Big Blue Cover travel insurance

Learn more about Big Blue Cover travel insurance

Last reviewed 26 May 2022.

Why choose Big Blue Cover?

  • 24/7 emergency medical support 365 days a year
  • Up to £10 million emergency medical expenses cover included as standard
  • Comprehensive cover for coronavirus, including protection for policyholders if they can’t travel because they test positive for coronavirus

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Who is Big Blue Cover?

Big Blue Cover is a travel insurance specialist that focuses on providing easy to understand, cost effective policies, which can be fully booked online. The company is one of several in the Rock Insurance Group stable, along with, MRL Insurance and

Rock Insurance was formed in 2001. It’s based in Crawley, West Sussex and employs around 50 staff. The broker has covered more that 1 million people requiring travel, gadget and car hire insurance since 2003.

Big Blue Cover policy details

Big Blue Cover offers two main type of travel insurance:

Single trip travel insurance is suitable if you’re looking to go abroad for 2 days to 12 months. Single trip travel insurance can be tailored to fit with your destination, be it a city break, skiing holiday or an extended, luxury vacation.

Annual travel insurance could be the best option if you’re planning on taking more than one trip abroad in a single year. This policy covers you for unlimited overseas journeys of up to 32 days at any one time.

If you’re looking to buy a Big Blue Cover travel policy you can choose from economy, standard or premier insurance. All feature the same key policy elements, although the payment limits differ:

  • Emergency medical expenses and return travel
  • Personal possessions and baggage
  • Missed departure
  • Travel delay or abandonment
  • Cancellation and curtailment

Emergency medical expenses and return travel means you’re covered if you suffer an injury or illness while on your holiday. Big Blue Cover will ensure your medical and hospital bills are paid to a total of £10,000.

Personal possessions and baggage are covered if they’re lost or stolen. You’ll be covered for up to £1,000, £1,500 or £2,500 depending on which level of protection you have.

Missed departures are covered should you miss your outbound flight from the UK because of a delay in public transport services or your car breaks down. The policy will cover the cost of a replacement flight up to a certain limit.

Travel delay or abandonment means Big Blue Cover will give you access to the airport’s VIP lounge if your scheduled flight is delayed for more than 2 hours. If a VIP lounge isn’t available, you can claim up to £10, £20 or £50 per 12 hours of delay up to £200, £250 or £300 depending on your level of cover.

Cancellation and curtailment means you can claim if you’re unable to go on your trip because you or one of your party falls ill, including if they contract coronavirus. Cancellation and curtailment cover will also pay out if you can’t go on your holiday due to an unforeseen event, such as a home emergency, such as a fire or burglary, or because you’ve been made redundant.

Big Blue Cover optional extras

In addition to single trip and annual travel insurance, Big Blue offers certain optional extras that can be bolted on to your main cover. These include:

Winter Sports insurance is available with annual and single trip cover, this option protects you, your family and your belongings. Additional benefits include cover for your own or hired ski equipment, piste closure and loss or damage caused as a result of an avalanche or landslide. Limits for each type of winters sports claim depend on whether you’ve opted for economy, standard or premium cover.

Cruise insurance covers up to £1,000 for missed port departure and £500 if you’re unable to use a paid-for excursion. Additionally, if sickness or injury causes you to be confined to your cabin, you can claim £100 per 24-hour stint, up to a maximum of £1,000.

Car Hire Excess insurance usually includes excesses, which you’d need to cover before the hire firm steps in. These can prove very pricey.

Car hire excess insurance will cover claims of up to £7,500 per single trip incident, or series of incidents during a single car rental agreement. It’ll also pay up to £500 for lost or stolen car keys, or the same sum for accidentally putting the wrong fuel in the car. Car hire excess insurance is also available to buy as a stand-alone product if you don’t want it bundled with your travel insurance.

Contact Big Blue Cover

Big Blue Cover can be contacted in a number of ways. For postal enquiries write to their parent company head office at:

Rock Insurance Services Ltd
135 High Street
West Sussex
RH10 1DQ

You can also get in touch with Big Blue Cover by calling 0343 658 0225 or 01293 855787 between 8.30am and 6pm Monday to Friday or from 9am to 5pm on Saturdays.

Big Blue Cover can also be emailed via’s Travel Insurance solution is provided by is a trading style of Investment Discounts On-Line Ltd and is authorised and regulated by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. is part of the Legal & General group.

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