Skip navigation

Budget van insurance

For protection on a budget, compare quotes with Confused.com


  • Van insurance premiums through the roof-rack?
  • We compare up to 19 top UK van insurance providers to find you our best price
  • Find a policy with the right protection for your budget, in minutes


A selection of our trusted van insurance providers

See all the van insurance companies we compare

Feeling the pinch with your van insurance premium?

These days, many of us are finding insurance costs a bit of a burden, but if your job or business relies on the use of your van, it can often be difficult to find options to help with the cost.

If you’re looking for budget van insurance to keep you covered with cost in mind, you may want to consider some of the different types of insurance available and policy options listed below. They might help you find the right van insurance to suit your budget.

  • Monthly payments

Instead of forking out one lump sum for your van insurance premium, many insurers will allow you to pay in monthly instalments and spread the cost over the policy term.

It is worth noting that payment by this method will often end up costing more than paying in a lump sum, and many insurers will require a large initial payment before the monthly instalments begin, to cover administration costs and any interest that may have been added.

  • Short term / temporary van insurance

If you’re using your van regularly throughout the year, a full 12 month insurance policy will be the way to go. If, however, you only use your van occasionally, for odd jobs or trips, a temporary van insurance policy may be able to provide you cover when you need it, without having to pay for a full year’s premium.

You can find out more about temporary van insurance here.

  • Change your level of cover or policy options

Van insurance, just like car insurance, can come in a range of different levels of cover, with a variety of policy options and additional extras that could be impacting your premium. There are three main levels of cover explained below.

  • Third party only van insurance

Generally the cheapest of the three main options, as it only offers cover for the third party involved in any crash, injury or damage with your vehicle.

It does not offer any protection against any costs incurred by you for repairs to your own vehicle or medical expenses, or any cover for fire damage or theft.

  • Third party, fire and theft van insurance

This option will offer the same level of cover as third party only, with the addition of cover for fire damage to and theft of your vehicle.

  • Fully comprehensive van insurance

Generally the most expensive of the three, but offers the most protection. With a comprehensive policy, your insurer should cover the cost of any third party claim made against you after an accident, as well as your own costs, regardless of fault. Most insurers will also cover fire damage, theft and a range of accidental damages (depending on the circumstances and policy terms and conditions).

While lowering the level of cover you have may save you money, it’s important to remember the levels of cover that each policy offers, and make sure you have the right amount of protection in place.

Saving money on premiums is great, but you should always check the policy details and strike the balance between premium and protection that is right for you and your van.

grey avatar silhouette of person Quick, easy to use and saved me money!

Adam Hitchings Jun 2013

grey avatar silhouette of person Easy to navigate and find a good deal.

Carole Daily Nov 2013

grey avatar silhouette of person Saved money, hassle-free service, very satisfied!

William Hardy Sep 2013

grey avatar silhouette of person The usual excellent service, why go elsewhere?

Colin Denton Jun 2013

grey avatar silhouette of person A very easy to use service, and I saved money as well.

Colin Owen Jun 2013

grey avatar silhouette of person Easiest website to use, couple of clicks each year and it's job done.

Daniel Johnson Jun 2013

grey avatar silhouette of person Very fast, good and helpful quotes. Thank you.

Gail Dewar Sep 2013

grey avatar silhouette of person Only one thing to say, brill I saved money.

Gerald McGarry Jun 2013

grey avatar silhouette of person I found the site easy to find and easy to use.

Gillian Hill Nov 2013

grey avatar silhouette of person Very easy process. Easy to compare cover and get the best deal at the best price in the least time. What more can you ask for?

Graham Haveron Nov 2013

grey avatar silhouette of person It was very easy to buy with Confused.com. Yes I saved both time and money.

Jayne Shaw Sep 2013

grey avatar silhouette of person Very quick and easy. Also saved me money.

Julie Pescod Dec 2013

grey avatar silhouette of person Very easy site to use. Would use again next year.

Leslie England Nov 2013

grey avatar silhouette of person My experience with Confused.com was very efficient and we saved money by changing insurers.

Lissa Wildblood Dec 2013

grey avatar silhouette of person Quick and easy, no pressure.

Mark Ayre Sep 2013

grey avatar silhouette of person Excellent site, so easy to use and saved me money, many thanks.

Michael Low Jun 2013

grey avatar silhouette of person Excellent experience using Confused.com. Helped me save money and I was able to clearly compare between other insurers.

Mohammed Shafiq Jun 2013

grey avatar silhouette of person Easy to use, results are instant, everything I need in a comparison site. Well done!

Norman Owens Sep 2013

grey avatar silhouette of person Very good service.

Sara Collins Sep 2013

grey avatar silhouette of person Very good site, easy to use, found what I needed very quick.

William Hardy Nov 2013

Looking for another type of van insurance?

Small van insurance

Small van insurance
Get quick quotes for small van insurance with Confused.com

Pickup truck insurance

Pickup truck insurance

'Pick up' your perfect pickup policy with Confused.com

Courier insurance

Courier van insurance

Cover your cargo at our best price with Confused.com

See all of our other van insurance policies




What else can I do to get a budget van insurance quote?

Car and van insurance premiums are calculated using a range of different factors, some of which you can change to get a lower price. We’ve listed some of the main ones below, though you can find more details in our guide to van insurance rating factors.

Remember; always be honest about all of these factors when taking out an insurance policy, since misrepresentation at this stage can lead to claim being rejected later on.

  • Security

Most insurance companies will reduce their premiums for additional security measures you take out to protect your van, including parking in a locked garage and having additional locks or alarms installed.

  • Voluntary excess

This is the first part of any claim, which is payable by you, before your insurer picks up any remaining costs. A higher voluntary excess usually means lower insurance premiums, though you’ll need to be careful. If your excess is too high you may end up liable for a huge portion of the costs.

We have several guides to help you cut your van insurance costs which you can find below;

You might find more useful information in our collection of van insurance related articles and guides.

Confused.com van insurance is provided and administered by Able Insurance Services Limited (trading as Gladiator) Registered Office: Ellipse Ground Floor, Padley Road, Swansea SA1 8AN. Able Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA Reg No. 311649).

Compare cheap van insurance quotes

Retrieve van quote


Advertisements