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How much does a Volvo cost to insure?

Volvo car insurance premiums will depend very much on the model of Volvo car you drive.

The general rule of thumb with car insurance premiums is that you will likely pay more if your car has a more powerful engine. Where you live and how old you are will also be factors that affect what you pay. 

You may live near a traffic black spot or in a postcode where cars are more frequently stolen which could also drive your premium higher.

*These prices are an average based on the model, and all our customer quotes from 14/01/21 – 14/06/21. This includes different locations, driving background and other factors. Your own quote could be cheaper or more expensive depending on your personal circumstances.

All information on this page was last reviewed on 29/07/2021, see T&C.

Volvo C30

The Volvo C30 – while no longer being built – is still seen frequently on UK roads and is a rival to premium family cars including the Audi A1 and the BMW 1 Series.

Volvo C30 car insurance premiums will also vary depending on the exact specifications of each C30 car. As an example, the Volvo C30 R Design has an average annual insurance premium of £786*.

Volvo V40

Let’s take a look at the Volvo V40. If you bought a Volvo V40 T4 SE Lux 5d, the car would be in insurance Group 26. By contrast if you bought a Volvo V40 D2 Momentum, the car would be in insurance Group 17.

The Volvo V40 took over from the C30 as Volvo’s smallest car within its range. The V40 is a rival to upmarket family hatchbacks such as the Mercedes A-Class, Audi A3, and VW Golf.

The V40 comes in many different guises and the cost of insurance reflects this. For example, the Volvo V40 R Design T2 has an average annual premium of £504*.

It is worth remembering that even models of the same name – for instance, the Volvo V40 – can be in different car insurance groups. The lower the group that your car is in, the lower your premium will usually be.

Volvo S40

The Volvo S40, like the V40 is a compact family car from Volvo which rivals the likes of the VW Golf. As with the V40, there are plenty of engine sizes and added extras which will affect the insurance group – and ultimately the premium. The Volvo S40 1.6 ES sits in Insurance Group 15, while the Volvo S40 2.0 SE Sport sits in Insurance Group 24.2.

To give you some idea of the premium you could pay insuring your S40, the average annual premium on the Volvo S40 SE D is £886*. 

Volvo V60 and V70

The Volvo V60 and Volvo V70 are two of the many classic estate cars the Swedish manufacturer has made over the years. Once again, your car insurance premium will very much depend on the exact specs of the car you choose.

If you buy a Volvo V60 Drive R-Design you are looking at an average premium of around £451*.

With the V70, if you were to buy a V70 SE (170) our data shows an average annual premium for this model of £457*.  

Volvo V90

The Volvo V90 is Volvo’s five-door, five-seat large premium estate, and the most spacious of its estate cars. Premiums on the V90 will vary depending on the exact car you decide to buy. The V90 Momentum D4 190 has an average annual premium of £533*. 

Volvo SUVs

Volvo have been producing highly regarded SUVs for many years now.

Insurance premiums on the hugely popular compact XC40 vary depending on the specs of each vehicle. The average premium on the XC40 R-Design is £473*, but different options could push this higher. 

Volvo XC60 is the mid-size SUV produced by Volvo. As with all other Volvo models, the XC60 comes with different engine power and different trim/features. The XC60 SE Nav D4 (190) has an average premium of £409*.

The Volvo XC90 is a luxury seven-seat SUV, the larger sibling of the XC60. In terms of premiums, the standard XC90 has an average insurance premium of £860*.

Top Selling Models

Volvo XC40

The XC40 is Volvo's first ever compact SUV, and it is giving the likes of Audi, BMW, Mercedes-Benz and Range Rover a run for their money in this highly competitive space.

In keeping with Volvo’s reputation for safety, Volvo's Pilot Assist system is available across the XC40 range. This semi-autonomous drive technology assists with the steering and controls the braking and acceleration required to keep the car safely in its lane. It’s also able to see a distance from any vehicle in front.

Volvo XC60

The best-selling Volvo car worldwide in 2020 was the XC60 with total sales of 191,696 cars. Like its seven-seater sister, the XC90, the XC60 has the challenge of talking market share from large premium SUV rivals, including the Audi Q5, BMW X3 and Land Rover Discovery Sport. The XC60 first appeared on the European market in 2008 and a year later in the US.

The second generation XC60 was unveiled in 2017 – and it was this version that saw global sales soar.

Volvo XC90

The Volvo XC90 dates from further back than the Volvo XC60 – to 2002 in fact. Back then it raised the bar for car designers in the SUV market with its combination of space, versatility and safety. It went on to become a global sales phenomenon. The third generation XC90 was launched in 2021. Included in the latest vehicles in this range is the plug-in hybrid model called the Volvo XC90 T8 Recharge.

The T8 combines a supercharged and turbocharged 2.0-litre engine with an electric motor for nifty acceleration. Despite its shift of pace, CO2 emissions are as low as 63g/km, and you also have some pure electric motoring adding to the mix.

History and facts about Volvo

Volvo – which fittingly is translated as “I roll,” in Swedish – was established in 1927 by Assar Gabrielsson and Gustav Larson in Gothenburg.

Their goal was to produce a car able to stand up to the rigours of Sweden’s rough roads and cold temperatures. Safety features and accident protection have always been a key priority in Volvo car designs from the 1920s until the present day.

Innovations in both safety and environmental care have been evident through Volvo’s pioneering work on crumple zones, rear facing child seats, collapsible steering columns, side collision protection and the three-way catalytic converter. All of these were introduced on Volvos in the late 1960s and early 1970s.

Volvo was bought by the Ford group in the 1999 and is now owned by a Chinese Group called, Geely.

The 1990s also marked a key turning point in the Volvo’s car design with the introduction of the sleek and more rounded designs of the Volvo S40 and V40. Both are a long way removed from Volvo’s old ‘boxy’ designs.

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