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Contents insurance

Protect your possessions today and you could save at least £183*!

Based on 62 customer reviews of from the last 12 months

  • Cover your belongings for theft, loss and damage
  • Compare our best prices from up to 80 top UK brands
  • Our contents calculator could help you work out the value of your belongings

*10% of contents insurance customers could save at least £183.24 against their previous renewal price (Oct - Dec 2013)

Compare up to 80 of our trusted companies

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What does contents insurance cover?

  • It's a policy designed to secure your belongings against theft, loss and damage
  • Typically it insures items like your electrical goods, furniture and clothes
  • Some policies could also extend this cover to include the contents of your garden shed

Want to cover expensive items? If you've a valuable family heirloom, high-powered gadget or an antique that you want to cover, you may need to list them separately as single, high-value items. Some insurers could also offer a more specialist high value contents insurance policy for items of significant worth.

Most policies usually fall into one of two types - new for old and indemnity. Try reading our guide to insuring your possessions if you'd like to know more.

Why should I get contents insurance? research shows that theft is the second most common claim on a home contents policy after accidental damage.

    • Burglary rates for homes with high value jewellery increased 40% in 2 years, our research found
    • 25% of Brits would ignore a nearby burglar alarm according to Legal and General
    • estimated that a burglary occurs every 45 seconds in the UK

    The distress caused by a break-in is bad enough without the extra worry of having to replace your belongings. Getting cover could save you money if you're the victim of a burglary.

    Improving your home security could help to prevent you from being the victim of a theft. Try checking out our guide for tips on how to beat the burglar or watch our burglary experiment video.

    If you live in a shared house or flat you might have more reason to protect your belongings than most, as they could be more vulnerable to theft or disasters like fires and floods.

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Rachel Smith Having never bought insurance online before I was a little apprehensive about doing so but made it so simple. Easy to navigate, simple to make comparisons from a wide choice of insurers, everything went so smoothly. Thank you once again for an excellent service.

Rachel Smith May 2013

grey avatar silhouette of person I found that your price was cheaper and I was quite happy with the outcome.

Jagmohan Sharma May 2013

grey avatar silhouette of person Nice and easy to view comparisons and even sorted the final purchase need to speak to a human at all! Saved nearly £100 on my renewal quote.

Kim Breen May 2013

grey avatar silhouette of person Everything was as expected.

Margaret Whitfield May 2013

grey avatar silhouette of person The whole process was easy to follow, with a very speedy offer of a wide variety of insurance to choose from. Once the most suitable insurance was selected it was a very simple job to complete the transaction. Well done

Paul Scott May 2013

grey avatar silhouette of person Great deals, very easy to navigate around the site.

Sue Radford May 2013

grey avatar silhouette of person Good advice and quick.

Terry Russell May 2013

grey avatar silhouette of person Quick competitive price. Easy to navigate.

Tim Allen May 2013

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Why compare contents insurance with

Without insurance you run the risk of being left out of pocket in the event of a theft or disaster. Getting cover for your belongings could save you money if you suffer a loss.

  • 1 in 5 homes do not have contents cover, putting an average of £14,000 at risk*
  • 25% of households with cover are underinsured by an average of £20,000*
  • Underinsuring your belongings could lead to your insurer scaling down a claim
  • Take a look at our top tips to avoid getting caught short on your policy

*Figures calculated by Direct Line

Need to work out the value of your possessions?

Accurately calculating your possessions is an important task but it can be tricky. You could work out the cost of your belongings and get the right amount of cover by using our handy contents calculator:

contents calculator teaser

Looking for cheap home insurance?

Compare prices from up to 80 trusted home insurance providers - such as Tesco, Churchill and More Than.

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Burgled Britain

Check out our infographic to find a few of a thief's favourite things.

Household valuables infographic teaser