CoverForYou travel insurance policy details
Cancellation cover is included if you're forced to cancel your trip, including payments that you have to make for transport and accommodation.
Medical expenses are covered up to £15 million per claim.
Hospital benefit cover is only available with Gold and Platinum policies. It allows you to claim hospital benefit for any hospital stay on your trip. Hospital benefit isn’t available with CoverForYou’s Silver travel insurance.
With the Gold policy, you can claim £20 for each 24-hour period you spend in hospital, up to a limit of £500. With Platinum, it’s the same daily rate, but the cover limit goes up to £1,000.
Covid cover includes:
- If you’re unable to travel due to contracting Covid either prior to travel or by being denied boarding at your departure
- Should you become ill with Covid while abroad
- You need to return home early due to a close relative passing away
Pet cover includes extra kennel or cattery fees if you’re hospitalised due to an accident or illness that's covered under the medical and other expenses section of your policy.
Personal accident is covered under Gold and Platinum policies. With Gold, you can claim a £10,000 pay-out in the event of either permanent total disablement or loss of limbs/sight.
Platinum allows you to claim up to £15,000 in each of these situations.
Baggage cover insures your belongings for accidental damage, loss and theft. Cover levels vary between Platinum, Gold and Silver policies.
You can also claim for delayed baggage when you have to wait over 12 hours to get your luggage back.
Personal money is also covered. With Platinum, you can claim up to £500 for accidental damage, theft and loss of personal money, while for Gold and Silver the cover limits are £300 and £200 respectively.
Personal Liability covers you for legal bills that arise in the event that you accidentally injure someone or damage their property while on holiday. Cover ranges from £1 million to £2 million depending on the policy you choose.
Delayed and Missed Departures means you can claim for delayed departures. This is up to £100 for Silver cover, £250 for Gold and £350 for Platinum.
Holiday abandonment can cover you should you have to abandon your holiday due to unforeseen circumstances.
Legal Expenses can be claimed up to £20,000 with the Platinum policy, £10,000 with Gold and £5,000 if you take out the Silver cover.
Airline Failure Cover allows you to claim up to £2,500 in the event that your scheduled airline goes bankrupt before or after departure.
Travel Mate App is available to all policy holders. The app gives you access to:
- Policy Information
- Emergency Numbers
- Hospital Locations
- Medical Translator
- FCDO Guidance
- Jet lag calculator
- CoverForYou club
Policyholders also get access to exclusive member benefits:
- Access to rewards and discounts from partners like ODEON, Gousto and Holiday Extras
- A discount of up to 20% on your next CoverForYou travel insurance purchase
- A chance to win holidays and event tickets
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