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Buy to let insurance

Protect your investment; cover the risks that standard policies don't


  • Protect your property's structure and your furnishings
  • portfolio of properties could be protected under one policy
  • Buy-to-let policies are not eligible for entry into the £Million Mega Draw - see our T&Cs
  • Get the right cover, your insurer may not pay out on claims without specialist buy to let insurance

Looking for another kind of home insurance?

Landlord insurance

Landlord insurance

Landlords risk rent loss, repair costs and legal claims. Get the right cover for you...

Contents insurance

Contents Insurance

A UK home is burgled every 45 seconds. Cover your contents so you're not left out of pocket...

Buildings insurance

House icon

Protect your bricks and mortar from fire, flood and subsidence.

See all our specialist home insurance


A selection of our trusted buy to let insurance providers

See all of our home insurance providers

What is buy to let insurance?

  • Also known as landlord insurance, it typically includes buildings insurance to protect your bricks and mortar and contents cover if you're renting out a furnished property
  • Policies could also include cover for compensation claims, home emergencies, loss of rent, accidental damage and legal expenses
  • You can normally insure a portfolio of properties under a single policy

Why compare buy to let insurance with Confused.com?

Buy to let insurance isn't a legal requirement but standard buildings and contents policies may not provide sufficient coverage so your insurer could refuse to pay out if you don't have it.

Policies tend to cover the most common risks associated with renting out a property but they do differ in their coverage so it's important to check the small print.

Buy to let insurance policies are normally available with optional extras that could:

  • Cover the cost of repairs for emergencies like burst pipes, gas leaks and pest infestations
  • Provide legal protection for any disputes that may arise with your tenants like the recovery of outstanding rent
  • Compensate you for loss of rent so you can still meet your mortgage repayments if an accident renders your property non-rentable

grey avatar silhouette of person Very easy to use, thank you. Saved me a couple of hundred quid on my renewal quote.

David Burke Jul 2014

grey avatar silhouette of person Very straightforward process and great price.

Andrea Blake Jul 2014

grey avatar silhouette of person Thanks. The site was easy to use, response quick, and info what I was looking for. Great help for making a decision that saved me money compared to the policy that was up for renewal.

John Schreuder Jul 2014

grey avatar silhouette of person Found the website very easy to use and all the quotes were so easy to understand even for me! I will continue to use it for other things. Thanks.

Margaret McHendry Jul 2014

grey avatar silhouette of person Appropriate amount of information.

Laura Brindle Jul 2014

grey avatar silhouette of person All the best quotes on an easy to use setup.

Keith Bethwaite Jul 2014

grey avatar silhouette of person Very good and quick to come through. Will buy from you again.

Roy Glover Jul 2014


Why get buy to let insurance?

With buy to let insurance you could protect yourself against many of the risks associated with renting out your property.

A study by Northwood UK estimated that:

  • Tenant arrears, empty properties and household maintenance costs private rental landlords £2.1 billion a year
  • The average private rental landlord forks out more than £1,500 a year in unforeseen costs
  • Unexpected costs lead to landlords earning 84% less than they'd budgeted for

As a landlord it's important to know your duties towards your tenants. Carrying out heating repairs and gas and safety checks, for example, are jobs that you're responsible for.

If you need more information about buy to let insurance our guide should help.

Confused.com Landlord Insurance is provided by YOUR Insurance of 2nd Floor, Norfolk House, 187 High Street, Guildford, Surrey, GU1 3AW. YOUR Insurance is a trading name of Towergate Underwriting Group Limited, authorised by the Financial Conduct Authority (No. 313250).