, high-powered gadget or an antique that you want to cover, you may need to list them separately as single, high-value items. Some insurers could also offer a more specialist high value contents insurance policy for items of significant worth.

Most policies usually fall into one of two types - new for old and indemnity. Try reading our guide to insuring your possessions if you'd like to know more.

Why should I get contents insurance? research shows that theft is the second most common claim on a home contents policy after accidental damage.

    • Burglary rates for homes with high value jewellery increased 40% in 2 years, our research found
    • 25% of Brits would ignore a nearby burglar alarm according to Legal and General
    • estimated that a burglary occurs every 45 seconds in the UK

    The distress caused by a break-in is bad enough without the extra worry of having to replace your belongings. Getting cover could save you money if you're the victim of a burglary.

    Improving your home security could help to prevent you from being the victim of a theft. Try checking out our guide for tips on how to beat the burglar or watch our burglary experiment video.

    If you live in a shared house or flat you might have more reason to protect your belongings than most, as they could be more vulnerable to theft or disasters like fires and floods.

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grey avatar silhouette of person Very easy to use, thank you. Saved me a couple of hundred quid on my renewal quote.

David Burke Jul 2014

grey avatar silhouette of person Very straightforward process and great price.

Andrea Blake Jul 2014

grey avatar silhouette of person Thanks. The site was easy to use, response quick, and info what I was looking for. Great help for making a decision that saved me money compared to the policy that was up for renewal.

John Schreuder Jul 2014

grey avatar silhouette of person Found the website very easy to use and all the quotes were so easy to understand even for me! I will continue to use it for other things. Thanks.

Margaret McHendry Jul 2014

grey avatar silhouette of person Appropriate amount of information.

Laura Brindle Jul 2014

grey avatar silhouette of person All the best quotes on an easy to use setup.

Keith Bethwaite Jul 2014

grey avatar silhouette of person Very good and quick to come through. Will buy from you again.

Roy Glover Jul 2014

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Why compare contents insurance with

Without insurance you run the risk of being left out of pocket in the event of a theft or disaster. Getting cover for your belongings could save you money if you suffer a loss.

  • 1 in 5 homes do not have contents cover, putting an average of £14,000 at risk*
  • 25% of households with cover are underinsured by an average of £20,000*
  • Underinsuring your belongings could lead to your insurer scaling down a claim
  • Take a look at our top tips to avoid getting caught short on your policy

*Figures calculated by Direct Line

Need to work out the value of your possessions?

Accurately calculating your possessions is an important task but it can be tricky. You could work out the cost of your belongings and get the right amount of cover by using our handy contents calculator:

contents calculator teaser

Looking for cheap home insurance?

Compare prices from up to 75 trusted home insurance providers - such as Tesco, Churchill and More Than.

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Burgled Britain

Check out our infographic to find a few of a thief's favourite things.

Household valuables infographic teaser