Saga Select travel insurance

Learn more about Saga Select travel insurance

Last reviewed 25 May 2022.

Why choose Saga Select travel insurance?

  • Specialises in insurance for the over 50s
  • No upper age limit.
  • Policies include Covid-19 cover.

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Who is Saga Select travel insurance?

Founded in 1951, Saga has developed a reputation for providing high-quality travel, insurance and other financial services products to the over 50s in the UK.

Based in Folkestone, Kent, Saga currently has around 2,500 employees. In conjunction with its offerings across travel and insurance, the over 50s specialist also publishes the subscription-based Saga Magazine, which has a circulation of well over 600,000 and a readership of approximately one million per month.

While Saga offers a range of insurance products, from health insurance to car insurance, travel insurance fits closely with Saga’s origins as a holiday company. Its Saga Holidays division continues to offer package holidays around the world and operates two cruise ships.

Saga says its travel insurance is designed specifically with the over 50s customer base in mind and is unique. Saga Travel Insurance is underwritten by Astrenska Insurance.

Saga Select travel insurance policy details

Saga offers annual and single trip travel insurance for both overseas and UK holidays, with no upper age limits. Here’s what’s included with Saga travel insurance:

Cancellation cover is offered up to £2,500 if you’re forced to cancel or cut your trip short. This includes cover for unused travel, accommodation and activities as well as any other pre-paid charges that you can’t recover.

Missed departure cover can be included on overseas holidays up to £1,000. This allows you to claim for extra accommodation and travel costs that become necessary to reach your destination.

This includes where you arrive at the final point of departure too late to board the ship, aircraft or train in which you're booked to travel on your outward journey or on the final part of your return journey.

Lost, stolen or damaged baggage is covered up to £1,750, with a £300 limit for single items and £500 for valuables. It includes cover for personal belongings, baggage or golf equipment during your trip.

Emergency medical treatment and associated expenses can be claimed up to £8 million on overseas trips and up to £2 million on UK trips. It also includes the cost of return travel should you be medically unfit to use your return ticket.

The Saga Select cover additionally provides you with up to £350 for emergency dental treatment to relieve pain.

Hospital benefit means you can claim £24 per day for a hospital stay during your trip abroad on Saga Select travel insurance, up to a limit of £1,000.

Covid-19 cover with Saga travel insurance covers you if:

  • You have to cancel your trip due to a COVID-19 diagnosis within 14 days of departure or if the doctor says you’re too ill to travel due to COVID.
  • You, a close relative or anyone you're staying or travelling with gets a positive coronavirus test and you have to cut short your trip.
  • You need emergency medical treatment due to coronavirus while you’re away.

Personal accident cover means Saga Select travel insurance will pay a lump sum of up to £30,000 in the event of accident causing disability or death.

Personal money cover is included up to £500. This insures you for loss or theft of cash, travellers cheques, non-refundable pre-paid tickets, travel tickets, hotel vouchers, passport and driving licence during your trip.

Loss of passport is also covered. Saga travel insurance gives you up to £500 for accidental loss, theft or damage of your passport while you’re abroad.

End supplier failure insurance covers you for up to £1,500 should an end supplier of travel services that you’re using go bust.

Personal Liability cover gives you up to £2 million of cover should someone make a legal claim against you and you’re found to be liable.

Cruise cover is included in all Saga travel insurance policies as standard.

Saga Select travel insurance optional extras

Saga offers winter sports cover as an optional extra with its single trip and annual insurance policies.

Winter sports cover includes sports such as skiing, snowboarding and sledging. It covers broken, lost or stolen equipment and extra travel/accommodation in the event of an avalanche. You could get £750 of cover for your own winter sports equipment and up to £550 for hired equipment.

Contact Saga Select

You can contact Saga using the following address:

Saga plc
Enbrook Park
CT20 3SE

If you'd prefer to speak to someone, you can phone Saga on 0800 092 2344’s Travel Insurance solution is provided by is a trading style of Investment Discounts On-Line Ltd and is authorised and regulated by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. is part of the Legal & General group.

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