Land Rover car insurance

Land Rover is an iconic British manufacturer. Its current crop of models come with luxury interiors, high powered engines and off-roading capabilities and attract a range of owners. With the wide choice of specification and models of Land Rover, it's no surprise that insurance prices can vary. The good news is we work closely with 174 insurers to help you find insurance to suit your needs. 

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How much does Land Rover insurance cost?

The cost of car insurance for a Land Rover will depend on several factors, including the model you drive and your personal circumstances.

The average price of insurance for some of the most popular models are:

Model Average price1
Land Rover Defender 90 XS TDI
Range Rover Evoque SE Tech TD4 180 £782.37
Range Rover Velar R-Dynamic SE D180 £1,320.55
Range Rover Sport HSE TD6 £728.07
Land Rover Discovery Sport HSE Luxury TD4 180 £570.72

1Based on data December 2022 - May 2023

What affects the cost of car insurance?

Your age: Generally, young drivers have less experience on the road than older drivers. This means they're considered by insurers to be at higher risk of being involved in an accident, so they pay more for insurance.

Where you live: Living in a built-up area with high rates of vehicle crime will mean you see higher costs than someone living in a quiet, rural area with low crime rates.

Your occupation: Certain occupations are seen as more risky than others and you can see higher insurance costs as a result. This can be because of how much time you spend on the road, where you car is kept while you're working, and the types of people you're likely to associate with.

Your driving history: Driving convictions or previous claims will increase the amount you pay.

Your estimated annual mileage: This tells insurers how much time you spend on the road. The more miles you drive, the more you're likely to pay.

The car you drive: Insurers categorise cars into groups from 1-50. The higher the insurance group, the more you pay. Land Rover models tend to be powerful and expensive. Range Rover Evoque insurance groups range from 24-40, while the Range Rover Sport typically falls in groups 47-50.

What insurance can I get for my Land Rover?

  • Third-party insurance covers you if you damage someone else's car or injure them while driving. It is the minimum level of cover required to drive in the UK. Third-party insurance doesn't provide any cover for you or your car. The average price for third-party insurance is £1,676.012.
  • Third-party, fire and theft includes everything covered by third-party insurance, plus repairs or a replacement for your own car if it's stolen or damaged by fire. The average cost of this level of insurance is £1,179.072.
  • Comprehensive insurance is the highest level of insurance available and includes cover for you and your car following an accident. However, just because it provides the most cover doesn't necessarily mean it costs more. In fact, you might find that it's cheaper option. On average, comprehensive car insurance costs £680.732.

2Based on data December 2022 - May 2023.

How can I save on my Land Rover insurance?

The price you pay for car insurance will depend on many factors, but there are a few things you can do to try and bring the cost down:

  • Estimate your mileage accurately
  • Increase your car's security
  • Add a named driver
  • Avoid auto-renewal and shop around
  • Increase your voluntary excess
  • Pay annually rather than monthly
  • Build up your no-claims bonus (NCB)

Estimate your mileage accurately. Typically, the more miles you drive, the more you pay. Accurately estimating your mileage will mean you're only paying for the miles you actually drive. Our customers drive 6,669 miles per year on average2. If you don't drive many miles, you might benefit from a pay-as-you-go policy.

Increase your car's security with features like steering wheel locks, alarms and immobilisers. These make it more difficult for thieves to steal your car. Parking in a secure, well-lit location can also deter thieves.

Add a named driver with a good driving history. Always be honest about who the main driver is though. Otherwise you could be 'fronting', which is illegal.

Avoid auto-renewal and shop around. Most insurers will automatically renew your policy each year, but you don't have to accept the price they offer. Comparing quotes is one of the best ways to save money, so shop around to make sure you're getting the best price for your cover. The best time to buy your policy is 26 days2 before your renewal date.

Increase your voluntary excess. The more you're able to pay towards claims, the lower your insurance price could be. Just make sure you set it at a level that you could afford. But don't forget to consider any compulsory excess as you'll need to pay this too.

Pay annually rather than monthly and you could save up to 16%2 on your Land Rover insurance. This is because insurance companies charge interest and admin fees when you pay monthly.

Build up your no-claims bonus. Every year that you don't make a car insurance claim, you get a year added to your no-claims bonus (NCB). Insurers will offer discounts for each year of NCB you have, so the bigger your NCB, the bigger your discounts could be.

2Based on data December 2022 - May 2023.

What optional add-ons can I get for my Land Rover insurance?

The policy add-ons you choose will depend on the cover you need. You might find that some common policy add-ons are included in your cover as standard, so check your policy wording.

Policy extras come at an additional cost, so only add those you need.

Courtesy car cover provides a replacement car if yours needs to go in for repairs following an accident.

Breakdown cover offers roadside assistance if you breakdown during a journey. There are usually different levels of breakdown cover available, with some including home start or European cover.

Personal accident cover will provide a pay out if you're injured or killed in an accident.

No-claims bonus (NCB) protection means you can make a certain number of claims in a year without losing your NCB. The actual number of claims you can make will depend on your policy.

Motor legal protection can help you recover costs that aren't covered by your car insurance following an accident. This can include legal advice, medical costs, and travel and accommodation.

Land Rover history and facts

Land Rover hit the roads in 1948 as part of the Rover Company’s arsenal of vehicles. The car was forged straight after the Second World War from aluminium, due to a shortage of steel. It was painted in a shade of green that came from a fighter plane factory. In 1951, the company was granted a Royal Warrant by King George VI.

Land Rover incorporated the Range Rover line in 1970, going on to produce many top-of-class models like the Sport and Velar. Range Rovers are a favourite of many, including the Royal Family, and have frequently appeared in TV programmes and blockbuster films.

The Land Rover brand became its own company, Land Rover Ltd, in 1978, before ownership was passed to Ford and then BMW. Since 1998, it's been owned by Jaguar Land Rover, a subsidiary of Tata Motors of India.

Today, Land Rovers and Range Rovers are mainly manufactured in the UK at the company’s Solihull and Halewood plants. Vehicles are also built at sites in Slovakia, China, Brazil and India.

Land Rover has been vocal about its support of moving towards green energy. It currently offers mild (MHEV) and plug-in hybrid (PHEV) models across its ranges. An all-electric Range Rover is expected to be available for pre-order in late 2023. It plans to achieve net zero emissions across its cars, supply chain and operations by 2039.

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