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Buy to let insurance

Protect your investment; cover the risks that standard policies don't


  • Protect your property's structure and your furnishings
  • portfolio of properties could be protected under one policy
  • Get the right cover, your insurer may not pay out on claims without specialist buy to let insurance

Looking for another kind of home insurance?

Landlord insurance

Landlord insurance

Landlords risk rent loss, repair costs and legal claims. Get the right cover for you...

Contents insurance

Contents Insurance
A UK home is burgled every 45 seconds. Cover your contents so you're not left out of pocket...

Buildings insurance

Building Insurance
Protect your bricks and mortar from the unpredictable British weather...

See all our specialist home insurance


A selection of our trusted buy to let insurance providers

See all of our home insurance providers

What is buy to let insurance?

  • Also known as landlord insurance, it typically includes buildings insurance to protect your bricks and mortar and contents cover if you're renting out a furnished property
  • Policies could also include cover for compensation claims, home emergencies, loss of rent, accidental damage and legal expenses
  • You can normally insure a portfolio of properties under a single policy

Why compare buy to let insurance with Confused.com?

Buy to let insurance isn't a legal requirement but standard buildings and contents policies may not provide sufficient coverage so your insurer could refuse to pay out if you don't have it.

Policies tend to cover the most common risks associated with renting out a property but they do differ in their coverage so it's important to check the small print.

Buy to let insurance policies are normally available with optional extras that could:

  • Cover the cost of repairs for emergencies like burst pipes, gas leaks and pest infestations
  • Provide legal protection for any disputes that may arise with your tenants like the recovery of outstanding rent
  • Compensate you for loss of rent so you can still meet your mortgage repayments if an accident renders your property non-rentable

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May 2013

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Jan 2012

Very pleased with your efforts, saved about £150 to £160 by changing insurers and for the same coverage, plus Nectar points.

Jan 2012

I saved £70 by using Confused.com. The insurance company I was with was £70 dearer than the company I have now. Once again Confused.com has saved me money.

May 2013

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May 2013

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May 2013

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May 2013

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May 2013

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May 2013

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May 2013

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Jan 2012

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Mar 2012

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May 2013

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May 2013

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May 2013

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Mar 2013

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May 2013

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May 2013

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May 2013

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May 2013

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May 2013

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May 2013


Why get buy to let insurance?

With buy to let insurance you could protect yourself against many of the risks associated with renting out your property.

A study by Northwood UK estimated that:

  • Tenant arrears, empty properties and household maintenance costs private rental landlords £2.1 billion a year
  • The average private rental landlord forks out more than £1,500 a year in unforeseen costs
  • Unexpected costs lead to landlords earning 84% less than they'd budgeted for

As a landlord it's important to know your duties towards your tenants. Carrying out heating repairs and gas and safety checks, for example, are jobs that you're responsible for.

If you need more information about buy to let insurance our guide should help.

Confused.com Landlord Insurance is provided by YOUR Insurance of 2nd Floor, Norfolk House, 187 High Street, Guildford, Surrey, GU1 3AW. YOUR Insurance is a trading name of Towergate Underwriting Group Limited, authorised by the Financial Services Authority (No. 313250).


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