- It's a policy designed to secure your belongings against theft, loss and damage
- Typically it insures items like your electrical goods, furniture and clothes
- Some policies could also extend this cover to include the contents of your garden shed
- If you're a tenant renting a house or flat it could cover your personal possessions or any furniture that you may own
Want to cover expensive items? If you've a valuable family heirloom, high-powered gadget or an antique that you want to cover, you may need to list them separately as single, high-value items. Some insurers could also offer a more specialist high value contents insurance policy for items of significant worth.
Most policies usually fall into one of two types - new for old and indemnity. Try reading our guide to insuring your possessions if you'd like to know more.