What is contents insurance?
- It's a policy designed to secure your belongings against theft, loss and damage
- Typically it insures items like your electrical goods, furniture and clothes
- You could add cover for accidental damage or high value items to your policy
There are normally two types of cover available:
- Indemnity considers the age of your items and accounts for any wear and tear
- New for old replaces your goods with a brand new equivalent regardless of their age, although some exclusions may apply
Try reading our guide to insuring your possessions if you'd like to know more.
Why compare contents insurance with Confused.com?
Without insurance you run the risk of being left out of pocket in the event of a theft or disaster. Getting cover for your belongings could save you money if you suffer a loss.
- 1 in 5 homes do not have contents cover, putting an average of £14,000 at risk*
- 25% of households with cover are underinsured by an average of £20,000*
- Underinsuring your belongings could lead to your insurer scaling down a claim
- Take a look at our top tips to avoid getting caught short on your policy
Accurately calculating your possessions is an important task but it can be tricky. Our guide explains how you can work out the value of your belongings to avoid underinsuring.
*Figures calculated by Direct Line
Easy to use and saved me over £100.00, thanks
Barbera Grimwood
May 2013
I have not changed insurance company for 5 years and I got 50 per cent off from just going to Confused.com.
I cannot just help but to say that you are doing a very good job!!!
Candy
Jan 2012
Very pleased with your efforts, saved about £150 to £160 by changing insurers and for the same coverage, plus Nectar points.
Charles Wheatley
Jan 2012
I saved £70 by using Confused.com. The insurance company I was with was £70 dearer than the company I have now. Once again Confused.com has saved me money.
Chris White
May 2013
Good service, easy layout, clear english
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May 2013
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May 2013
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Francois Schuller
May 2013
I always use Confused.com for all my insurance needs, it is quick, so simple to use, covers all bases and gives you the best quotes. I like the fact that they remind you when your insurance is due for renewal and no other comparison web site comes anywhere near their professional site, I can't fault them! I save up to 50% compared to other online quotes, so top marks from me always!
Iain MacMillan-Gardner
May 2013
I found the website easy to use. I saved nearly £400 over my previous insurance. Thanks
Janos Takacs
May 2013
Best company we have dealt with. Good reliable insurance and price
John Lister
May 2013
It is in my opinion the best comparison web site that I subscribe to. Everything is in an easy to use place and it is clear on detail. I will certainly recommend to others.
John Rutherford
Jan 2012
The home insurance policy Confused.com found me was £208 cheaper than my previous policy.... an amazing saving for just 10 minutes work!!!
Juliet Cunnington
Mar 2012
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Kevin Walker
May 2013
All quite easy and straightforward. No hassles.
Kim Breen
May 2013
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May 2013
Well chuffed with great savings on both car & home insurance using Confused.com
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Mar 2013
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May 2013
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May 2013
First place I look, used them for years, and saved a lot of money...
Peter Boyle
May 2013
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May 2013
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May 2013
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May 2013
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W Booth
May 2013
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Why should I get contents insurance?
Confused.com research shows that theft is the second most common claim on a home contents policy after accidental damage.
- Burglary rates for homes with high value jewellery increased 40% in 2 years, our research found
- 25% of Brits would ignore a nearby burglar alarm according to Legal and General
- Quotemehappy.com estimated that a burglary occurs every 45 seconds in the UK
The distress caused by a break-in is bad enough without the extra worry of having to replace your belongings. Getting cover could save you money if you're the victim of a burglary.
Improving your home security could help to prevent you from being the victim of a theft. Try checking out our guide for tips on how to beat the burglar or watch our burglary experiment video.
If you live in a shared house or flat you might have more reason to protect your belongings than most, as they could be more vulnerable to theft or disasters like fires and floods.
Compare cheap home insurance quotes
Are you undervaluing your home contents?
