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How much does a Volvo cost to insure?

Volvo car insurance costs depend on the model of Volvo car you drive.

The general rule with car insurance prices is that you likely pay more if your car has a more powerful engine. Where you live and your age are also factors that affect what you pay.

You may live near a traffic black spot or in a postcode where cars are more frequently stolen, which could also drive your costs higher.

Volvo C30

The Volvo C30 – while no longer being built – is still seen frequently on UK roads. It rivals premium family cars including the Audi A1 and the BMW 1 Series.

Volvo C30 car insurance costs also vary depending on the exact specifications of each C30 car. As an example, the Volvo C30 R Design has an average annual insurance premium of £768*.

*These prices are an average based on the model, and all our customer quotes from 12/02/22 – 12/05/22. This includes different locations, driving background and other factors. Your own quote could be cheaper or more expensive depending on your personal circumstances.

All information on this page was last reviewed on 29/07/2022.

Volvo C40

The Volvo C40 is the Swedish maker's first electric crossover model.

Also known as the C40 Recharge, this electric Volvo boasts an electric range of 274 miles. It also claims to charge to 80% within 28 minutes. The C40 is aimed to compete against premium models such as the Audi Q4 and Mercedes EQA.

Electric cars in general tend to have higher insurance costs due to specialist parts. Average insurance premiums for the Volvo C40 Pro are £810*.

Volvo V40

Let’s take a look at the Volvo V40. If you bought a Volvo V40 T4 SE Lux 5d, the car would be in insurance group 26. By contrast if you bought a Volvo V40 D2 Momentum, the car would be in insurance group 17.

The Volvo V40 took over from the C30 as Volvo’s smallest car within its range. The V40 is a rival to upmarket family hatchbacks such as the Mercedes A-Class, Audi A3, and VW Golf.

The V40 comes in many different guises and the cost of insurance reflects this. For example, the Volvo V40 R Design T2 has an average annual premium of £509*.

It's worth remembering that even models of the same name – for instance, the Volvo V40 – can be in different car insurance groups. The lower the group that your car is in, the lower your premium usually is.

Volvo S40

The Volvo S40, like the V40 is a compact family car from Volvo that rivals the likes of the VW Golf. As with the V40, there are plenty of engine sizes and added extras which affect the insurance group – and ultimately the price you pay.

The Volvo S40 1.6 ES sits in insurance group 15, while the Volvo S40 2.0 SE Sport sits in insurance group 24.2. The average annual insurance cost for the Volvo S40 SE D is £992*.

Volvo S60

For the more discerning driver, the Volvo S60 is a 4-door executive model. More recent editions are also available as a plug-in hybrid.

Executive models like these come with a wealth of trim options, which have the potential to increase your insurance costs.

For example, an S60 D3 R-Design has an average insurance price of £1,061*. But the S60 Business Edition D4 comes in at £739*.

The Volvo S60 has been in production since the early 2000s, so you might be able to find an older, used model that's a little easier on the wallet.

Volvo S90

The Volvo S90 has been in production since 2016 and is also available as a plug-in hybrid model.

The S90 is an executive saloon that's made to take on established models such as the Mercedes E-Class.

If you want to go all out on the 'executive' aspect, the Inscription package comes with chrome trim and a massage feature on the front seats.

These premium features come at a cost, though. The average insurance premium for the S90 Inscription D4 is £701*.

Volvo V60 and V70

The Volvo V60 and Volvo V70 are 2 of the many classic estate cars the Swedish manufacturer has made over the years. Once again, your car insurance costs will depend on the exact specs of the car you choose.

If you buy a Volvo V60 Drive R-Design you're looking at an average cost of around £510*.

With the V70, if you were to buy a V70 SE (170) our data shows an average annual cost for this model of £462*.

Volvo V90

The Volvo V90 is Volvo’s 5-door, 5-seat large premium estate, and the most spacious of its estate cars. Insurance prices on the V90 vary depending on the exact car you decide to buy. The V90 Momentum D4 190 has an average annual cost of £509*.

Volvo SUVs

Volvo have been producing highly regarded SUVs for many years now.

Insurance costs on the hugely popular compact XC40 vary depending on the specs of each vehicle. The average price for the XC40 R-Design is £471*, but different options could push this higher.

Volvo XC60 is the mid-size SUV produced by Volvo. As with all other Volvo models, the XC60 comes with different engine power and different trim/features. The XC60 SE Nav D4 (190) has an average cost of £427*.

The Volvo XC90 is a luxury 7-seat SUV, the larger sibling of the XC60. In terms of insurance costs, the standard XC90 has an average insurance cost of £888*.

Top Selling Models

Volvo XC40

The XC40 is Volvo's first ever compact SUV, and it is giving the likes of Audi, BMW, Mercedes-Benz and Range Rover a run for their money.

In keeping with Volvo’s reputation for safety, Volvo's Pilot Assist system is available across the XC40 range. This semi-autonomous drive technology assists with the steering and controls the braking and acceleration required to keep the car safely in its lane. It’s also able to see a distance from any vehicle in front.

Volvo XC60

The best-selling Volvo car worldwide in 2020 was the XC60 with total sales of 191,696 cars.

Like its 7-seater sister, the XC90, the XC60 has the challenge of taking market share from large premium SUV rivals. This includes the Audi Q5, BMW X3 and Land Rover Discovery Sport.

The XC60 first appeared on the European market in 2008 and a year later in the US. The second generation XC60 was unveiled in 2017 – and it was this version that saw global sales soar.

Volvo XC90

The Volvo XC90 dates from further back than the Volvo XC60 – to 2002. Back then, it raised the bar for car designers in the SUV market with its combination of space, versatility and safety.

It went on to become a global sales phenomenon. The third generation XC90 was launched in 2021. Included in the latest vehicles in this range is the plug-in hybrid model called the Volvo XC90 T8 Recharge.

The T8 combines a supercharged and turbocharged 2.0-litre engine with an electric motor for nifty acceleration. Despite its shift of pace, CO2 emissions are as low as 63g/km, and you also have some pure electric motoring adding to the mix.

History and facts about Volvo

Volvo – which translates to 'I roll' in Swedish – was established in 1927 by Assar Gabrielsson and Gustav Larson in Gothenburg.

Their goal was to produce a car able to stand up to the rigours of Sweden’s rough roads and cold temperatures. Safety features and accident protection have always been a key priority in Volvo car designs from the 1920s until the present day.

Innovations in both safety and environmental care have been evident through Volvo’s pioneering work on:

  • Crumple zones
  • Rear-facing child seats
  • Collapsible steering columns
  • Side collision protection
  • The 3-way catalytic converter

All of these were introduced on Volvos in the late 1960s and early 1970s.

Volvo was bought by the Ford group in 1999 and is now owned by a Chinese Group called Geely.

The 1990s also marked a key turning point in the Volvo’s car design. This is when sleek and more rounded designs of the Volvo S40 and V40 were introduced. Both are a long way removed from Volvo’s old ‘boxy’ designs.

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